Author Topic: Dumb mistakes we make playing these games.  (Read 91965 times)

Offline shapsam

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Feb 2017
  • Posts: 1876
  • Total likes: 157
  • DansDeals.com Hat Tips 8
    • View Profile
  • Location: Tri State
Re: Dumb mistakes we make playing these games.
« Reply #990 on: March 18, 2018, 12:10:21 AM »
Paid my Discover early up until $1.99, then a $50 referral bonus posted.
Could have been worse.
BTW it works up to $2.99
Ultimately I'm always right
~ Donald J. Trump

Offline davidrotts63

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: May 2017
  • Posts: 6482
  • Total likes: 662
  • DansDeals.com Hat Tips 24
  • Gender: Male
    • View Profile
  • Programs: Hertz Gold, Hyatt Member, BA Blue, Ebay banned, Amazon Prime
Re: Dumb mistakes we make playing these games.
« Reply #991 on: March 18, 2018, 12:11:31 AM »
BTW it works up to $2.99
With Discover? I thought they were only $1.99?
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline sharabob

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Apr 2014
  • Posts: 310
  • Total likes: 1
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Tel Aviv
Re: Dumb mistakes we make playing these games.
« Reply #992 on: March 18, 2018, 12:35:43 AM »
With Discover? I thought they were only $1.99?
What are you talking about?

Offline davidrotts63

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: May 2017
  • Posts: 6482
  • Total likes: 662
  • DansDeals.com Hat Tips 24
  • Gender: Male
    • View Profile
  • Programs: Hertz Gold, Hyatt Member, BA Blue, Ebay banned, Amazon Prime
Re: Dumb mistakes we make playing these games.
« Reply #993 on: March 18, 2018, 12:42:01 AM »
What are you talking about?
They credit you back if you close your statement with a low amount.
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline shapsam

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Feb 2017
  • Posts: 1876
  • Total likes: 157
  • DansDeals.com Hat Tips 8
    • View Profile
  • Location: Tri State
Re: Dumb mistakes we make playing these games.
« Reply #994 on: March 18, 2018, 10:07:57 AM »
With Discover? I thought they were only $1.99?
I had above $2.00 last statement and it was credited.
Ultimately I'm always right
~ Donald J. Trump

Offline as2

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Mar 2013
  • Posts: 4781
  • Total likes: 503
  • DansDeals.com Hat Tips 21
  • Gender: Male
    • View Profile
Re: Dumb mistakes we make playing these games.
« Reply #995 on: March 18, 2018, 12:00:01 PM »
I had above $2.00 last statement and it was credited.
It was discussed in the credit score thread. I believe it was $2.99
ETA: I believe the below post was was somewhat related, but I remember seeing more on it. @PillanSmye should be able to clarify.

You want a SINGLE card to be reporting a $2 balance on your credit reports at all times.  Doesn't matter if it is the same card every month.

You do NOT want to use a Chase card, because when you PIF Chase they will force a mid-cycle update to the CRA's (one of Chase's most awesome features IMO, just doesn't help for the FICO geeking method).

You do NOT want to use a Disco card and leave $3, because then you are giving up the $24 Disco pays you every year to have their card.  Always leave $2 on your Disco card before the statement cuts, so Disco will write it off and report a $0 balance.
« Last Edit: March 18, 2018, 12:24:48 PM by as2 »
Memories last forever, make them while you can.

Offline shiframeir

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jan 2012
  • Posts: 1270
  • Total likes: 43
  • DansDeals.com Hat Tips 6
    • View Profile
  • Programs: spg gold. nothing else. sigh.
Re: Dumb mistakes we make playing these games.
« Reply #996 on: March 18, 2018, 05:45:08 PM »
cancelled my citi prestige card by secure message before taking out over 7k points. now i gotta try to fight to get them transferred to another account...

Offline mmgfarb

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2015
  • Posts: 7441
  • Total likes: 605
  • DansDeals.com Hat Tips 4
    • View Profile
Re: Dumb mistakes we make playing these games.
« Reply #997 on: March 18, 2018, 05:46:37 PM »
cancelled my citi prestige card by secure message before taking out over 7k points. now i gotta try to fight to get them transferred to another account...
Why not just reopen the card?
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Offline Abey

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Sep 2017
  • Posts: 377
  • Total likes: 14
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Dumb mistakes we make playing these games.
« Reply #998 on: March 20, 2018, 06:17:30 PM »
So here’s a story about a dumb mistake I made. Has a happy ending though .
So , my first cc was a FU, of course since it’s billed as a cashback card I made the mistake that probably a lot of noobs make...I redeemed 32k for cash back anyway life moved on and I discovered ddf of course I was very disappointed for being duped like that....
Anyway last week I decided on a whim to call up chase: can I pretty please have those points back ?
I got a good rep , with a bad English and asked nicely that I want those points for travel , can she reverse the transaction?
She had a few questions for me a. When am I gonna use the points if she gives it back b. On which airline c. Do I also want her to transfer the points from csp to the fu or do I have enough for my ticket 🤨🤨(I told her no, thank you very much)
Anyway she said she’s sending the request to support and I should expect an answer in 10-14 days... she was very nice and apologizing the whole time, and had no clue about ur
I waited with bated breath , and yesterday finally I saw YES they were back!!! (They did debit my acct for $320)
So cheers 🥂 here’s to 32k ur !!!

Offline mmgfarb

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2015
  • Posts: 7441
  • Total likes: 605
  • DansDeals.com Hat Tips 4
    • View Profile
Re: Dumb mistakes we make playing these games.
« Reply #999 on: March 20, 2018, 06:31:45 PM »
So here’s a story about a dumb mistake I made. Has a happy ending though .
So , my first cc was a FU, of course since it’s billed as a cashback card I made the mistake that probably a lot of noobs make...I redeemed 32k for cash back anyway life moved on and I discovered ddf of course I was very disappointed for being duped like that....
Anyway last week I decided on a whim to call up chase: can I pretty please have those points back ?
I got a good rep , with a bad English and asked nicely that I want those points for travel , can she reverse the transaction?
She had a few questions for me a. When am I gonna use the points if she gives it back b. On which airline c. Do I also want her to transfer the points from csp to the fu or do I have enough for my ticket 🤨🤨(I told her no, thank you very much)
Anyway she said she’s sending the request to support and I should expect an answer in 10-14 days... she was very nice and apologizing the whole time, and had no clue about ur
I waited with bated breath , and yesterday finally I saw YES they were back!!! (They did debit my acct for $320)
So cheers 🥂 here’s to 32k ur !!!
Congrats, well done.
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Offline sky121

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: May 2011
  • Posts: 11361
  • Total likes: 120
  • DansDeals.com Hat Tips 12
    • View Profile
Re: Dumb mistakes we make playing these games.
« Reply #1000 on: March 20, 2018, 07:16:03 PM »
So here’s a story about a dumb mistake I made. Has a happy ending though .
So , my first cc was a FU, of course since it’s billed as a cashback card I made the mistake that probably a lot of noobs make...I redeemed 32k for cash back anyway life moved on and I discovered ddf of course I was very disappointed for being duped like that....
Anyway last week I decided on a whim to call up chase: can I pretty please have those points back ?
I got a good rep , with a bad English and asked nicely that I want those points for travel , can she reverse the transaction?
She had a few questions for me a. When am I gonna use the points if she gives it back b. On which airline c. Do I also want her to transfer the points from csp to the fu or do I have enough for my ticket 🤨🤨(I told her no, thank you very much)
Anyway she said she’s sending the request to support and I should expect an answer in 10-14 days... she was very nice and apologizing the whole time, and had no clue about ur
I waited with bated breath , and yesterday finally I saw YES they were back!!! (They did debit my acct for $320)
So cheers 🥂 here’s to 32k ur !!!
That's actually slightly surprising that they did that for you IMO. Congrats.
"Not all who wander are lost"

Offline Abey

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Sep 2017
  • Posts: 377
  • Total likes: 14
  • DansDeals.com Hat Tips 1
    • View Profile
Dumb mistakes we make playing these games.
« Reply #1001 on: March 20, 2018, 09:32:01 PM »
That's actually slightly surprising that they did that for you IMO. Congrats.
probably a new agent or something...bad English
Congrats, well done.
Thanks all and thanks ddf !!!

Offline davidrotts63

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: May 2017
  • Posts: 6482
  • Total likes: 662
  • DansDeals.com Hat Tips 24
  • Gender: Male
    • View Profile
  • Programs: Hertz Gold, Hyatt Member, BA Blue, Ebay banned, Amazon Prime
Re: Dumb mistakes we make playing these games.
« Reply #1002 on: March 20, 2018, 09:34:51 PM »


So here’s a story about a dumb mistake I made. Has a happy ending though .
So , my first cc was a FU, of course since it’s billed as a cashback card I made the mistake that probably a lot of noobs make...I redeemed 32k for cash back anyway life moved on and I discovered ddf of course I was very disappointed for being duped like that....
Anyway last week I decided on a whim to call up chase: can I pretty please have those points back ?
I got a good rep , with a bad English and asked nicely that I want those points for travel , can she reverse the transaction?
She had a few questions for me a. When am I gonna use the points if she gives it back b. On which airline c. Do I also want her to transfer the points from csp to the fu or do I have enough for my ticket 🤨🤨(I told her no, thank you very much)
Anyway she said she’s sending the request to support and I should expect an answer in 10-14 days... she was very nice and apologizing the whole time, and had no clue about ur
I waited with bated breath , and yesterday finally I saw YES they were back!!! (They did debit my acct for $320)
So cheers 🥂 here’s to 32k ur !!!
nice!!!
How long ago did you redeem them for cash back?
My father has redeemed hundreds of UR as cash back....
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline shiframeir

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jan 2012
  • Posts: 1270
  • Total likes: 43
  • DansDeals.com Hat Tips 6
    • View Profile
  • Programs: spg gold. nothing else. sigh.
Re: Dumb mistakes we make playing these games.
« Reply #1003 on: March 20, 2018, 11:22:09 PM »
Why not just reopen the card?
Actually i just called and they let me transfer to my spouse card (can use for 90 days). bh

Offline ben89

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Jul 2015
  • Posts: 2810
  • Total likes: 191
  • DansDeals.com Hat Tips 139
    • View Profile
Re: Dumb mistakes we make playing these games.
« Reply #1004 on: March 21, 2018, 12:04:02 AM »
My father has redeemed hundreds of UR as cash back....
why?