BH I have lots of Credit Cards (thanks Dan
), with my wife and kids walking around as supplementaries. Additionally, I have a bunch of cars/vans that are leased Bishmi, bishvil kammah miKrovay shehaCredit sheloham eyno maspik tov.
For my peace of mind etc, I was toying with the idea with using Credit Monitoring (Equifax 3-in-1, ReputationDefender, Lifelock etc) so that I will be flagged for any detrimental activity - even if it means paying some $$ monthly.
However, before doing so, I want to hear from the mevinim:
1. Whether these programs work (and which ones), or just a waste of money.
2. Which gives best value for $$.