Topic Wiki

https://www.dansdeals.com/more/dans-commentary/dark-side-earning-credit-card-points-psa-dont-swipe-others/

https://www.mixcloud.com/zev-brenner/talkline-with-zev-brenner-on-credit-card-scams-affecting-the-orthodox-jewish-community/

http://podcast.headlinesbook.com/e/31616-credit-card-miles-and-points-swiping-for-rewards-buying-and-selling-miles-is-it-assur-and-a-chillul-hashem-or-a-great-way-for-a-side-parnassah/



BEFORE SWIPING FOR SOMEONE READ THIS: (first hand story)

https://forums.dansdeals.com/index.php?topic=36812.msg2062371#msg2062371
https://www.dansdeals.com/more/dans-commentary/dark-side-earning-credit-card-points-psa-dont-swipe-others/#comment-1399884


Dan's warning to DDF:
I hope people realize that any buying group or anyone else that gets merchandise in advance of payment can go south at any time. That's even if you get a check at the time of delivery.
X-posting as I don't want anyone to say that I never put a warning here.

A story that ended up in court - https://iapps.courts.state.ny.us/nyscef/DocumentList?docketId=iRcRHuyZUdOIx69D00a5XQ==&display=all&courtType=Kings%20County%20Supreme%20Court&resultsPageNum=1


I am one of the biggest buyers for buying groups, I have done millions in transactions and have sent to every group there is over the past 3 years. Most buying groups are okay, some scan in slower than others, some pay slower than others - most will lose a few packages over the year. You can research and find which are better for you.

However there is a bigger problem now with Amazon itself.  Amazon in the past has been great with any problems always ready with a refund for lost packages even if it was thousands of dollars. Lately Amazon has clamped down and has tagged these buying groups addresses  in their systems as "freight forwarder" and now no longer will fix any problem you have whatsoever. Doesn't matter what the problem is, even if it shows the package was never delivered, amazon will not help you in any way. Their copy and paste response will always be "this item was sent to a freight forwarder and we're unable to replace or refund the item. We recommend contacting your freight forwarder for more details, as we don't have any more insight or information regarding this matter, For more information about sending items via freight forwarders, please visit our Help Pages: https://www.amazon.com/gp/help/customer/display.html?nodeId=201117950." As well the amazon drivers either must know this or have been increasingly bad at delivering packages because the numbers of packages missing has gone up astronomically. Previously you would have very few packages missing, now the past 3 months I have had 59 "lost" packages. I now have over $15,000 of loses and some guy in Delaware is probably living the life with all the stuff he stole from me. I will survive, I have made a lot more than $15,000 over the years however just a warning to others here that things are not as they used to be and it really is no longer worth doing buring groups with all the loses piling up

« Last edited by Yo ssi on July 24, 2023, 06:47:26 PM »

Author Topic: PSA: Don't swipe recklessly for others  (Read 1182887 times)

Offline joey89

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Re: PSA: Don't swipe recklessly for others
« Reply #1920 on: February 10, 2019, 07:35:27 PM »
Anyone here get scammed from these people ? Or is it just rumors ?

Regarding the CH story, I personally know several people effected, however the couple people I discussed with do not want to be quoted or share their story publicly.

Offline SearchGuy

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Re: PSA: Don't swipe recklessly for others
« Reply #1921 on: February 10, 2019, 07:36:43 PM »
Yup.
it must be in 3 languages!! Pleeease!

P.S. I can help in Yiddish and Hebrew if you want

Offline Dan

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Re: PSA: Don't swipe recklessly for others
« Reply #1922 on: February 10, 2019, 08:00:40 PM »
I don't write articles based on articles.

If someone wants to email me first-hand details, then by all means.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline Dan

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Re: PSA: Don't swipe recklessly for others
« Reply #1923 on: February 10, 2019, 08:01:40 PM »
And now I'm getting emails to delete this thread as it's stopping people from getting paid back.

How gullible to you need to be people? I'm sure sungames would have also paid out if not for a DDF thread.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline AJK

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Re: PSA: Don't swipe recklessly for others
« Reply #1924 on: February 10, 2019, 08:03:06 PM »


And now I'm getting emails to delete this thread as it's stopping people from getting paid back.

Lol
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Re: PSA: Don't swipe recklessly for others
« Reply #1925 on: February 10, 2019, 08:03:37 PM »
And now I'm getting emails to delete this thread as it's stopping people from getting paid back.

How gullible to you need to be people? I'm sure sungames would have also paid out if not for a DDF thread.
Getting paid back?Dream on. :)
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Offline davidrotts63

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Re: PSA: Don't swipe recklessly for others
« Reply #1926 on: February 10, 2019, 08:03:39 PM »
So much insanity going on here.
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

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Re: PSA: Don't swipe recklessly for others
« Reply #1927 on: February 10, 2019, 08:06:38 PM »
And now I'm getting emails to delete this thread as it's stopping people from getting paid back.

How gullible to you need to be people? I'm sure sungames would have also paid out if not for a DDF thread.
It is probably true. Without this thread there would be others to pass the hot potato to before the clock runs out. Sounds like this thread is a success.
Feelings don't care about your facts

Offline Yowzy

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Re: PSA: Don't swipe recklessly for others
« Reply #1928 on: February 10, 2019, 08:10:01 PM »
And now I'm getting emails to delete this thread as it's stopping people from getting paid back.

How gullible to you need to be people? I'm sure sungames would have also paid out if not for a DDF thread.

It’s actually not that absurd, all the rumors and fear mongering causes a so called “run on the bank”.
The “swiper” may have a legit business model, however if everyone stops swiping at once it would all collapse.

Offline Dan

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Re: PSA: Don't swipe recklessly for others
« Reply #1929 on: February 10, 2019, 08:12:06 PM »
It is probably true. Without this thread there would be others to pass the hot potato to before the clock runs out. Sounds like this thread is a success.
Oy.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline Chief Rabbi of New York

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Re: PSA: Don't swipe recklessly for others
« Reply #1930 on: February 10, 2019, 08:16:15 PM »
It’s actually not that absurd, all the rumors and fear mongering causes a so called “run on the bank”.
The “swiper” may have a legit business model, however if everyone stops swiping at once it would all collapse.

So like a Ponzi scheme ?
Or are you that swiper ?
Show Some Respect for Me, I am The Chief Rabbi of New York :)

Offline zale

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Re: PSA: Don't swipe recklessly for others
« Reply #1931 on: February 10, 2019, 08:17:46 PM »
It’s actually not that absurd, all the rumors and fear mongering causes a so called “run on the bank”.
The “swiper” may have a legit business model, however if everyone stops swiping at once it would all collapse.

And if these “businesses” are not stopped the pile of victims will continue to grow.

Asking Dan to delete this thread so that these ponzi schemers can find more victims so that previous victims can maybe get a little money back is sick.

Offline Chief Rabbi of New York

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Re: PSA: Don't swipe recklessly for others
« Reply #1932 on: February 10, 2019, 08:20:22 PM »
@Dan anyone email you an actual story yet about them getting scammed from this
Show Some Respect for Me, I am The Chief Rabbi of New York :)

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Re: PSA: Don't swipe recklessly for others
« Reply #1933 on: February 10, 2019, 08:26:09 PM »
And if these “businesses” are not stopped the pile of victims will continue to grow.

Asking Dan to delete this thread so that these ponzi schemers can find more victims so that previous victims can maybe get a little money back is sick.
So like a Ponzi scheme ?
Or are you that swiper ?

I never said he should delete the post. I’m just offering another prespective. The goal of every business is to eventually get a good bank loan at low interest, however early on, some may need to be more creative. Hence the cc swiping, some could be swiping for 2.2% per swipe which, assuming a full billing cycle of approx 7 weeks he is paying approx 16% apr on his money, a fraction more than an average amazon loan for example. His other option would be to go to loan sharks or this companies that offer loans starting at 25% apr.
All I’m saying is, assuming he does have a secure business model and he is profitable, and let’s say all the money has been used to purchase inventory that would take him 4 months to sell through. If he is all of a sudden stuck with a massive amount of credit cards to pay off without being able to continue “churning” then it damages everyone.

Offline Yowzy

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Re: PSA: Don't swipe recklessly for others
« Reply #1934 on: February 10, 2019, 08:28:07 PM »
So like a Ponzi scheme ?
Or are you that swiper ?
And if these “businesses” are not stopped the pile of victims will continue to grow.

Asking Dan to delete this thread so that these ponzi schemers can find more victims so that previous victims can maybe get a little money back is sick.

Just for reference;
https://en.wikipedia.org/wiki/Bank_run

Offline Chief Rabbi of New York

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Re: PSA: Don't swipe recklessly for others
« Reply #1935 on: February 10, 2019, 08:31:24 PM »
I never said he should delete the post. I’m just offering another prespective. The goal of every business is to eventually get a good bank loan at low interest, however early on, some may need to be more creative. Hence the cc swiping, some could be swiping for 2.2% per swipe which, assuming a full billing cycle of approx 7 weeks he is paying approx 16% apr on his money, a fraction more than an average amazon loan for example. His other option would be to go to loan sharks or this companies that offer loans starting at 25% apr.
All I’m saying is, assuming he does have a secure business model and he is profitable, and let’s say all the money has been used to purchase inventory that would take him 4 months to sell through. If he is all of a sudden stuck with a massive amount of credit cards to pay off without being able to continue “churning” then it damages everyone.

Ponzi scheme all over it
Show Some Respect for Me, I am The Chief Rabbi of New York :)

Offline Dan

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Re: PSA: Don't swipe recklessly for others
« Reply #1936 on: February 10, 2019, 08:34:54 PM »
@Dan anyone email you an actual story yet about them getting scammed from this
Nobody wants to give details. Seems like they're all being told they can't talk.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline Yowzy

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Offline Z56

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Re: PSA: Don't swipe recklessly for others
« Reply #1938 on: February 10, 2019, 08:38:32 PM »
Nobody wants to give details. Seems like they're all being told they can't talk.

I can give you all details

PM me
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Offline Dan

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Re: PSA: Don't swipe recklessly for others
« Reply #1939 on: February 10, 2019, 08:40:44 PM »
Feel free to send your story to Dan at DansDeals.com.
If you want parts redacted, please specify which parts.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.