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Ill spell it out for the feeble.
You dont call up and ask if they take Visa gift cards for  a money order.
You dont call up and ask if they take Mastercard gc for a MO
You dont flippin call!


You go into a store and ask for an MO and she says ok its, XXX.XX say no p, take out your debit card and swipe. If the rep says no debits then apologize and leave. If she says lemme see that is that a gc say NO ITS A DEBIT. if she asks wheres your name you say (among many other options to think of) the permanent one is on the way and im using the temp one until i receive it. If you need to swipe more than once, its ok to have multiple debits (for those who are lacking in common sense). But be nonchalant dont be in your face about it to the rep. Reps want to feel they're in charge, its natural for a minimum paid employees...




I think this should give the basics on how to get a MO if you find a place.... this is not rocket science. But it seems like it is to some.... Where to cash out GCs for MO:

Where                                       Which gift card                                   Fee                                     max MO amount                                   

Service desk @ Wal-Mart                  MVD,  Visa from Meta bank,                                  70 cents                                           $1000
                                                  chase (phased out)                                                                                      $1000   
                                                     
Rite Aid                                                                                                 $0.89                                          $500
       
"HaNesher HaGadol"                            One Vanilla                                 .52                                          $500 max     
meijer-69 cents up to $1000-most stores
NOTES:
MVD charges 50 cents per transaction so ask for MO of card amount- (fee+ 50 cents) eg @WM ask for 498.80 on MO (or cover $1.20 some other way)
« Last edited by bb1836 on June 04, 2015, 06:22:46 PM »

Author Topic: Money Orders (USPS RIP 11/3/17)  (Read 168025 times)

Offline Freddie

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Re: Money Orders
« Reply #1125 on: November 30, 2016, 09:49:29 PM »
Sorry for not clarifying.  The check is from a third party.

Then I believe even a check for .99 is a flag for F/R.

Offline shulem92

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Re: Money Orders
« Reply #1126 on: November 30, 2016, 09:50:32 PM »
Then I believe even a check for .99 is a flag for F/R.
I passed an fr 4 months ago. Does that make a difference?

Offline cholent

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Re: Money Orders
« Reply #1127 on: November 30, 2016, 09:51:56 PM »
I passed an fr 4 months ago. Does that make a difference?

Yes. Very unlikely to get FR again within 12 months. I did, but when I told them I had been FR already in the past 12 months they cancelled the FR.

I've been doing 3rd party checks for a long time and haven't had issues (the FR I did get was actually before I ever did that).
Don't ask stupid questions and you won't get stupid answers

Offline Freddie

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Re: Money Orders
« Reply #1128 on: November 30, 2016, 09:53:18 PM »
Yes. Very unlikely to get FR again within 12 months. I did, but when I told them I had been FR already in the past 12 months they cancelled the FR.

I've been doing 3rd party checks for a long time and haven't had issues (the FR I did get was actually before I ever did that).

Wow, that was the best response I have ever seen on DDF. It answered the EXACT question and was based on FIRSTHAND experience. Kol hakavod! (And no, I am not being sarcastic.)

Offline shulem92

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Re: Money Orders
« Reply #1129 on: November 30, 2016, 09:54:45 PM »
Wow, that was the best response I have ever seen on DDF. It answered the EXACT question and was based on FIRSTHAND experience. Kol hakavod! (And no, I am not being sarcastic.)
True. But the question wasn't regarding FR as I already knew that. I wanted to know if it makes a flag (SAR) the same way it would if I cashed a 10+k check.

Offline shulem92

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Re: Money Orders
« Reply #1130 on: November 30, 2016, 09:55:12 PM »


Yes. Very unlikely to get FR again within 12 months. I did, but when I told them I had been FR already in the past 12 months they cancelled the FR.

I've been doing 3rd party checks for a long time and haven't had issues (the FR I did get was actually before I ever did that).

3rd party checks over 10k?

Offline cholent

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Re: Money Orders
« Reply #1131 on: November 30, 2016, 09:56:02 PM »

3rd party checks over 10k?

Yes. Way over.
Don't ask stupid questions and you won't get stupid answers

Offline shulem92

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Re: Money Orders
« Reply #1132 on: November 30, 2016, 09:57:19 PM »

Offline username

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Re: Money Orders
« Reply #1133 on: November 30, 2016, 10:35:06 PM »
  Any banks you can deposit them thru app??
US Bank.
^^^

Offline Mplace

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Re: Money Orders
« Reply #1134 on: November 30, 2016, 10:45:39 PM »

3rd party checks over 10k?
I've paid from a 3rd party bank account (yes wrong thing to do) more than 10k and no issues,
But I don't think that's what you wanted to know
What's your plan for yud shvat?

Online ExGingi

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Re: Money Orders
« Reply #1135 on: November 30, 2016, 10:55:38 PM »
I always make electronic payments from 3rd party banks. I never had any issue. Though my profile might be different than many on DDF. MS is a very small percentage of the activity on my accounts.

In my business 3rd party checks don't trigger SARs (AFAIK), they are either accepted subject to providing identifying information, or rejected.
I've been waiting over 5 years with bated breath for someone to say that!
-- Dan

Offline JTZ

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Re: Money Orders
« Reply #1136 on: November 30, 2016, 11:12:42 PM »
I passed an fr 4 months ago. Does that make a difference?
I look at passing a FR like a yellow light. You floor it and don't look back.  :)
"LESS IS MORE" It is the cumulative effect that kills deals!!! How many times do I have to say this?  >:(

Offline shulem92

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Re: Money Orders
« Reply #1137 on: November 30, 2016, 11:13:44 PM »
I look at passing a FR like a yellow light. You floor it and don't look back.  :)
Lol.

Offline shulem92

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Re: Money Orders
« Reply #1138 on: November 30, 2016, 11:15:03 PM »
I've paid from a 3rd party bank account (yes wrong thing to do) more than 10k and no issues,
But I don't think that's what you wanted to know
Why don't u think that's what I wanted to know? Someone owes me 15k spent on my amex, just trying to figure out the best way to pay my amex card with it

Offline Mplace

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Re: Money Orders
« Reply #1139 on: November 30, 2016, 11:44:48 PM »
Why don't u think that's what I wanted to know? Someone owes me 15k spent on my amex, just trying to figure out the best way to pay my amex card with it
with a check mailed to them, is best IMO
What's your plan for yud shvat?