Author Topic: First credit card for wife  (Read 1232 times)

Offline zalmy123

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First credit card for wife
« on: December 11, 2013, 05:50:53 PM »
My wife to be has a BOA account but no credit cards at all, wondering what the best option for us is...

How can she build credit fast and start getting cards under her name?
add her as a cardholder to my card?
joint account?
is there an advantage to apply under her maiden name?

please share advice, thanks!

Offline raphy781

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Re: First credit card for wife
« Reply #1 on: December 11, 2013, 06:41:00 PM »
Start by searching instead of opening a new thread.

Offline philbenjoe

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Re: First credit card for wife
« Reply #2 on: December 12, 2013, 01:10:08 AM »
+1
"Why fit in when you were born to stand out?" Dr Seuss

Offline CountValentine

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Re: First credit card for wife
« Reply #3 on: December 12, 2013, 01:12:03 AM »
Can you add her as an AU to a card with a long credit history?
Only on DDF does 24/6 mean 24/5/half/half

Offline Hiding

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Re: First credit card for wife
« Reply #4 on: December 12, 2013, 01:18:51 AM »
Lets start a count from 1-10,000 on new threads about new credit cards. One post per thread. We should hit 10,000 before CV.  :D

Offline Hiding

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Re: First credit card for wife
« Reply #5 on: December 12, 2013, 01:22:27 AM »
Add to an old account that has a high CL and keeps a low balance. Give her social. Wait till statement closes.

Offline zalmy123

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Re: First credit card for wife
« Reply #6 on: December 14, 2013, 09:15:16 PM »
Add to an old account that has a high CL and keeps a low balance. Give her social. Wait till statement closes.
thank you. so i'll just add her as an authorized user.