Author Topic: PSA: Don't swipe recklessly for others  (Read 303480 times)

Offline joey89

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Re: PSA: Don't swipe recklessly for others
« Reply #2025 on: February 12, 2019, 01:33:09 PM »
but product/services were never received.
Not much too lose by trying (except they all think that somehow they will still be paid back).
Ianal however would imagine that there is plenty to lose IF the card issuer decides to press charges for fraudulent claims (which probably will happen eventually to prevent others from trying in the future)

Offline yesitsme

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« Last Edit: February 12, 2019, 03:34:43 PM by yesitsme »


Offline Dan

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Offline YesThatsMe

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Re: PSA: Don't swipe recklessly for others
« Reply #2029 on: February 12, 2019, 02:12:31 PM »
Any more cases like this?

Did a scary lady call you about lahyuhs in suits yet for posting this?

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Re: PSA: Don't swipe recklessly for others
« Reply #2030 on: February 12, 2019, 02:36:27 PM »
Read the whole thing. From the side that it's written (didn't hear the other side), it's a simple story. The lender probably was owed money by the facilitator and decided to screw him via disputes with a different merchant. Perhaps the facilitator also charged at other gemachs.

Offline LoLo

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Re: PSA: Don't swipe recklessly for others
« Reply #2031 on: February 12, 2019, 02:38:14 PM »
Seems to me that the gmach and the borrower is one and the same.

Offline zh cohen

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Re: PSA: Don't swipe recklessly for others
« Reply #2032 on: February 12, 2019, 02:42:19 PM »
Seems to me that the gmach and the borrower is one and the same.

-1

They are on the same "team" in this dispute, but the borrower was using the gemach (and other businesses as well) to charge the lenders cards and give him the money.

Offline LoLo

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Re: PSA: Don't swipe recklessly for others
« Reply #2033 on: February 12, 2019, 02:43:51 PM »
He was working for him, and was buying inventory for him + swiping through the gmach for him.

Offline joey89

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Re: PSA: Don't swipe recklessly for others
« Reply #2034 on: February 12, 2019, 03:11:29 PM »

Offline zh cohen

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Re: PSA: Don't swipe recklessly for others
« Reply #2035 on: February 12, 2019, 04:05:58 PM »
He was working for him, and was buying inventory for him + swiping through the gmach for him.

Where are you getting that impression from?

Offline LoLo

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Re: PSA: Don't swipe recklessly for others
« Reply #2036 on: February 12, 2019, 04:14:21 PM »
Where are you getting that impression from?
One of the docs. The borrower requested access to Amazon accounts as well.

Offline AJK

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Re: PSA: Don't swipe recklessly for others
« Reply #2037 on: February 12, 2019, 04:20:16 PM »
Skimmed it.  At first blush, it appears that despite being paid back in full, lender disputed the charges anyway.  That doesn't make much sense unless he was outright trying to defraud the gemach or the ultimate borrowers (but he had to know that a dispute against the gmach would not hurt the borrowers, unless he thought the dispute would cause the gmach to assert leverage on the borrowers to pay back money otherwise owed...).

I may have missed something that involved other deals and the lender not being paid back in full. But I agree, unless outright fraud, I don't see how lender disputes charges for which he's been paid back fully, unless something else is in there that I missed.
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Offline AJK

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Re: PSA: Don't swipe recklessly for others
« Reply #2038 on: February 12, 2019, 04:23:29 PM »
One of the docs. The borrower requested access to Amazon accounts as well.

That has nothing to do with this case.  That case was cited simply to support the argument that the Court can and should preliminary enjoin defendant from making any additional chargebacks until the motion is heard.

The Court didn't buy it.
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Offline AJK

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Re: PSA: Don't swipe recklessly for others
« Reply #2039 on: February 12, 2019, 04:30:18 PM »
ETA:

There does seem to have been an allegation that defendant threatened to (and apparently followed through on) dispute the transactions as a result of some other dispute.




I foresee this being an issue for defendant (fraudulent chargebacks), the gmach (misuse of merchant agreement), and "K" (misuse of CCs). What a mess.
« Last Edit: February 12, 2019, 04:39:49 PM by AJK »
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