Author Topic: Obamacare Master thread  (Read 64619 times)

Offline av83

  • Dansdeals Gold Elite
  • ***
  • Join Date: Jul 2014
  • Posts: 143
  • Total likes: 3
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Obamacare Master thread
« Reply #645 on: July 27, 2020, 08:29:24 PM »
My wife is currently on my health insurance plan from my employer. the rates for employee-spouse are gong up I would like to take her off the plan and enroll her in the marketplace (as of 9/1) would that be possible outside of open enrollment?

Online ExGingi

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Nov 2015
  • Posts: 8608
  • Total likes: 2153
  • DansDeals.com Hat Tips 12
    • View Profile
  • Location: 770
Re: Obamacare Master thread
« Reply #646 on: July 27, 2020, 08:53:58 PM »
My wife is currently on my health insurance plan from my employer. the rates for employee-spouse are gong up I would like to take her off the plan and enroll her in the marketplace (as of 9/1) would that be possible outside of open enrollment?
In NY?
I've been waiting over 5 years with bated breath for someone to say that!
-- Dan

Offline av83

  • Dansdeals Gold Elite
  • ***
  • Join Date: Jul 2014
  • Posts: 143
  • Total likes: 3
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Obamacare Master thread
« Reply #647 on: July 27, 2020, 09:26:24 PM »

Online ExGingi

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Nov 2015
  • Posts: 8608
  • Total likes: 2153
  • DansDeals.com Hat Tips 12
    • View Profile
  • Location: 770
Re: Obamacare Master thread
« Reply #648 on: July 27, 2020, 09:28:31 PM »
NJ


IDK.

In general there's a special enrollment period when one loses coverage. But there might be a gap in coverage (which you might be able to retroactively close if you so wish).
I've been waiting over 5 years with bated breath for someone to say that!
-- Dan

Offline avromie7

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Feb 2014
  • Posts: 5667
  • Total likes: 617
  • DansDeals.com Hat Tips 6
    • View Profile
  • Location: Lakewood
Re: Obamacare Master thread
« Reply #649 on: July 27, 2020, 09:50:20 PM »
My wife is currently on my health insurance plan from my employer. the rates for employee-spouse are gong up I would like to take her off the plan and enroll her in the marketplace (as of 9/1) would that be possible outside of open enrollment?

IDK.

In general there's a special enrollment period when one loses coverage. But there might be a gap in coverage (which you might be able to retroactively close if you so wish).
CMIIW, as long as you can get a letter from the insurance that you're losing coverage effective 9/1/20 you should be eligible for special enrollment.
I wonder what people who type "u" instead of "you" do with all their free time.

Offline av83

  • Dansdeals Gold Elite
  • ***
  • Join Date: Jul 2014
  • Posts: 143
  • Total likes: 3
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Obamacare Master thread
« Reply #650 on: July 27, 2020, 11:02:53 PM »
CMIIW, as long as you can get a letter from the insurance that you're losing coverage effective 9/1/20 you should be eligible for special enrollment.
Even though I withdrew voluntarily?

Offline avromie7

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Feb 2014
  • Posts: 5667
  • Total likes: 617
  • DansDeals.com Hat Tips 6
    • View Profile
  • Location: Lakewood
Re: Obamacare Master thread
« Reply #651 on: July 28, 2020, 09:30:08 AM »
Even though I withdrew voluntarily?
I assume your plan year is ending on 8/31, I don't think you're required to sign her up again.
I wonder what people who type "u" instead of "you" do with all their free time.

Online ExGingi

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Nov 2015
  • Posts: 8608
  • Total likes: 2153
  • DansDeals.com Hat Tips 12
    • View Profile
  • Location: 770
Re: Obamacare Master thread
« Reply #652 on: September 01, 2020, 07:32:21 PM »
NJ getting its own exchange:

Quote
Starting with the 2021 Open Enrollment Period, which begins November 1, 2020, New Jersey residents will no longer use healthcare.gov to enroll in Marketplace health plans. Instead, Marketplace plans and financial help will only be available through Get Covered New Jersey (getcovered.nj.gov).
 

Get Covered New Jersey will launch November 1, 2020 with new consumer benefits and a new consumer experience. For the first time this year, eligible New Jersey residents will have access to a state subsidy, called New Jersey Health Plan Savings, that will provide additional financial help to make Marketplace coverage more affordable. Under the State-based Exchange, New Jersey residents will also benefit from a longer open enrollment period, that will be extended from six weeks in recent years to three months.
I've been waiting over 5 years with bated breath for someone to say that!
-- Dan