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« Last edited by BBPAPA on October 24, 2014, 10:06:21 AM »

Author Topic: ATM & Forex fees in Israel  (Read 101216 times)

Offline Emkay

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Re: ATM & Forex fees in Israel
« Reply #420 on: February 28, 2018, 03:56:36 AM »
ATM fees in Israel don't get reimbursed, since it doesn't show up as a fee
(unless that's only by Hapoalim)
I have gotten refunded but either way bank ATMs dont tend to charge anything.

Offline myi

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Re: ATM & Forex fees in Israel
« Reply #421 on: February 28, 2018, 07:22:13 AM »
ATM fees in Israel don't get reimbursed, since it doesn't show up as a fee
(unless that's only by Hapoalim)
I have gotten refunded but either way bank ATMs dont tend to charge anything.
Don't think I ever got the rate which was on google or Xe, hapoalim always seems to add a bit of a fee when taking out even though it's known to be fee free.
 I use the atm outside the bank but inside, not on the street.
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Offline hide4

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Re: ATM & Forex fees in Israel
« Reply #422 on: February 28, 2018, 07:28:00 AM »
Don't think I ever got the rate which was on google or Xe, hapoalim always seems to add a bit of a fee when taking out even though it's known to be fee free.
 I use the atm outside the bank but inside, not on the street.


Just used Hapoalim, was the same rate as xe.com. Maybe 2 pennies off. Cap1 360.

Offline myi

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Re: ATM & Forex fees in Israel
« Reply #423 on: February 28, 2018, 07:28:57 AM »

Don't know if it makes a difference but I used TD?
 Would love to use someone's capital one and take out 100 shekal and do the same from my td card and see what the rates are.
 Or im just going to open a capital1 360 checking accnt when I have a chance(any bonuses now for capital one?)
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Offline Boruch999

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Re: ATM & Forex fees in Israel
« Reply #424 on: February 28, 2018, 07:37:29 AM »
Don't know if it makes a difference but I used TD?
 Would love to use someone's capital one and take out 100 shekal and do the same from my td card and see what the rates are.
 Or im just going to open a capital1 360 checking accnt when I have a chance(any bonuses now for capital one?)
Rate is determined by Visa or MasterCard and closely tracks the mid-market rate. However they do not seem to update in realtime, so there can often be a lag. In normal circumstances, you should get within one agura of the mid-market rate.

Offline myi

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Re: ATM & Forex fees in Israel
« Reply #425 on: February 28, 2018, 08:52:38 AM »
Rate is determined by Visa or MasterCard and closely tracks the mid-market rate. However they do not seem to update in realtime, so there can often be a lag. In normal circumstances, you should get within one agura of the mid-market rate.
Or a $7 difference the last time I took out 1700 shekal.
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Offline Boruch999

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Re: ATM & Forex fees in Israel
« Reply #426 on: February 28, 2018, 09:01:23 AM »
Or a $7 difference the last time I took out 1700 shekal.
Details?  Card bank, atm bank, date, and rate you used for comparison.

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Re: ATM & Forex fees in Israel
« Reply #427 on: February 28, 2018, 09:19:12 AM »
Details?  Card bank, atm bank, date, and rate you used for comparison.
Around 3 weeks ago went to bank hapoalim, TD Premier debit card, used the ATM outside of the actual bank but inside under the roof of the building meaning it wasn't on the street but it was in the inside like all ATMs are that are not inside the actual bank but on the outside.
I used XE.
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Offline Boruch999

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Re: ATM & Forex fees in Israel
« Reply #428 on: February 28, 2018, 09:24:08 AM »
Around 3 weeks ago went to bank hapoalim, TD Premier debit card, used the ATM outside of the actual bank but inside under the roof of the building meaning it wasn't on the street but it was in the inside like all ATMs are that are not inside the actual bank but on the outside.
I used XE.

About 3 weeks ago the dollar went from 3.38 to 3.5 in a few days.  $7 dollars for 1700 shekel is a difference of 4 or 5 agarot, which isn't an unusual lag when the dollar rises or falls sharply.

Offline Mr. CC

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Re: ATM & Forex fees in Israel
« Reply #429 on: February 28, 2018, 09:29:22 AM »
but either way bank ATMs dont tend to charge anything.
read the receipt (by Hapoalim)

Offline Boruch999

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Re: ATM & Forex fees in Israel
« Reply #430 on: February 28, 2018, 09:32:24 AM »
read the receipt (by Hapoalim)
The receipt says YOUR bank may charge you a fee IINM.

Offline Emkay

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Re: ATM & Forex fees in Israel
« Reply #431 on: February 28, 2018, 09:39:16 AM »
read the receipt (by Hapoalim)
I didn't nor do I use hapoalim.

Offline myi

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Re: ATM & Forex fees in Israel
« Reply #432 on: February 28, 2018, 09:53:37 AM »
I didn't nor do I use hapoalim.
Which is a better Bank to use?
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Re: ATM & Forex fees in Israel
« Reply #433 on: February 28, 2018, 09:54:55 AM »
Which is a better Bank to use?
No idea. I have been relatively happy with Leumi.

Offline Boruch999

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Re: ATM & Forex fees in Israel
« Reply #434 on: February 28, 2018, 09:55:46 AM »
Which is a better Bank to use?
Doesn't matter.  No banks charge a fee and the rate is set by Visa/MC.  Hapoalim might have smaller withdrawal allowance per withdrawal.

Offline myi

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Re: ATM & Forex fees in Israel
« Reply #435 on: February 28, 2018, 10:06:26 AM »
Doesn't matter.  No banks charge a fee and the rate is set by Visa/MC.  Hapoalim might have smaller withdrawal allowance per withdrawal.
Yes 800 I hate it.
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Re: ATM & Forex fees in Israel
« Reply #436 on: February 28, 2018, 01:01:24 PM »
Yes 800 I hate it.
1k for me. I use the big machine inside to the left.

Offline myi

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Re: ATM & Forex fees in Israel
« Reply #437 on: February 28, 2018, 01:15:48 PM »
1k for me. I use the big machine inside to the left.
I Use the small one on the right the big one on the left didn't work.
(Td debit).
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Offline Boruch999

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Re: ATM & Forex fees in Israel
« Reply #438 on: February 28, 2018, 04:15:42 PM »
Leumi gives 4000 and mercantile/discount can give up to 8000.

Offline myi

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Re: ATM & Forex fees in Israel
« Reply #439 on: February 28, 2018, 04:33:24 PM »
Leumi gives 4000 and mercantile/discount can give up to 8000.
Wow, How far is the closet one from kikar shaabos (hapoalen)?
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Need your LG Exalt fixed? Cracked in half? Water damage? Or parts to repair yourself. 347.201.2501