Topic Wiki

DEAD - 10/13/14

READ THE WIKI! IT IS VERY CLEAR!

The Basics:

You can send up to $1,000/month directly from your CCs or GCs, and receive the same amount, which can then be withdrawn to your bank account. (No, you don't withdraw the money to your CC or GC.) These limits reset on the 1st of the calendar month at 12am Pacific Time.

Setup:

1. Although AP requires a SSN, you will not get a hard pull against your credit. You will not get a 1099-K unless you are receiving over $20k per year AND have done 200 transactions.

2. The driver's license number on the account need not be a real number, only the same format.

3. You need to connect and verify a bank account to be able to send $1,000/month. Otherwise, only $500 will be allowed. (Also, you will have difficulty withdrawing money to your bank account if it is not connected to your account.)

4. Verification can sometimes be instant if you log into your bank account through Amazon, but sometimes (particularly with smaller banks or CUs, it seems) the only working option is to allow AP to make two small deposits to you account (less than a dollar, often much less) and then reporting the exact amounts thereby verifying that the account is yours. (If you want to use AP as described here, don't even think about trying to profit from the small deposits by opening up a ton of accounts. You have been warned.)

5. The receiver account must add a credit card to be able to capture the funds sent.

Sending Money

1. Make sure to select "Goods and Services" when sending money. This is important so that the transaction codes as a purchase (for which you will get CC points/miles) and not a cash advance (for which you will not).

2. For some reason, when sending the value from GCs, AP will often prevent the full value from being sent unless, when connecting the GC with your account, you first enter the wrong expiration date and then change it to the correct one. <blinkblink>... <shrug>... but it works.  Or wait a week after putting the GC into your account for the hold to be removed from the funds.

3. And no, Amazon Gift Card balance cannot be used with Amazon Payments.

Multiple accounts:

1. It is highly recommended not to access both accounts of a transaction from the same IP address. Please see the IP Information section below for more... IP Information.

2. Most people didn't have problems opening two accounts per SSN even if they link to the same bank account, but it is risky to send money back and forth between them. Some report a similar risk with sending or receiving with a spouse who has the same bank account linked to their account.

3. Sending money using the same CC from different accounts is a known cause of shutdown.

Error messages and potential delays

1. If you get a message stating "We are unable to complete your transaction until further review. It can take up to 24 hours to complete this transaction. We apologize for any inconvenience this delay may cause," relax and be patient. It is perfectly normal.

2. Withdrawals are never authorized immediately. Be patient. It usually doesn't even take a full day. Likewise it's perfectly normal for you to get a message that your withdrawal has succeeded but it doesn't show up in your bank account yet even as pending. It will be there soon. Be patient.

3. Verifying a bank account via the deposit method can take a few days. Please anticipate and account for the extra time needed for the deposit method if you are planning to set up and use an account for the first time late in the month.

IP Information:

1. To check the IP address of the device you're using, Google "how to check my IP address"

2. All devices using the same WiFi router have the same IP address.

3. A computer connected to the Internet with a router has a different IP than it does if connected to the Internet without a router.

4. Browsing incognito or in private mode does not change your IP address.

5. To change the IP address of a computer, turn off the computer, wait a few minutes, then turn it back on. Check if you have a new IP address. If not, turn it off for 8+ hours (overnight or something) and check again. You will likely have a new IP address.

6. On a phone or other device (with it's own data) switch WiFi off. To change IP addresses, switch to 'airplane mode' and switch back and you will usually have a new IP address. Note: If your phone or tablet has WiFi only, it will always have the same IP address as other devices that connect through the same WiFi.


PBaruch's suggestions:

1. It is no longer generally considered safe to have multiple AP accounts for the same person.  Yes, there are exceptions and some people have had luck but I would caution against it.  If you are the reckless type go to number 2 below.  If not, please proceed to number 3 below.

2. If you do decide to try your luck and open 2 or more AP accounts for the same person, do not send $ back and forth between these two accounts.

3. Do not send $ back and forth between people in the same household.  Again, there are exceptions and some people have had luck but it is a trigger for a shutdown.  The way AP views it is if you are in the same household, give em cash. 

4. If there are multiple AP users in the same household, do NOT use the same IP address.  If you do, be warned.  You will very likely be shut down.

5. If you are shut down, you may have luck reopening your AP account by varying the spelling of your name and changing your address. 

6. If you want to send $ to a spouse, it helps if he/she has a different last name and address.

7. I would caution against any complete circles or triangles.  For instance, do not send A-B-C-A.  Rather, send A-B-C-D.

8. If you need bank accounts to link to AP, it is VERY easy to open multiple accounts (with no fee) by using Capitol One 360: https://home.capitalone360.com/ (Be aware that this is likely a hard pull.)

9. Do NOT do instant account verification. Let them send deposits instead to verify the account.  By doing so, I do not believe that they know who owns the account. This may be useful if you use some of my other suggestions.

These are my suggestions based upon personal experience and my gleaning of other posts.

Poll

Were you shut down?

Yes, but i got it back! :)
7 (2.9%)
Yes. :(
55 (22.5%)
No, B"H!  :)
149 (61.1%)
Yes and No (I have more then 1 account)
33 (13.5%)

Total Members Voted: 244

Author Topic: Amazon Payments Master Thread (RIP 10/13/14)  (Read 1072105 times)

Offline elikay

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: May 2010
  • Posts: 5413
  • Total likes: 37
  • DansDeals.com Hat Tips 2
    • View Profile
Re: Earn miles/points with Amazon payments using a credit card
« Reply #140 on: September 11, 2011, 12:32:25 AM »
Would using a proxy server help here to block your ip address?
many proxy servers are not secure

Offline Spiffster

  • Dansdeals Platinum Elite
  • ****
  • Join Date: May 2011
  • Posts: 321
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: NEPA, USA
Re: Earn miles/points with Amazon payments using a credit card
« Reply #141 on: September 13, 2011, 04:50:27 AM »
yea. who made up up that they check ip addresses. for all they know it could be a public computer

Of course, they track IP - everyone does.  Differentiating between a public computer and a private one with multiple logins is trivial.

They probably don't use it as a primary fraud trigger but it would be pretty dense not to use it on "suspicious" activity.

Offline Spiffster

  • Dansdeals Platinum Elite
  • ****
  • Join Date: May 2011
  • Posts: 321
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: NEPA, USA
Re: Earn miles/points with Amazon payments using a credit card
« Reply #142 on: September 13, 2011, 04:51:08 AM »
Would using a proxy server help here to block your ip address?

Yes, if it's secure.  A trusted VPN would be ideal...

Offline Red

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Sep 2011
  • Posts: 2398
  • Total likes: 3
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: Yerushalayim
Re: Earn miles/points with Amazon payments using a credit card
« Reply #143 on: September 13, 2011, 06:11:14 AM »
I figured it out! I have 2 routers, every time i want to switch accounts i just unplug one and plug in the other and it generates a new ip address every time.

Offline DovidR

  • Dansdeals Gold Elite
  • ***
  • Join Date: Aug 2011
  • Posts: 205
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Sharon, MA
Re: Earn miles/points with Amazon payments using a credit card
« Reply #144 on: September 13, 2011, 06:31:41 AM »
I figured it out! I have 2 routers, every time i want to switch accounts i just unplug one and plug in the other and it generates a new ip address every time.
Doesn't that happen anyway every time you unplug your router? Why do you need two routers?
Still, probably the best bet would be to use one at home and one at the library/school/work/airport

Offline Red

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Sep 2011
  • Posts: 2398
  • Total likes: 3
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: Yerushalayim
Re: Earn miles/points with Amazon payments using a credit card
« Reply #145 on: September 13, 2011, 07:18:30 AM »
"Doesn't that happen anyway every time you unplug your router? Why do you need two routers?
Still, probably the best bet would be to use one at home and one at the library/school/work/airport"

If your plugging back in the same router many times you will still have the same address, it can sometimes need to be unplugged for several hours before a new one generates. This way it takes only 10 sec.

Offline Avid Reader

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: May 2008
  • Posts: 4031
  • Total likes: 13
  • DansDeals.com Hat Tips 2
    • View Profile
  • Location: NYC
  • Programs: Starwood Gold, Accor Gold, Hilton Gold, Hertz Five Star Gold, Marriott Silver, National Executive
Re: Earn miles/points with Amazon payments using a credit card
« Reply #146 on: September 13, 2011, 08:37:35 AM »
Yes, if it's secure.  A trusted VPN would be ideal...

Any recommendations on using a proxy? I'm new to this.

Offline AJK

  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • ********
  • Join Date: Jun 2011
  • Posts: 25824
  • Total likes: 701
  • DansDeals.com Hat Tips 15
  • Gender: Male
    • View Profile
  • Programs: United Concierge Key; Delta Global Services; American Chairman; US Airways 1K; Hilton Sapphire; Hyatt Tritium; Marriott Californium; Starwood Kryptonium; Hertz Plutonium; National Adamantium, Avis Executive Proactanium
Re: Earn miles/points with Amazon payments using a credit card
« Reply #147 on: September 13, 2011, 10:49:05 AM »
"Doesn't that happen anyway every time you unplug your router? Why do you need two routers?
Still, probably the best bet would be to use one at home and one at the library/school/work/airport"

If your plugging back in the same router many times you will still have the same address, it can sometimes need to be unplugged for several hours before a new one generates. This way it takes only 10 sec.

Depending on the type of internet you have (DSL / Cable / Fios) you can simply "release" your IP and then "renew" it and it should get your a new IP address. Two routers aren't necessary.
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline scwam

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Mar 2011
  • Posts: 338
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: FL
Re: Earn miles/points with Amazon payments using a credit card
« Reply #148 on: September 13, 2011, 01:54:02 PM »
6 weeks ago I sent a $500 from an account to an email. I let it sit the 30 days without registering. On the 30th day they credited back the account. 1 week after that I sent another $500 from the same account to a different email since the won't allow it to be sent again to the orginal email now. Waiting to see if they will allow a third attempt after crediting the money back. I don't have another person to trust so I'm not really sure if it is even possible for me to do this and set up a different amazon account where I can definately get my money deposited back into my bank. I could try to transpose my middle name to my first on put that data into the amazon account but not sure what would happen when it's withdrawel time.

Offline AJK

  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • ********
  • Join Date: Jun 2011
  • Posts: 25824
  • Total likes: 701
  • DansDeals.com Hat Tips 15
  • Gender: Male
    • View Profile
  • Programs: United Concierge Key; Delta Global Services; American Chairman; US Airways 1K; Hilton Sapphire; Hyatt Tritium; Marriott Californium; Starwood Kryptonium; Hertz Plutonium; National Adamantium, Avis Executive Proactanium
Re: Earn miles/points with Amazon payments using a credit card
« Reply #149 on: September 13, 2011, 02:22:36 PM »
I don't have another person to trust so I'm not really sure if it is even possible

...seriously?
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline irleetnoob

  • Dansdeals Silver Elite
  • **
  • Join Date: Jun 2011
  • Posts: 94
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Earn miles/points with Amazon payments using a credit card
« Reply #150 on: September 13, 2011, 03:12:20 PM »
I don't have another person to trust so I'm not really sure if it is even possible for me to do this...

So sad  :'(

Offline Spiffster

  • Dansdeals Platinum Elite
  • ****
  • Join Date: May 2011
  • Posts: 321
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: NEPA, USA
Re: Earn miles/points with Amazon payments using a credit card
« Reply #151 on: September 13, 2011, 05:52:58 PM »
Doesn't that happen anyway every time you unplug your router? Why do you need two routers?
Still, probably the best bet would be to use one at home and one at the library/school/work/airport

the different router would work better because it has a different MAC address.  But you could just change it manually yourself and do a release/renew.

Offline Spiffster

  • Dansdeals Platinum Elite
  • ****
  • Join Date: May 2011
  • Posts: 321
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: NEPA, USA
Re: Earn miles/points with Amazon payments using a credit card
« Reply #152 on: September 13, 2011, 05:54:51 PM »
Depending on the type of internet you have (DSL / Cable / Fios) you can simply "release" your IP and then "renew" it and it should get your a new IP address. Two routers aren't necessary.

A simple release/renew won't necessarily work because the lease is cached by the ISP for a while (differs amongst ISPs) and when you come back with the same MAC within that timeframe, you'll get the same IP.


Offline Spiffster

  • Dansdeals Platinum Elite
  • ****
  • Join Date: May 2011
  • Posts: 321
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: NEPA, USA
Re: Earn miles/points with Amazon payments using a credit card
« Reply #153 on: September 13, 2011, 05:57:10 PM »
Any recommendations on using a proxy? I'm new to this.

read the wikipedia article on anonymizer for a start.


Offline Spiffster

  • Dansdeals Platinum Elite
  • ****
  • Join Date: May 2011
  • Posts: 321
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: NEPA, USA
Re: Earn miles/points with Amazon payments using a credit card
« Reply #154 on: September 13, 2011, 05:59:08 PM »
6 weeks ago I sent a $500 from an account to an email. I let it sit the 30 days without registering. On the 30th day they credited back the account. 1 week after that I sent another $500 from the same account to a different email since the won't allow it to be sent again to the orginal email now. Waiting to see if they will allow a third attempt after crediting the money back. I don't have another person to trust so I'm not really sure if it is even possible for me to do this and set up a different amazon account where I can definately get my money deposited back into my bank. I could try to transpose my middle name to my first on put that data into the amazon account but not sure what would happen when it's withdrawel time.

so, the recipient never collected the $?  I've re-sent money that was auto-refunded back.

you'll have a hard time registering multiple accounts yourself since they ask for personally identifiable information: last 4 of ssn, driver's license #, address, etc...

Offline Avid Reader

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: May 2008
  • Posts: 4031
  • Total likes: 13
  • DansDeals.com Hat Tips 2
    • View Profile
  • Location: NYC
  • Programs: Starwood Gold, Accor Gold, Hilton Gold, Hertz Five Star Gold, Marriott Silver, National Executive
Re: Earn miles/points with Amazon payments using a credit card
« Reply #155 on: September 13, 2011, 09:45:32 PM »
read the wikipedia article on anonymizer for a start.



Thanks. I'm familiar with the concept, but via what means can I use it? Do I need software, certain websites?

Offline Swizard210

  • Dansdeals Silver Elite
  • **
  • Join Date: May 2011
  • Posts: 89
  • Total likes: 0
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Location: LAX
  • Programs: AA Lifetime Gold, DL Silver Medallion, SPG Gold
Earn miles/points with Amazon payments using a credit card
« Reply #156 on: September 13, 2011, 10:02:35 PM »
Thanks. I'm familiar with the concept, but via what means can I use it? Do I need software, certain websites?
You can use websites but they aren't as effective IMO as software. Check out Hot Spot Shield. It's free and pretty effective.

Offline AJK

  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • ********
  • Join Date: Jun 2011
  • Posts: 25824
  • Total likes: 701
  • DansDeals.com Hat Tips 15
  • Gender: Male
    • View Profile
  • Programs: United Concierge Key; Delta Global Services; American Chairman; US Airways 1K; Hilton Sapphire; Hyatt Tritium; Marriott Californium; Starwood Kryptonium; Hertz Plutonium; National Adamantium, Avis Executive Proactanium
Re: Earn miles/points with Amazon payments using a credit card
« Reply #157 on: September 13, 2011, 11:18:19 PM »
A simple release/renew won't necessarily work because the lease is cached by the ISP for a while (differs amongst ISPs) and when you come back with the same MAC within that timeframe, you'll get the same IP.

Which is why I said "Depending on the type of internet you have (DSL / Cable / Fios)...".
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline HelpMe

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Aug 2011
  • Posts: 3518
  • Total likes: 40
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Earn miles/points with Amazon payments using a credit card
« Reply #158 on: September 14, 2011, 12:39:30 AM »
If you are worried about IPís just use a free dialup or tether your smart phone. Be careful with changing your MAC to generate new IPís. Some ISPís (Comcast) will send you a nasty email after you do this a few times. If you keep on doing it they will then close your account.
"Elvis Has Left The Building"

Offline Dan

  • Administrator
  • Dansdeals Lifetime 50K Diamond Elite
  • **********
  • Join Date: May 2008
  • Posts: 67194
  • Total likes: 15959
  • DansDeals.com Hat Tips 16442
  • Gender: Male
    • View Profile
  • Location: CLE
  • Programs: UA GS, AA EXP, DL Dirt, Hyatt Glob, Fairmont Lifetime Plat, DD Diamond, Blocked By @NeriaKraus
Re: Earn miles/points with Amazon payments using a credit card
« Reply #159 on: September 14, 2011, 12:48:49 AM »
If you are worried about IPís just use a free dialup or tether your smart phone.
+1
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.