Topic Wiki

DEAD - 10/13/14

READ THE WIKI! IT IS VERY CLEAR!

The Basics:

You can send up to $1,000/month directly from your CCs or GCs, and receive the same amount, which can then be withdrawn to your bank account. (No, you don't withdraw the money to your CC or GC.) These limits reset on the 1st of the calendar month at 12am Pacific Time.

Setup:

1. Although AP requires a SSN, you will not get a hard pull against your credit. You will not get a 1099-K unless you are receiving over $20k per year AND have done 200 transactions.

2. The driver's license number on the account need not be a real number, only the same format.

3. You need to connect and verify a bank account to be able to send $1,000/month. Otherwise, only $500 will be allowed. (Also, you will have difficulty withdrawing money to your bank account if it is not connected to your account.)

4. Verification can sometimes be instant if you log into your bank account through Amazon, but sometimes (particularly with smaller banks or CUs, it seems) the only working option is to allow AP to make two small deposits to you account (less than a dollar, often much less) and then reporting the exact amounts thereby verifying that the account is yours. (If you want to use AP as described here, don't even think about trying to profit from the small deposits by opening up a ton of accounts. You have been warned.)

5. The receiver account must add a credit card to be able to capture the funds sent.

Sending Money

1. Make sure to select "Goods and Services" when sending money. This is important so that the transaction codes as a purchase (for which you will get CC points/miles) and not a cash advance (for which you will not).

2. For some reason, when sending the value from GCs, AP will often prevent the full value from being sent unless, when connecting the GC with your account, you first enter the wrong expiration date and then change it to the correct one. <blinkblink>... <shrug>... but it works.  Or wait a week after putting the GC into your account for the hold to be removed from the funds.

3. And no, Amazon Gift Card balance cannot be used with Amazon Payments.

Multiple accounts:

1. It is highly recommended not to access both accounts of a transaction from the same IP address. Please see the IP Information section below for more... IP Information.

2. Most people didn't have problems opening two accounts per SSN even if they link to the same bank account, but it is risky to send money back and forth between them. Some report a similar risk with sending or receiving with a spouse who has the same bank account linked to their account.

3. Sending money using the same CC from different accounts is a known cause of shutdown.

Error messages and potential delays

1. If you get a message stating "We are unable to complete your transaction until further review. It can take up to 24 hours to complete this transaction. We apologize for any inconvenience this delay may cause," relax and be patient. It is perfectly normal.

2. Withdrawals are never authorized immediately. Be patient. It usually doesn't even take a full day. Likewise it's perfectly normal for you to get a message that your withdrawal has succeeded but it doesn't show up in your bank account yet even as pending. It will be there soon. Be patient.

3. Verifying a bank account via the deposit method can take a few days. Please anticipate and account for the extra time needed for the deposit method if you are planning to set up and use an account for the first time late in the month.

IP Information:

1. To check the IP address of the device you're using, Google "how to check my IP address"

2. All devices using the same WiFi router have the same IP address.

3. A computer connected to the Internet with a router has a different IP than it does if connected to the Internet without a router.

4. Browsing incognito or in private mode does not change your IP address.

5. To change the IP address of a computer, turn off the computer, wait a few minutes, then turn it back on. Check if you have a new IP address. If not, turn it off for 8+ hours (overnight or something) and check again. You will likely have a new IP address.

6. On a phone or other device (with it's own data) switch WiFi off. To change IP addresses, switch to 'airplane mode' and switch back and you will usually have a new IP address. Note: If your phone or tablet has WiFi only, it will always have the same IP address as other devices that connect through the same WiFi.


PBaruch's suggestions:

1. It is no longer generally considered safe to have multiple AP accounts for the same person.  Yes, there are exceptions and some people have had luck but I would caution against it.  If you are the reckless type go to number 2 below.  If not, please proceed to number 3 below.

2. If you do decide to try your luck and open 2 or more AP accounts for the same person, do not send $ back and forth between these two accounts.

3. Do not send $ back and forth between people in the same household.  Again, there are exceptions and some people have had luck but it is a trigger for a shutdown.  The way AP views it is if you are in the same household, give em cash. 

4. If there are multiple AP users in the same household, do NOT use the same IP address.  If you do, be warned.  You will very likely be shut down.

5. If you are shut down, you may have luck reopening your AP account by varying the spelling of your name and changing your address. 

6. If you want to send $ to a spouse, it helps if he/she has a different last name and address.

7. I would caution against any complete circles or triangles.  For instance, do not send A-B-C-A.  Rather, send A-B-C-D.

8. If you need bank accounts to link to AP, it is VERY easy to open multiple accounts (with no fee) by using Capitol One 360: https://home.capitalone360.com/ (Be aware that this is likely a hard pull.)

9. Do NOT do instant account verification. Let them send deposits instead to verify the account.  By doing so, I do not believe that they know who owns the account. This may be useful if you use some of my other suggestions.

These are my suggestions based upon personal experience and my gleaning of other posts.

Poll

Were you shut down?

Yes, but i got it back! :)
7 (2.9%)
Yes. :(
55 (22.5%)
No, B"H!  :)
149 (61.1%)
Yes and No (I have more then 1 account)
33 (13.5%)

Total Members Voted: 244

Author Topic: Amazon Payments Master Thread (RIP 10/13/14)  (Read 934884 times)

Offline Novo

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Re: Amazon Payments Master Thread (RIP 10/13/14)
« Reply #5240 on: September 11, 2014, 01:28:25 AM »
How many do they let you open using the same ss# ?
Only one, but... Change on letter in name...
I try my best :-\
Quote from: Centro
If you wanna go fast, go alone
If you wanna go far, go together

Offline ranhan429

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Re: Amazon Payments Master Thread (RIP 10/13/14)
« Reply #5241 on: September 11, 2014, 02:55:00 AM »
Gahhhh how the +$-$&#&##@&## am I gonna continue MS from Israel !!!!
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Offline eli.f

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Re: Amazon Payments Master Thread (RIP 10/13/14)
« Reply #5242 on: September 11, 2014, 05:39:51 AM »
Gahhhh how the +$-$&#&##@&## am I gonna continue MS from Israel !!!!
+1
I think the לוויה should be in Israel. Since it's a much greater loss to us than to our American friends.

At least I could still make 1k with serve. So I'll get a card or 2 every few months.

Offline ranhan429

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Re: Amazon Payments Master Thread (RIP 10/13/14)
« Reply #5243 on: September 11, 2014, 05:42:04 AM »
+1
I think the לוויה should be in Israel. Since it's a much greater loss to us than to our American friends.

At least I could still make 1k with serve. So I'll get a card or 2 every few months.
Yep I'm panicking. Was going with a solid 3k from AP every month for a while now.

Trying to open mobile serve to at least squeeze out the extra 500$/month.

Have you tried to post office or western union? I wonder if I could send a money order via cc here...........     all us ddfers in Israel need to get our heads together, join forces, and figure out how to MS from here now.
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Offline eli.f

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Re: Amazon Payments Master Thread (RIP 10/13/14)
« Reply #5244 on: September 11, 2014, 05:51:53 AM »
Yep I'm panicking. Was going with a solid 3k from AP every month for a while now.

Trying to open mobile serve to at least squeeze out the extra 500$/month.

Have you tried to post office or western union? I wonder if I could send a money order via cc here...........     all us ddfers in Israel need to get our heads together, join forces, and figure out how to MS from here now.
These cost money and would most probably be classified as cash advance.
Might just be worth it to use AP as a merchant or PayPal. After all, the fees are cheaper than actually buying full fare tickets.

Offline ChaimMoskowitz

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Re: Amazon Payments Master Thread (RIP 10/13/14)
« Reply #5245 on: September 11, 2014, 06:18:40 AM »
Is that "Queen" playing in the background?  :)
I just found a new supply of forks!

Offline ranhan429

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Re: Amazon Payments Master Thread (RIP 10/13/14)
« Reply #5246 on: September 11, 2014, 06:53:21 AM »
Is that "Queen" playing in the background?  :)
Dun.. Dun.. Dun.. Anutha one bites the dust!!!

These cost money and would most probably be classified as cash advance.
Might just be worth it to use AP as a merchant or PayPal. After all, the fees are cheaper than actually buying full fare tickets.

Obviously fees but how much in fees? If you know a lot about this stuff I'd like to pick your brain... Need to send all my nis back to US in USD so I can pay off my cc bills :)
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Offline @Yehuda

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Re: Amazon Payments Master Thread (RIP 10/13/14)
« Reply #5247 on: September 11, 2014, 06:53:40 AM »
That's exactly why I signed up for Serve/Softcard (ISIS) today.
Trying to find a friend with NFC who wouldn't care if I used their phone for this ;)

Offline ranhan429

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Re: Amazon Payments Master Thread (RIP 10/13/14)
« Reply #5248 on: September 11, 2014, 07:00:32 AM »
Trying to find a friend with NFC who wouldn't care if I used their phone for this ;)

FYI - u can buy a sim for 3$/day and do what this lady did. Now to get someone in the US to do the footwork for me  8)

ETA: forgot link. http://www.flyertalk.com/forum/22838889-post3746.html
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Offline eli.f

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Re: Amazon Payments Master Thread (RIP 10/13/14)
« Reply #5249 on: September 11, 2014, 07:03:40 AM »
Obviously fees but how much in fees? If you know a lot about this stuff I'd like to pick your brain... Need to send all my nis back to US in USD so I can pay off my cc bills :)
Don't know too much. Although I'm sure PayPal will be better. It's 2.7% I think. (Amazon payments should be like 1.6% until 2016 or something)

For now, charge your Israeli credit cards with Amazon.

Offline ranhan429

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Re: Amazon Payments Master Thread (RIP 10/13/14)
« Reply #5250 on: September 11, 2014, 07:05:42 AM »
Don't know too much. Although I'm sure PayPal will be better. It's 2.7% I think. (Amazon payments should be like 1.6% until 2016 or something)

For now, charge your Israeli credit cards with Amazon.
Let's take this convo offline so we don't bog down the real purpose of the thread. I'll PM u
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Offline @Yehuda

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Re: Amazon Payments Master Thread (RIP 10/13/14)
« Reply #5251 on: September 11, 2014, 07:15:17 AM »
FYI - u can buy a sim for 3$/day and do what this lady did. Now to get someone in the US to do the footwork for me  8)

ETA: forgot link. http://www.flyertalk.com/forum/22838889-post3746.html
Cool cool

Offline ChaimMoskowitz

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Re: Amazon Payments Master Thread (RIP 10/13/14)
« Reply #5252 on: September 11, 2014, 07:38:54 AM »
Dun.. Dun.. Dun.. Anutha one bites the dust!!!
Was not sure if anyone would get it.
I just found a new supply of forks!

Offline frozy

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Re: Amazon Payments Master Thread (RIP 10/13/14)
« Reply #5253 on: September 11, 2014, 09:44:55 AM »
Time to take A ride on AP. I guess sending/receiving from the same person, IP addresses, etc. is not a problem anymore.
Gotta bump from 4 accounts to 8 so I'll still be able to do 16k before the funeral :-[
I don't know if i would burn my bridges. Amazon is still a company on whose good side I'd like to stay...

Offline good sam

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Re: Amazon Payments Master Thread (RIP 10/13/14)
« Reply #5254 on: September 11, 2014, 09:52:36 AM »
Was not sure if anyone would get it.
I was hearing bohemian rhapsody.
If you don't care why would you comment?
HT: DMYD

Offline TimT

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Re: Amazon Payments Master Thread (RIP 10/13/14)
« Reply #5255 on: September 11, 2014, 09:55:08 AM »
I don't know if i would burn my bridges. Amazon is still a company on whose good side I'd like to stay...
If you're talking about doing regular amazon purchases you could always open a new account, no ss# needed.

Offline ethana

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Re: Amazon Payments Master Thread (RIP 10/13/14)
« Reply #5256 on: September 11, 2014, 10:01:46 AM »
So now that AP is gone. Can anyone recommend a card to apply for to get one more sign up bonus? I already have SPG, UA, ink, Delta, Arrival, Freedom, AA, Sapphire.

Online ckmk47

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Re: Amazon Payments Master Thread (RIP 10/13/14)
« Reply #5257 on: September 11, 2014, 10:33:42 AM »
So now that AP is gone. Can anyone recommend a card to apply for to get one more sign up bonus? I already have SPG, UA, ink, Delta, Arrival, Freedom, AA, Sapphire.
amex prg?
My favorite cause: cssy.org

Offline ethana

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Re: Amazon Payments Master Thread (RIP 10/13/14)
« Reply #5258 on: September 11, 2014, 10:57:47 AM »