My wife is currently on my health insurance plan from my employer. the rates for employee-spouse are gong up I would like to take her off the plan and enroll her in the marketplace (as of 9/1) would that be possible outside of open enrollment?
In NY?
NJ
IDK. In general there's a special enrollment period when one loses coverage. But there might be a gap in coverage (which you might be able to retroactively close if you so wish).
CMIIW, as long as you can get a letter from the insurance that you're losing coverage effective 9/1/20 you should be eligible for special enrollment.
Even though I withdrew voluntarily?
Starting with the 2021 Open Enrollment Period, which begins November 1, 2020, New Jersey residents will no longer use healthcare.gov to enroll in Marketplace health plans. Instead, Marketplace plans and financial help will only be available through Get Covered New Jersey (getcovered.nj.gov). Get Covered New Jersey will launch November 1, 2020 with new consumer benefits and a new consumer experience. For the first time this year, eligible New Jersey residents will have access to a state subsidy, called New Jersey Health Plan Savings, that will provide additional financial help to make Marketplace coverage more affordable. Under the State-based Exchange, New Jersey residents will also benefit from a longer open enrollment period, that will be extended from six weeks in recent years to three months.
