Author Topic: Dumb mistakes we make playing these games.  (Read 147091 times)

Offline rots5

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Re: Dumb mistakes we make playing these games.
« Reply #120 on: January 01, 2014, 03:41:38 PM »
Waiting until day 60 of an annual fee being billed...except that reallocation is closed for new years :P
lol (sorry)
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Online CountValentine

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Re: Dumb mistakes we make playing these games.
« Reply #121 on: January 01, 2014, 03:45:45 PM »
Waiting until day 60 of an annual fee being billed...except that reallocation is closed for new years :P
That's a good one.  :)
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Offline Dan

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Re: Dumb mistakes we make playing these games.
« Reply #122 on: January 01, 2014, 03:47:42 PM »
That's a good one.  :)
Closed it, will try to salvage what I can tomorrow.
C'est la vie.
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Offline Nitantnel

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Re: Dumb mistakes we make playing these games.
« Reply #123 on: January 01, 2014, 04:02:48 PM »
Waiting until day 60 of an annual fee being billed...except that reallocation is closed for new years :P
You can try to SM them today, no?


Offline Super Speed

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Re: Dumb mistakes we make playing these games.
« Reply #124 on: January 01, 2014, 04:31:17 PM »
Applying for a UMPE with a new FF# while having my old one still open :'(


Offline AnonymousUser

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Re: Dumb mistakes we make playing these games.
« Reply #125 on: January 01, 2014, 04:32:13 PM »
Applying for a UMPE with a new FF# while having my old one still open :'(
Transfer the CL, close it and try again in a month.

Offline Super Speed

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Re: Dumb mistakes we make playing these games.
« Reply #126 on: January 01, 2014, 06:27:26 PM »
Transfer the CL, close it and try again in a month.
Is it worth it? I haven't officially spoken to Recon about that app. so does that mean I will get another Credit Pull?


Offline midnightinharlem

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Re: Dumb mistakes we make playing these games.
« Reply #127 on: January 01, 2014, 09:43:34 PM »
I use the one midnightinharlem made

http://forums.dansdeals.com/index.php?topic=34004.0

As a frequent lurker and infrequent poster, it's funny seeing my handle in this. Glad the spreadsheet works for you.

A few weeks ago, in advance of applying for another Citi Business AA card, I proactively asked Citi to lower my credit lines on my various AA cards. Three days later, reports of the Business AA card no longer being churnable. Not quite a "dumb mistake" but doh!

Offline Vosizderneias

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Re: Dumb mistakes we make playing these games.
« Reply #128 on: January 02, 2014, 05:55:43 PM »
Oh gosh, had $600 left to get amex spg points bonus, put it on the spg business(already reached the $5000) instead of personal card:(
Do you think i can call the merchant tomm and get them to cancel the charge and put on diff card? Especially that almost maxed out business now and i dont wanna get fr'ed

Offline Super Speed

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Re: Dumb mistakes we make playing these games.
« Reply #129 on: January 02, 2014, 06:02:25 PM »
Oh gosh, had $600 left to get amex spg points bonus, put it on the spg business(already reached the $5000) instead of personal card:(
Do you think i can call the merchant tomm and get them to cancel the charge and put on diff card? Especially that almost maxed out business now and i dont wanna get fr'ed
How much time left do you have?

Offline Nitantnel

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Re: Dumb mistakes we make playing these games.
« Reply #130 on: January 02, 2014, 06:04:23 PM »
As a frequent lurker and infrequent poster, it's funny seeing my handle in this. Glad the spreadsheet works for you.

A few weeks ago, in advance of applying for another Citi Business AA card, I proactively asked Citi to lower my credit lines on my various AA cards. Three days later, reports of the Business AA card no longer being churnable. Not quite a "dumb mistake" but doh!

You can still churn the business AA card. Good luck.

Offline Vosizderneias

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Re: Dumb mistakes we make playing these games.
« Reply #131 on: January 02, 2014, 09:22:31 PM »

How much time left do you have?
a month or two, main issue is that i pretty much reached credit limit and i dont want a fr

Offline ckmk47

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Re: Dumb mistakes we make playing these games.
« Reply #132 on: January 03, 2014, 12:24:27 AM »
a month or two, main issue is that i pretty much reached credit limit and i dont want a fr
Pay it off now, right away.and don't use that card again until after the next statement.

Offline Nitantnel

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Re: Dumb mistakes we make playing these games.
« Reply #133 on: January 03, 2014, 12:51:56 AM »
Pay it off now, right away.and don't use that card again until after the next statement.
That helps for credit, not for FRs.

Offline ckmk47

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Re: Dumb mistakes we make playing these games.
« Reply #134 on: January 03, 2014, 12:55:39 AM »
That helps for credit, not for FRs.
If it's a one-off and he shows he can pay it, won't it help avoid a FR?

Offline Nitantnel

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Re: Dumb mistakes we make playing these games.
« Reply #135 on: January 03, 2014, 12:58:00 AM »
If it's a one-off and he shows he can pay it, won't it help avoid a FR?
Perhaps. But as far as Amex is concerned, it makes no difference if you pay before or after the closing date. Actually, they rather you pay after the closing date.

Offline meshugener

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Re: Dumb mistakes we make playing these games.
« Reply #136 on: January 03, 2014, 08:56:26 AM »
Had same thing yesterday.
On one of my SPG I still have to spend $2k and on another I already spent over $5k.

Guess which card I used to AP $2k?

When life sucks - it sucks.
Love me or hate me. I still love you.

Offline Nitantnel

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Re: Dumb mistakes we make playing these games.
« Reply #137 on: January 06, 2014, 08:51:50 PM »
Had same thing yesterday.
On one of my SPG I still have to spend $2k and on another I already spent over $5k.

Guess which card I used to AP $2k?

When life sucks - it sucks.

But it's still delicious!

Offline Dan

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Re: Dumb mistakes we make playing these games.
« Reply #138 on: January 06, 2014, 09:01:11 PM »
Had same thing yesterday.
On one of my SPG I still have to spend $2k and on another I already spent over $5k.

Guess which card I used to AP $2k?

When life sucks - it sucks.
Refund+redo?
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline meshugener

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Re: Dumb mistakes we make playing these games.
« Reply #139 on: January 06, 2014, 09:39:41 PM »
No. you can't die from an extra 2k SPG.
next month is a new month.
assuming AP isn't sitting me down by then.
Love me or hate me. I still love you.