Author Topic: PSA: Don't swipe recklessly for others  (Read 305092 times)

Offline skyguy918

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Re: PSA: Don't swipe recklessly for others
« Reply #2040 on: February 12, 2019, 04:46:06 PM »
ETA:

There does seem to have been an allegation that defendant threatened to (and apparently followed through on) dispute the transactions as a result of some other dispute.




I foresee this being an issue for defendant (fraudulent chargebacks), the gmach (misuse of merchant agreement), and "K" (misuse of CCs). What a mess.
You can pick through the whatsapps there, though clearly the plaintiff edited what to include and what not, as it jumps around. By the end, the lender seems to be hounding the borrower for repayment, and the borrower doesn't seem to dispute that he owes money, just asks for more time.

That doesn't help the lender defend the chargebacks, but it gives some of the picture as to why they're even fighting in the first place.

Offline ExGingi

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Re: PSA: Don't swipe recklessly for others
« Reply #2041 on: February 12, 2019, 05:06:04 PM »
https://iapps.courts.state.ny.us/nyscef/DocumentList?docketId=iRcRHuyZUdOIx69D00a5XQ==&display=all&courtType=Kings%20County%20Supreme%20Court&resultsPageNum=1

Amazing.

So an organization might lose its 501(c)(3) over this (presuming it has it), along with other potential consequences, did I hear anyone say (A)ML? It's scary to think where this might end for all parties.
I've been waiting over 5 years with bated breath for someone to say that!
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Offline cmey

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Re: PSA: Don't swipe recklessly for others
« Reply #2042 on: February 12, 2019, 05:33:34 PM »

Amazing.

So an organization might lose its 501(c)(3) over this (presuming it has it)

Interesting story but itís a far cry from what most of this thread is about. He knew full well that he was dealing with a guy desperate for cash flow, and Iím willing to bet there was more going on here than just scoring a few million cc points והמבין יבין.

I do feel bad for the guy (both of them actually) but nowhere near as bad as for a gullible yungerman who sees an ad and thinks that itís manna from heaven with no clue of what in the world he is getting into.

Offline joey89

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Re: PSA: Don't swipe recklessly for others
« Reply #2043 on: February 12, 2019, 05:39:35 PM »
Interesting story but itís a far cry from what most of this thread is about. He knew full well that he was dealing with a guy desperate for cash flow, and Iím willing to bet there was more going on here than just scoring a few million cc points והמבין יבין.

I do feel bad for the guy (both of them actually) but nowhere near as bad as for a gullible yungerman who sees an ad and thinks that itís manna from heaven with no clue of what in the world he is getting into.

As stated in the suit, he was promised additional donations to his gemach for facilitating the transactions.

Offline zh cohen

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Re: PSA: Don't swipe recklessly for others
« Reply #2044 on: February 12, 2019, 05:52:17 PM »
Interesting story but itís a far cry from what most of this thread is about. He knew full well that he was dealing with a guy desperate for cash flow, and Iím willing to bet there was more going on here than just scoring a few million cc points והמבין יבין.

In the WhatsApps the borrower asks about "the price for 500"

Offline cmey

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Re: PSA: Don't swipe recklessly for others
« Reply #2045 on: February 12, 2019, 05:56:18 PM »
As stated in the suit, he was promised additional donations to his gemach for facilitating the transactions.

Iím willing to bet there was more going on here.... והמבין יבין.

AFAIK Amex does not have super low charity interchange rates like visa so that wouldnít explain why he chose to run it through the גמח....
« Last Edit: February 12, 2019, 06:11:56 PM by cmey »

Offline Yehuda25

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Re: PSA: Don't swipe recklessly for others
« Reply #2046 on: February 12, 2019, 07:40:32 PM »
Skimmed it.  At first blush, it appears that despite being paid back in full, lender disputed the charges anyway.  That doesn't make much sense unless he was outright trying to defraud the gemach or the ultimate borrowers (but he had to know that a dispute against the gmach would not hurt the borrowers, unless he thought the dispute would cause the gmach to assert leverage on the borrowers to pay back money otherwise owed...).

I may have missed something that involved other deals and the lender not being paid back in full. But I agree, unless outright fraud, I don't see how lender disputes charges for which he's been paid back fully, unless something else is in there that I missed.
exactly...
ďTo avoid criticism say nothing, do nothing, be nothing.Ē


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Offline Yehuda25

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Re: PSA: Don't swipe recklessly for others
« Reply #2047 on: February 12, 2019, 07:41:59 PM »
ETA:

There does seem to have been an allegation that defendant threatened to (and apparently followed through on) dispute the transactions as a result of some other dispute.




I foresee this being an issue for defendant (fraudulent chargebacks), the gmach (misuse of merchant agreement), and "K" (misuse of CCs). What a mess.
Ouch, though no one seems to know what this other dispute is about, and these charges were clearly authorized...
ďTo avoid criticism say nothing, do nothing, be nothing.Ē


― Aristotle

Offline zale

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Re: PSA: Don't swipe recklessly for others
« Reply #2048 on: February 12, 2019, 11:35:42 PM »
Did a scary lady call you about lahyuhs in suits yet for posting this?

This scam will not be official until that lady calls.

Offline JACKBLUE

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Re: PSA: Don't swipe recklessly for others
« Reply #2049 on: February 13, 2019, 04:37:40 PM »
I'm very confused..... from what i'm hearing there are multiple stories going on now in Brooklyn community.....
some lighting company.....
amazon company.......
Real estate investments....
bakery..........

Offline bermo

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Re: PSA: Don't swipe recklessly for others
« Reply #2050 on: February 13, 2019, 05:04:20 PM »
I'm very confused..... from what i'm hearing there are multiple stories going on now in Brooklyn community.....
some lighting company.....
amazon company.......
Real estate investments....
bakery..........
Ripple effect....

Offline JACKBLUE

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Re: PSA: Don't swipe recklessly for others
« Reply #2051 on: February 13, 2019, 05:09:04 PM »

Offline bermo

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Re: PSA: Don't swipe recklessly for others
« Reply #2052 on: February 13, 2019, 05:15:21 PM »
?
People got scared off from the first story.

so now the company's that use cc swipes to pay back other people etc are having trouble paying back..

Offline yesitsme

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Re: PSA: Don't swipe recklessly for others
« Reply #2053 on: February 13, 2019, 05:17:15 PM »
I'm very confused..... from what i'm hearing there are multiple stories going on now in Brooklyn community.....
some lighting company.....
amazon company.......
Real estate investments....
bakery..........
Expand()

Offline rileywiles23

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Re: PSA: Don't swipe recklessly for others
« Reply #2054 on: February 13, 2019, 07:34:14 PM »
I'm very confused..... from what i'm hearing there are multiple stories going on now in Brooklyn community.....
some lighting company.....
amazon company.......
Real estate investments....
bakery..........

What are you confused about?
The world is full of scammers
Life is as good as you make it...