Author Topic: Can Canadian credit affect US credit?  (Read 794 times)

Offline YankyDoodle

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Can Canadian credit affect US credit?
« on: November 20, 2013, 04:33:21 PM »
My wife and I moved from Canada to the USA about 6 months ago. We closed our cell phone plan and paid off the balance (or so we thought). We just got a call from a collection agency telling us that we have $300+ of outstanding debt. I have no interest in spending any more time on the phone talking to the cell phone company and would prefer to just ignore it. They had my wife's Canadian social insurance # on file, which we don't care about. Is there any chance this could somehow affect her US credit? Anyone have experience? Thanks!

Offline Alexsei

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Re: Can Canadian credit affect US credit?
« Reply #1 on: November 21, 2013, 11:19:17 AM »
i guess you don't plan to move back  ;)
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Offline YankyDoodle

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Re: Can Canadian credit affect US credit?
« Reply #2 on: November 21, 2013, 11:43:14 AM »
i guess you don't plan to move back  ;)
No, we're not planning on moving back any time soon. I'm not trying to fleece them, we legitimately cleared our account with them prior to leaving...but it's Canada so there's no customer support.

Anybody?

Offline philbenjoe

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Re: Can Canadian credit affect US credit?
« Reply #3 on: November 29, 2013, 04:00:37 AM »
AFAIK the two countries do NOT work together when it comes to credit agencies. Canadians with amazing credit in canada have no record whatsover when applying for credit cards in the us.
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Offline YankyDoodle

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Re: Can Canadian credit affect US credit?
« Reply #4 on: November 29, 2013, 10:59:27 AM »
AFAIK the two countries do NOT work together when it comes to credit agencies. Canadians with amazing credit in canada have no record whatsover when applying for credit cards in the us.

Thanks that was my guess as well.

Offline philbenjoe

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Re: Can Canadian credit affect US credit?
« Reply #5 on: November 29, 2013, 11:41:07 AM »
Np. I would be cautious when returning to canada not use the same credit card that was linked to the account...you may never know...but as far as credit they don't seem to be connected
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