Author Topic: returns with a credit card that was closed  (Read 3343 times)

Offline greatdeals

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returns with a credit card that was closed
« on: December 07, 2013, 06:58:44 PM »
I want to return some stuff that was bought with a credit card that was closed
what happens? I don't want a store credit

Offline Dan

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Re: returns with a credit card that was closed
« Reply #1 on: December 07, 2013, 08:22:16 PM »
You can still return to a closed card.
CC will send you a check.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline philbenjoe

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Re: returns with a credit card that was closed
« Reply #2 on: December 08, 2013, 12:13:29 AM »
if you have other cards with that same company and/or bank (amex etc) the credit posts on the account.
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Offline trying123

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Re: returns with a credit card that was closed
« Reply #3 on: December 09, 2013, 12:35:33 AM »
i just had lands end ask me to which card i want my credit since they didnt have my card tht was charged on , i gave them a dif brand (from visa to amex) and they accepted it i am just waiting for the credit to post , i wonder if amex will deduct points since i never have charged a landend order via amex

Offline raphy781

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Re: returns with a credit card that was closed
« Reply #4 on: December 09, 2013, 05:04:43 AM »
i just had lands end ask me to which card i want my credit since they didnt have my card tht was charged on , i gave them a dif brand (from visa to amex) and they accepted it i am just waiting for the credit to post , i wonder if amex will deduct points since i never have charged a landend order via amex
You get points for your total charges minus credits so I don't think so.

Offline bobthebuilder

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Re: returns with a credit card that was closed
« Reply #5 on: December 09, 2013, 08:01:14 AM »
i just had lands end ask me to which card i want my credit since they didnt have my card tht was charged on , i gave them a dif brand (from visa to amex) and they accepted it i am just waiting for the credit to post , i wonder if amex will deduct points since i never have charged a landend order via amex
thats an easy way to meet your spending threshold, buy tons on landsend and return it on a diff card (debit)

Offline Super Speed

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Re: returns with a credit card that was closed
« Reply #6 on: December 09, 2013, 06:21:52 PM »

if you have other cards with that same company and/or bank (amex etc) the credit posts on the account.
Really? Never had that IME.

Offline philbenjoe

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Re: returns with a credit card that was closed
« Reply #7 on: December 09, 2013, 06:43:40 PM »
worked for me with an amex
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Offline Super Speed

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Re: returns with a credit card that was closed
« Reply #8 on: December 09, 2013, 11:56:27 PM »
worked for me with an amex
Nice will try that! With Chase I don't think it works. CMIIW.


Offline philbenjoe

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Re: returns with a credit card that was closed
« Reply #9 on: December 10, 2013, 12:16:13 AM »
YMMV. but cant imagine if you shut the platinum and still have the gold card that they wouldnt post the credit on the gold card...its in essence one account.
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Offline mawmaw

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Re: returns with a credit card that was closed
« Reply #10 on: December 10, 2013, 12:24:24 AM »
if you have other cards with that same company and/or bank (amex etc) the credit posts on the account.
some times bank will deduct points against credit so YMMV

Offline btab

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Re: returns with a credit card that was closed
« Reply #11 on: December 10, 2013, 12:39:07 AM »
I also had the credit sent to a closed account. I got the check sent to me once the credit was posted.
learning about churning

Offline philbenjoe

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Re: returns with a credit card that was closed
« Reply #12 on: December 10, 2013, 12:41:15 AM »
I also had the credit sent to a closed account. I got the check sent to me once the credit was posted.
was that with an account with other active cards?
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Offline btab

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Re: returns with a credit card that was closed
« Reply #13 on: December 10, 2013, 12:54:18 AM »
was that with an account with other active cards?

Yep. I think it is only one account in regards to accumulating points if they are merged. CMIIW but I think some people have reported having different MR account numbers?
learning about churning

Offline philbenjoe

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Re: returns with a credit card that was closed
« Reply #14 on: December 10, 2013, 01:53:57 AM »
interesting. by me the points were all in one place and i think that happened automatically...
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Offline greatdeals

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Re: returns with a credit card that was closed
« Reply #15 on: February 11, 2014, 05:46:24 PM »
if I buy something on an amex card
and then return the item and get credit on a different Amex
will I loose the points?