How does
fit with
I'm not sure what bothers you.
While I don't have a real-life use for NFC, the people that are potential Coin customers, have no purpose in buying a Coin when their phone can do the same thing, but better and for free.
I agree my second quote should be split in 2 though. As besides the security features, from strictly an NFC POV, there's not much different between apple pay and the rest.