Author Topic: PSA: Don't swipe recklessly for others  (Read 678345 times)

Offline YesThatsMe

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Re: PSA: Don't swipe recklessly for others
« Reply #2000 on: February 12, 2019, 10:50:21 AM »
From what I’m hearing from people is that it’s not over.... they used to pay in full every statement and now they’re making just minimum payments and they claim they’re not doing so well in their business but they hope to straighten out.....  also they’re didn’t run away and they’re picking up phone calls (at least so far)........ let’s hope they STRAIGHTEN OUT......!

+1

Offline Dan

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Re: PSA: Don't swipe recklessly for others
« Reply #2001 on: February 12, 2019, 10:52:15 AM »
Wow
Still no write up on DDMS

Maybe these stories are not true ?
It took a long time to get a full story on sungames and farmers. I have lots of random pieces of various stories, but nothing coherent enough for a full post. Altogether it seems like a book could be written, but most people are still hoping for payback and feel that writing about it will be bad.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline SearchGuy

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Re: PSA: Don't swipe recklessly for others
« Reply #2002 on: February 12, 2019, 10:53:44 AM »
I think rather dispute than paying minimum!

Offline joey89

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Re: PSA: Don't swipe recklessly for others
« Reply #2003 on: February 12, 2019, 10:55:03 AM »
From what I’m hearing from people is that it’s not over.... they used to pay in full every statement and now they’re making just minimum payments and they claim they’re not doing so well in their business but they hope to straighten out.....  also they’re didn’t run away and they’re picking up phone calls (at least so far)........ let’s hope they STRAIGHTEN OUT......!
Are they paying the interest also?

Offline Dan

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Re: PSA: Don't swipe recklessly for others
« Reply #2004 on: February 12, 2019, 11:07:03 AM »
I think rather dispute than paying minimum!
What are you disputing? There's evidence that people authorized charges.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline sruly

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Re: PSA: Don't swipe recklessly for others
« Reply #2005 on: February 12, 2019, 11:20:49 AM »
What are you disputing? There's evidence that people authorized charges.
but product/services were never received.
Not much too lose by trying (except they all think that somehow they will still be paid back).

Offline SearchGuy

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Re: PSA: Don't swipe recklessly for others
« Reply #2006 on: February 12, 2019, 11:28:28 AM »
What are you disputing? There's evidence that people authorized charges.
Didn't receive the goods

Offline Dan

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Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline churnbabychurn

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Offline Something Fishy

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Re: PSA: Don't swipe recklessly for others
« Reply #2009 on: February 12, 2019, 11:53:44 AM »
TD:LR version?
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Offline Baruch

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Re: PSA: Don't swipe recklessly for others
« Reply #2010 on: February 12, 2019, 11:56:53 AM »
Are they paying the interest also?
If there's no heter iska, it's a major ribbis problem

Offline sruly

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Offline skyguy918

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Re: PSA: Don't swipe recklessly for others
« Reply #2012 on: February 12, 2019, 12:14:52 PM »
TD:LR version?
As best as I can tell, a loan gemach was used to facilitate the cc charges from the 'lenders' to the 'borrower'. One of the 'lenders' started to dispute upwards of $400k that I guess he was never repaid, and the loan gemach filed against that 'lender' to prevent any further chargebacks (and I assume to force a reversal of said chargebacks). The whole thing is crazy.

Fascinating (and sad) that the 'swiper/borrower' appears to have insulated themselves somewhat from future problems by not processing the cc swipes themselves.

ETA: Seems like there were other facilitating entities between this 'lender' and the 'swiper/borrower' as well, not sure if there are separate cases about those.
« Last Edit: February 12, 2019, 12:19:41 PM by skyguy918 »


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Re: PSA: Don't swipe recklessly for others
« Reply #2014 on: February 12, 2019, 12:19:50 PM »
As best as I can tell, a loan gemach was used to facilitate the cc charges from the 'lenders' to the 'borrower'. One of the 'lenders' started to dispute upwards of $400k that I guess he was never repaid, and the loan gemach filed against that 'lender' to prevent any further chargebacks (and I assume to force a reversal of said chargebacks). The whole thing is crazy.

Fascinating (and sad) that the 'swiper/borrower' appears to have insulated themselves somewhat from future problems by not processing the cc swipes themselves.

I didn't read all but per gemach affidavit, the borrower paid the lender and has proof

Offline skyguy918

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Re: PSA: Don't swipe recklessly for others
« Reply #2015 on: February 12, 2019, 12:25:48 PM »
I didn't read all but per gemach affidavit, the borrower paid the lender and has proof
Yeah, I saw that. But it seems unlikely that's the whole story.

Offline rileywiles23

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Re: PSA: Don't swipe recklessly for others
« Reply #2016 on: February 12, 2019, 12:27:15 PM »


As best as I can tell, a loan gemach was used to facilitate the cc charges from the 'lenders' to the 'borrower'. One of the 'lenders' started to dispute upwards of $400k that I guess he was never repaid, and the loan gemach filed against that 'lender' to prevent any further chargebacks (and I assume to force a reversal of said chargebacks). The whole thing is crazy.

Fascinating (and sad) that the 'swiper/borrower' appears to have insulated themselves somewhat from future problems by not processing the cc swipes themselves.

ETA: Seems like there were other facilitating entities between this 'lender' and the 'swiper/borrower' as well, not sure if there are separate cases about those.

Borrower paid the lender but there were other facilitating entities between this 'lender' and the 'swiper/borrower' as well that weren't paid so I think the lender disputed original charges Bec. of that.
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Offline skyguy918

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Re: PSA: Don't swipe recklessly for others
« Reply #2017 on: February 12, 2019, 12:31:18 PM »

Borrower paid the lender but there were other facilitating entities between this 'lender' and the 'swiper/borrower' as well that weren't paid so I think the lender disputed original charges Bec. of that.
What other entities? It says the 'lender' allowed the gemach to charge his cc. The gemach then gave the money to the 'borrower'. The 'borrower' alleges that he repaid the 'lender' directly. But if that were true, why dispute? It's possible that there were many other charges the 'lender' allowed, and on balance the 'borrower' still owes the 'lender', so the 'lender' just picked random charges to dispute. That seems a lot more likely than the 'lender' has been repaid in full and randomly decides to do chargebacks.

Also, I glanced at the other exhibits. Seems pretty clear that the 'borrower' got a lawyer to file on behalf of several different intermediaries, against any 'lender' that did chargebacks.

Offline Yehuda25

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Re: PSA: Don't swipe recklessly for others
« Reply #2019 on: February 12, 2019, 12:56:18 PM »
can someone summarize for the non lawyers among us?

+1  :-\
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