Topic Wiki

DEAD - 10/13/14

READ THE WIKI! IT IS VERY CLEAR!

The Basics:

You can send up to $1,000/month directly from your CCs or GCs, and receive the same amount, which can then be withdrawn to your bank account. (No, you don't withdraw the money to your CC or GC.) These limits reset on the 1st of the calendar month at 12am Pacific Time.

Setup:

1. Although AP requires a SSN, you will not get a hard pull against your credit. You will not get a 1099-K unless you are receiving over $20k per year AND have done 200 transactions.

2. The driver's license number on the account need not be a real number, only the same format.

3. You need to connect and verify a bank account to be able to send $1,000/month. Otherwise, only $500 will be allowed. (Also, you will have difficulty withdrawing money to your bank account if it is not connected to your account.)

4. Verification can sometimes be instant if you log into your bank account through Amazon, but sometimes (particularly with smaller banks or CUs, it seems) the only working option is to allow AP to make two small deposits to you account (less than a dollar, often much less) and then reporting the exact amounts thereby verifying that the account is yours. (If you want to use AP as described here, don't even think about trying to profit from the small deposits by opening up a ton of accounts. You have been warned.)

5. The receiver account must add a credit card to be able to capture the funds sent.

Sending Money

1. Make sure to select "Goods and Services" when sending money. This is important so that the transaction codes as a purchase (for which you will get CC points/miles) and not a cash advance (for which you will not).

2. For some reason, when sending the value from GCs, AP will often prevent the full value from being sent unless, when connecting the GC with your account, you first enter the wrong expiration date and then change it to the correct one. <blinkblink>... <shrug>... but it works.  Or wait a week after putting the GC into your account for the hold to be removed from the funds.

3. And no, Amazon Gift Card balance cannot be used with Amazon Payments.

Multiple accounts:

1. It is highly recommended not to access both accounts of a transaction from the same IP address. Please see the IP Information section below for more... IP Information.

2. Most people didn't have problems opening two accounts per SSN even if they link to the same bank account, but it is risky to send money back and forth between them. Some report a similar risk with sending or receiving with a spouse who has the same bank account linked to their account.

3. Sending money using the same CC from different accounts is a known cause of shutdown.

Error messages and potential delays

1. If you get a message stating "We are unable to complete your transaction until further review. It can take up to 24 hours to complete this transaction. We apologize for any inconvenience this delay may cause," relax and be patient. It is perfectly normal.

2. Withdrawals are never authorized immediately. Be patient. It usually doesn't even take a full day. Likewise it's perfectly normal for you to get a message that your withdrawal has succeeded but it doesn't show up in your bank account yet even as pending. It will be there soon. Be patient.

3. Verifying a bank account via the deposit method can take a few days. Please anticipate and account for the extra time needed for the deposit method if you are planning to set up and use an account for the first time late in the month.

IP Information:

1. To check the IP address of the device you're using, Google "how to check my IP address"

2. All devices using the same WiFi router have the same IP address.

3. A computer connected to the Internet with a router has a different IP than it does if connected to the Internet without a router.

4. Browsing incognito or in private mode does not change your IP address.

5. To change the IP address of a computer, turn off the computer, wait a few minutes, then turn it back on. Check if you have a new IP address. If not, turn it off for 8+ hours (overnight or something) and check again. You will likely have a new IP address.

6. On a phone or other device (with it's own data) switch WiFi off. To change IP addresses, switch to 'airplane mode' and switch back and you will usually have a new IP address. Note: If your phone or tablet has WiFi only, it will always have the same IP address as other devices that connect through the same WiFi.


PBaruch's suggestions:

1. It is no longer generally considered safe to have multiple AP accounts for the same person.  Yes, there are exceptions and some people have had luck but I would caution against it.  If you are the reckless type go to number 2 below.  If not, please proceed to number 3 below.

2. If you do decide to try your luck and open 2 or more AP accounts for the same person, do not send $ back and forth between these two accounts.

3. Do not send $ back and forth between people in the same household.  Again, there are exceptions and some people have had luck but it is a trigger for a shutdown.  The way AP views it is if you are in the same household, give em cash. 

4. If there are multiple AP users in the same household, do NOT use the same IP address.  If you do, be warned.  You will very likely be shut down.

5. If you are shut down, you may have luck reopening your AP account by varying the spelling of your name and changing your address. 

6. If you want to send $ to a spouse, it helps if he/she has a different last name and address.

7. I would caution against any complete circles or triangles.  For instance, do not send A-B-C-A.  Rather, send A-B-C-D.

8. If you need bank accounts to link to AP, it is VERY easy to open multiple accounts (with no fee) by using Capitol One 360: https://home.capitalone360.com/ (Be aware that this is likely a hard pull.)

9. Do NOT do instant account verification. Let them send deposits instead to verify the account.  By doing so, I do not believe that they know who owns the account. This may be useful if you use some of my other suggestions.

These are my suggestions based upon personal experience and my gleaning of other posts.

Poll

Were you shut down?

Yes, but i got it back! :)
7 (2.9%)
Yes. :(
55 (22.5%)
No, B"H!  :)
149 (61.1%)
Yes and No (I have more then 1 account)
33 (13.5%)

Total Members Voted: 244

Author Topic: Amazon Payments Master Thread (RIP 10/13/14)  (Read 1122459 times)

Offline askmoses

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jun 2010
  • Posts: 1686
  • Total likes: 14
  • DansDeals.com Hat Tips 8
    • View Profile
Re: Earn miles/points with Amazon payments using a credit card
« Reply #860 on: June 14, 2012, 04:59:10 PM »
Mine has been pending for couple days now... used to never take over 24hrs. I have a feeling AP won't let it through...

Offline meshugener

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Feb 2012
  • Posts: 6887
  • Total likes: 62
  • DansDeals.com Hat Tips 4
  • Gender: Female
    • View Profile
  • Location: DDF
  • Programs: Amex Platinum, Chase Freedom 10X10 Exclusives, Avis Presidents Club, National Executive, Hertz 5 Star, Hilton Gold, Accor Platinum, Hyatt Platinum, Marriott Silver, SPG Gold, Club Carlson Gold
Re: Earn miles/points with Amazon payments using a credit card
« Reply #861 on: June 15, 2012, 08:18:52 AM »
Does anyone know if I can remove my bank account from my AP account and add my friends bank account instead?
Love me or hate me. I still love you.

Offline JEWDA

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Nov 2011
  • Posts: 3614
  • Total likes: 7
  • DansDeals.com Hat Tips 75
    • View Profile
  • Programs: Dansdeals PRESIDENTIAL Platinum Elite, SPG Gold, Hyatt Diamond, HHonors Gold, Avis Presidents Club, King Fisher Silver, Hertz #1 Club President Circle Gold, SIXT Platinum, PC Platinum Elite
Re: Earn miles/points with Amazon payments using a credit card
« Reply #862 on: June 15, 2012, 08:19:32 AM »
Does anyone know if I can remove my bank account from my AP account and add my friends bank account instead?
Don't the names have to match?
Your Ad Can Be Here! PM For Lowest Rates.

Offline meshugener

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Feb 2012
  • Posts: 6887
  • Total likes: 62
  • DansDeals.com Hat Tips 4
  • Gender: Female
    • View Profile
  • Location: DDF
  • Programs: Amex Platinum, Chase Freedom 10X10 Exclusives, Avis Presidents Club, National Executive, Hertz 5 Star, Hilton Gold, Accor Platinum, Hyatt Platinum, Marriott Silver, SPG Gold, Club Carlson Gold
Re: Earn miles/points with Amazon payments using a credit card
« Reply #863 on: June 15, 2012, 08:21:21 AM »
That's my question
Love me or hate me. I still love you.

Offline Red

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Sep 2011
  • Posts: 2359
  • Total likes: 3
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: Yerushalayim
Re: Earn miles/points with Amazon payments using a credit card
« Reply #864 on: June 15, 2012, 08:21:46 AM »
Does anyone know if I can remove my bank account from my AP account and add my friends bank account instead?

Why not.

Don't the names have to match?

Nope.

Offline Fan of Dan

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: May 2011
  • Posts: 3029
  • Total likes: 8
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Earn miles/points with Amazon payments using a credit card
« Reply #865 on: June 15, 2012, 09:01:28 AM »

Offline ashers

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Apr 2011
  • Posts: 1176
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: jerusalem israel
Re: Earn miles/points with Amazon payments using a credit card
« Reply #866 on: June 15, 2012, 09:03:06 AM »
Tried $750 and it worked
Hope they start reseting every month!  :P
it CAN be done!

Offline ashers

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Apr 2011
  • Posts: 1176
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: jerusalem israel
Re: Earn miles/points with Amazon payments using a credit card
« Reply #867 on: June 15, 2012, 09:04:03 AM »
personally confirmed?
Yes.
my sister (married with a diff last name) has her AP account linked to MY bank account
never had a prob
it CAN be done!

Offline Red

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Sep 2011
  • Posts: 2359
  • Total likes: 3
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: Yerushalayim
Re: Earn miles/points with Amazon payments using a credit card
« Reply #868 on: June 15, 2012, 09:47:36 AM »
personally confirmed?

Yup, numerous times.

Offline meshugener

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Feb 2012
  • Posts: 6887
  • Total likes: 62
  • DansDeals.com Hat Tips 4
  • Gender: Female
    • View Profile
  • Location: DDF
  • Programs: Amex Platinum, Chase Freedom 10X10 Exclusives, Avis Presidents Club, National Executive, Hertz 5 Star, Hilton Gold, Accor Platinum, Hyatt Platinum, Marriott Silver, SPG Gold, Club Carlson Gold
Re: Earn miles/points with Amazon payments using a credit card
« Reply #869 on: June 15, 2012, 10:00:44 AM »
Anyone have an idea how to change my bank account on a mobile device?
Love me or hate me. I still love you.

Offline HelpMe

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Aug 2011
  • Posts: 3427
  • Total likes: 40
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Earn miles/points with Amazon payments using a credit card
« Reply #870 on: June 15, 2012, 10:03:53 AM »
Anyone have an idea how to change my bank account on a mobile device?
Give me your info and I will do it for you.  :P
"Elvis Has Left The Building"

Offline askmoses

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jun 2010
  • Posts: 1686
  • Total likes: 14
  • DansDeals.com Hat Tips 8
    • View Profile
Re: Earn miles/points with Amazon payments using a credit card
« Reply #871 on: June 15, 2012, 10:48:03 AM »
Tried $750 and it worked
Hope they start reseting every month!  :P
I"m STILL showing pending... 3 days now and the pending status says "up to 24 hours..."

Offline HelpMe

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Aug 2011
  • Posts: 3427
  • Total likes: 40
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Earn miles/points with Amazon payments using a credit card
« Reply #872 on: June 15, 2012, 11:00:11 AM »
Has anyone ever noticed the limits reset in any other month?
"Elvis Has Left The Building"

Offline 3ZeroT

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Mar 2011
  • Posts: 316
  • Total likes: 1
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Earn miles/points with Amazon payments using a credit card
« Reply #873 on: June 15, 2012, 11:18:16 AM »
Has anyone ever noticed the limits reset in any other month?

No but I can't say I was ever checking - obviously I will be now! 

HelpMe what do you make of the other people on FWF reporting their accounts didn't get reset at all for June (they couldn't send a payment at all).  That is a strange coincidence... 

Offline HelpMe

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Aug 2011
  • Posts: 3427
  • Total likes: 40
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Earn miles/points with Amazon payments using a credit card
« Reply #874 on: June 15, 2012, 11:56:39 AM »
HelpMe what do you make of the other people on FWF reporting their accounts didn't get reset at all for June (they couldn't send a payment at all).  That is a strange coincidence...
Not sure but it might be BS to kill the thread. Odd no mention of accounts being reset.
"Elvis Has Left The Building"

Offline bubbles

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Jul 2011
  • Posts: 5060
  • Total likes: 20
  • DansDeals.com Hat Tips 67
    • View Profile
Re: Earn miles/points with Amazon payments using a credit card
« Reply #875 on: June 15, 2012, 11:59:24 AM »
Not sure but it might be BS to kill the thread. Odd no mention of accounts being reset.

where can I see my monthly limit?

Offline askmoses

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jun 2010
  • Posts: 1686
  • Total likes: 14
  • DansDeals.com Hat Tips 8
    • View Profile
Re: Earn miles/points with Amazon payments using a credit card
« Reply #876 on: June 15, 2012, 12:20:49 PM »
where can I see my monthly limit?
Go to "edit your account settings", and you will see the link there to "view my account limits"

Offline bubbles

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Jul 2011
  • Posts: 5060
  • Total likes: 20
  • DansDeals.com Hat Tips 67
    • View Profile
Re: Earn miles/points with Amazon payments using a credit card
« Reply #877 on: June 15, 2012, 12:31:50 PM »
Go to "edit your account settings", and you will see the link there to "view my account limits"
thanks

Offline rcarentals

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Jun 2011
  • Posts: 695
  • Total likes: 79
  • DansDeals.com Hat Tips 2
    • View Profile
  • Location: US/Australia
  • Programs: Hertz 1# Plat, Sabre, Travel Agent
Re: Earn miles/points with Amazon payments using a credit card
« Reply #878 on: June 15, 2012, 12:58:34 PM »
i sent payments on the first of june just checked and it was reset!!!!
sent 499 and then 500 on 1 account both were instant
then i sent back 1000 - it was instant too. both withdrawels were initiated immediately!
AWESOME!!!!
Do not boast for tomorrow, Because you do not know what the day will bear.(Mishlei C27.V1)

Offline Lamdan

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Jul 2011
  • Posts: 753
  • Total likes: 9
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: New Jersey
Re: Earn miles/points with Amazon payments using a credit card
« Reply #879 on: June 15, 2012, 01:03:24 PM »
Thanx mods for deleting the stupid comment made earlier. Job well done!
DD.com Main Site Deals 0 = DDF Loser