Author Topic: Can I AOR with this many hard credit inquiries on reports?  (Read 1056 times)

Offline Niftyone

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Can I AOR with this many hard credit inquiries on reports?
« on: November 22, 2013, 06:46:11 PM »
I'm from California. My most recent hard credit inquiry was 7 months ago.
Per reports I have the following: EX-6 TU-3 EF-0

Credit score is around 750, always pay on time, no derogs, low utilization, etc.

I was looking to apply for around 7 new cards, not the biggest AOR, meet spending requirements and gain signup bonuses. My profile is somewhat young.

They will pull EX, so they will at least see 6 inquires from EX. Will I be ok to AOR with this many hard inquires? Or should I wait a year to AOR?

Also, the credit lines extended to me are already above how much I earn in income by about 20k (due to AU accts). Will having to large of limits to income scare creditors away?

Thanks!

Offline Travelandcredit

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Re: Can I AOR with this many hard credit inquiries on reports?
« Reply #1 on: November 23, 2013, 09:03:29 AM »
1. 7 is a lot of cards.
2. 7 months ago is great, you'll be fine. Most apply every 3 months.
3. I have over 20 hard inquiries on Experian and still get approved. 6 inquiries is nothing.

Offline mawmaw

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Re: Can I AOR with this many hard credit inquiries on reports?
« Reply #2 on: November 23, 2013, 09:53:14 PM »
1. 7 is a lot of cards.
2. 7 months ago is great, you'll be fine. Most apply every 3 months.
3. I have over 20 hard inquiries on Experian and still get approved. 6 inquiries is nothing.
7 is a lot of cards
1-

Offline ckmk47

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Re: Can I AOR with this many hard credit inquiries on reports?
« Reply #3 on: November 24, 2013, 01:58:40 AM »
7?  Go for it!
My favorite cause: cssy.org

Offline Dan

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Re: Can I AOR with this many hard credit inquiries on reports?
« Reply #4 on: November 24, 2013, 02:04:10 AM »
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline mawmaw

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Re: Can I AOR with this many hard credit inquiries on reports?
« Reply #5 on: November 24, 2013, 02:23:38 AM »
my last one was Lololololol ;)