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Ill spell it out for the feeble.
You dont call up and ask if they take Visa gift cards for  a money order.
You dont call up and ask if they take Mastercard gc for a MO
You dont flippin call!


You go into a store and ask for an MO and she says ok its, XXX.XX say no p, take out your debit card and swipe. If the rep says no debits then apologize and leave. If she says lemme see that is that a gc say NO ITS A DEBIT. if she asks wheres your name you say (among many other options to think of) the permanent one is on the way and im using the temp one until i receive it. If you need to swipe more than once, its ok to have multiple debits (for those who are lacking in common sense). But be nonchalant dont be in your face about it to the rep. Reps want to feel they're in charge, its natural for a minimum paid employees...




I think this should give the basics on how to get a MO if you find a place.... this is not rocket science. But it seems like it is to some.... Where to cash out GCs for MO:

Where                                       Which gift card                                   Fee                                     max MO amount                                   

Service desk @ Wal-Mart                  MVD,  Visa from Meta bank,                                  70 cents                                           $1000
                                                  chase (phased out)                                                                                      $1000   
                                                     
Rite Aid                                                                                                 $0.89                                          $500
       
"HaNesher HaGadol"                            One Vanilla                                 .52                                          $500 max     
meijer-69 cents up to $1000-most stores
NOTES:
MVD charges 50 cents per transaction so ask for MO of card amount- (fee+ 50 cents) eg @WM ask for 498.80 on MO (or cover $1.20 some other way)
« Last edited by bb1836 on June 04, 2015, 06:22:46 PM »

Author Topic: Money Orders (USPS RIP 11/3/17)  (Read 313783 times)

Offline Aerial Dag

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Re: Money Orders
« Reply #980 on: November 05, 2015, 02:20:21 PM »
Are there any dream solutions besides the short-lived RB? I think most MS techniques have their own issues and those that don't have a short life.

vanilla reloads sure were dreamy

Offline Josef.koney

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Re: Money Orders
« Reply #981 on: November 05, 2015, 02:24:50 PM »
vanilla reloads sure were dreamy
B4 my days...

Offline Marco Polo

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Re: Money Orders
« Reply #982 on: November 05, 2015, 02:34:08 PM »
vanilla reloads sure were dreamy
Convenient, but still limited to how many BB cards you had.
Quaerite et Invenietis.

Offline Adam101

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Re: Money Orders
« Reply #983 on: November 05, 2015, 02:34:35 PM »
vanilla reloads sure were dreamy
A day after I got my first batch of CCs (after reading for a year) they decided to stop selling with CC. Only got two, but they sure were a beauty...

Offline David Smith

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Re: Money Orders
« Reply #984 on: November 05, 2015, 02:35:13 PM »
Are there any dream solutions besides the short-lived RB? I think most MS techniques have their own issues and those that don't have a short life.
Any dream solution nobody's talking about.
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline ChaimMoskowitz

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Re: Money Orders
« Reply #985 on: November 05, 2015, 02:37:36 PM »
What was the amount and # of MOs were you depositing? Which bank?
I suspect you won't get an answer, from CM, to your first question.
Less than 10k and Chase.
I just found a new supply of forks!

Offline ChaimMoskowitz

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Re: Money Orders
« Reply #986 on: November 05, 2015, 02:40:13 PM »
Won't banks that participate with chexsystems (most of the major ones) report anytime they close for suspicious activity?
AFAIK it is just reported as closed. I have been closed by more than one and have no problem opening others.
I just found a new supply of forks!

Offline yochiek93

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Re: Money Orders
« Reply #987 on: November 05, 2015, 02:44:23 PM »
I don't know about that. MO's come with their own issues. It's not a dream solution.
I agree 100%

Offline username

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Re: Money Orders
« Reply #988 on: November 05, 2015, 02:55:25 PM »
Less than 10k and Chase.
How long had you been banking with them?
^^^

Offline David Smith

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Re: Money Orders
« Reply #989 on: November 05, 2015, 03:01:49 PM »
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline Marco Polo

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Re: Money Orders
« Reply #990 on: November 05, 2015, 03:02:09 PM »
Lifetime ban?
I don't think having an account closed is the same as a ban.
Quaerite et Invenietis.

Offline ChaimMoskowitz

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Re: Money Orders
« Reply #991 on: November 05, 2015, 03:02:18 PM »
How long had you been banking with them?
My guess around 5 years.
I just found a new supply of forks!

Offline ChaimMoskowitz

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Re: Money Orders
« Reply #992 on: November 05, 2015, 03:04:52 PM »
Lifetime ban?
That is hard to say because I have been banned/shutdown three different times. I have UA and Hyatt cards but when I went to get another IP they said no way because of prior unsatisfactory relationship. This is after they gave me a couple more IP cards after the last shutdown.
I just found a new supply of forks!

Offline David Smith

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Re: Money Orders
« Reply #993 on: November 05, 2015, 03:06:56 PM »
That is hard to say because I have been banned/shutdown three different times. I have UA and Hyatt cards but when I went to get another IP they said no way because of prior unsatisfactory relationship. This is after they gave me a couple more IP cards after the last shutdown.
That previous unsatisfactory relationship was the account? Do you think your account was flagged or the reviewer happened to notice it on your record?
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline ChaimMoskowitz

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Re: Money Orders
« Reply #994 on: November 05, 2015, 03:17:48 PM »
That previous unsatisfactory relationship was the account? Do you think your account was flagged or the reviewer happened to notice it on your record?
There is some talk that in the last 6-9 mo's accounts that were shutdown before were just now being flagged. I was shutdown twice for I guess what they would call CC abuse and once for the MO's.
I just found a new supply of forks!

Offline David Smith

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Re: Money Orders
« Reply #995 on: November 05, 2015, 03:18:39 PM »
There is some talk that in the last 6-9 mo's accounts that were shutdown before were just now being flagged. I was shutdown twice for I guess what they would call CC abuse and once for the MO's.
They shut your bank account for maxing out staples in a week?
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline ChaimMoskowitz

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Re: Money Orders
« Reply #996 on: November 05, 2015, 03:20:34 PM »
They shut your bank account for maxing out staples in a week?
No my IP and other cards. Left checking alone.
I just found a new supply of forks!

Offline Shauly101

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Re: Money Orders
« Reply #997 on: November 19, 2015, 04:31:40 PM »
will VGC be considered as Debit Card @USPS? or i will need to hand them over to CS and game over

Offline username

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Re: Money Orders
« Reply #998 on: November 19, 2015, 04:33:14 PM »
Posted earlier that they dont work at USPS. Hard Coded. No personal experience.

ETA: Here
At the PO debit cards need to have the ability to get a cash advance.  If not, it won't go through.
« Last Edit: November 19, 2015, 04:36:33 PM by username »
^^^

Offline PBaruch

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Re: Money Orders
« Reply #999 on: November 19, 2015, 04:35:40 PM »
Posted earlier that they dont work at USPS. Hard Coded. No personal experience.

At USPS MO is coded as a cash advance.  As a result GC's for MO will not work at USPS.  Only reason GC's work elsewhere for MO is because some places code the transaction as "debit."
What do you do after your dreams come true?