Not necessarily. One guy here got F/R'd three times in one year.
Gotta be a fool to do that... If they're borrowing, they can't pay...
thanx for that title... but I actually did some research before, and beside the fact that I had to run after him, not he after me, (which is a good sign for itself...) it wasn't just burrowing as in borrowing "cuz I'm drained out and I hope to pay you back "asap""... That's bad. In my case they get their "programs" on the 15th and they borrow constantly for cash flow purposes:P
But I agree to your point borrowing for a mosed, for the sole sake of "borrowing for a mosed" IS a pretty bad idea...