Author Topic: PSA: Don't swipe recklessly for others  (Read 244460 times)

Offline Hershelsdeals

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Jul 2014
  • Posts: 3448
  • Total likes: 6
  • DansDeals.com Hat Tips 2
    • View Profile
Re: PSA: Don't swipe recklessly for others
« Reply #2460 on: February 24, 2019, 07:45:01 PM »
A school in Lakewood sent out a letter to all parents with a form to fill out. Their ss numbers etc and it says that they will be helping the school by allowing them to sell their points. Insane
Insane! Which school?

Offline Menachem613

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jun 2012
  • Posts: 1001
  • Total likes: 44
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Location: NYC
Re: PSA: Don't swipe recklessly for others
« Reply #2461 on: February 24, 2019, 07:45:22 PM »
Well that's not really true, you are selling them goods, that has very different legal ramifications.

But they (MYS) hold your money for 2 weeks. Thatís an interest free loan in my book.

Offline yitzgar

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Dec 2016
  • Posts: 983
  • Total likes: 121
  • DansDeals.com Hat Tips 0
    • View Profile
Re: PSA: Don't swipe recklessly for others
« Reply #2462 on: February 24, 2019, 07:54:17 PM »
But they (MYS) hold your money for 2 weeks. Thatís an interest free loan in my book.
Nothing wrong with lending money interest free. Only issue is when there's no security or even documentation

Offline ayman

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jul 2013
  • Posts: 1380
  • Total likes: 26
  • DansDeals.com Hat Tips 1
  • Gender: Male
    • View Profile
Re: PSA: Don't swipe recklessly for others
« Reply #2463 on: February 24, 2019, 07:56:23 PM »
Yes. As of two months ago. Hence I cannot take advantage of any of the ink offers, etc.

Those are the banks that I settled with. They have me flagged in their system for eternity.
What about mortgages and Business lines of credit?

Offline EP123

  • Dansdeals Gold Elite
  • ***
  • Join Date: Oct 2013
  • Posts: 147
  • Total likes: 4
  • DansDeals.com Hat Tips 3
    • View Profile
Re: PSA: Don't swipe recklessly for others
« Reply #2464 on: February 24, 2019, 07:58:53 PM »
I am gonna say something that may be a bit controversial and will get flack for this and will probably delete this comment, but here goes.

Dan as owner of Dan's Deals has an achrayus to post on DDMS or a general disclaimer by every cc post as he currently has for amex.

I live in the same orbit as people like Dan that do not look at a cc as free money, nor do I spend anything unless I have the cash or plan to pay it right away.

But there is a significant portion of people who have no handle and understanding of debt, and just max out cards. I know many who are deep in debt because they just charge their cc when they don't have enough income. Instead of financial discipline and following programs like Dave Ramsey, or working more hours they take the easy path and Max out cards.

This is not Dan's fault but the people read ddms and see the huge sign up bonuses and nice trips that Dan and others take using points and they get sucked into the cc world. And once they have a cc it is downhill from there.

I wish Dan would have someone have a guest column on ddms about how to budget and live within means and build wealth.

Many jump into cc because of ddms but they are ill equipped to deal with the temptation and responsibility that comes along with it.

So yes, I do feel Dan should be posting about this on ddms, not as a scoop on the scammer with exact details, rather as part of a general series about fiscal responsibility

If I get flack for this I will delete. sorry in advance

Glad I got a result and not flack

Thank you dan

Online LoLo

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Aug 2014
  • Posts: 3489
  • Total likes: 113
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
Re: PSA: Don't swipe recklessly for others
« Reply #2465 on: February 24, 2019, 08:00:11 PM »
But they (MYS) hold your money for 2 weeks. Thatís an interest free loan in my book.
As long as they give you checks at the drop-off location i wouldn't view it as a loan.
Of course, you should still manage your risk properly.

Online ExGingi

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Nov 2015
  • Posts: 5928
  • Total likes: 943
  • DansDeals.com Hat Tips 7
    • View Profile
  • Location: 770
Re: PSA: Don't swipe recklessly for others
« Reply #2466 on: February 24, 2019, 08:11:27 PM »
A school in Lakewood sent out a letter to all parents with a form to fill out. Their ss numbers etc and it says that they will be helping the school by allowing them to sell their points. Insane
Understatement.
I've been waiting over 5 years with bated breath for someone to say that!
-- Dan

Offline S209

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jun 2016
  • Posts: 1283
  • Total likes: 130
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
    • Gowns By Shevy
  • Location: Lakewood, NJ
  • Programs: Marriott Gold, SPG Gold, Ritz Carlton Gold, *G, Hyatt Explorist, Hertz PC, National EE, Rock Royalty Wild Card, Wyndham Diamond, MLife Gold, Total Rewards Diamond, Hilton Diamond, Uber VIP, IHG Platinum Elite, DDF Platinum Elite, American Express Platinum
Re: PSA: Don't swipe recklessly for others
« Reply #2467 on: February 24, 2019, 08:14:08 PM »
A school in Lakewood sent out a letter to all parents with a form to fill out. Their ss numbers etc and it says that they will be helping the school by allowing them to sell their points. Insane
WTH? I donít believe this.
Gowns By Shevy
732-806-1136
Shevy@gownsbyshevy.com

Online LoLo

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Aug 2014
  • Posts: 3489
  • Total likes: 113
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
Re: PSA: Don't swipe recklessly for others
« Reply #2468 on: February 24, 2019, 08:19:00 PM »
WTH? I donít believe this.
Yep, a friend of mine filled it out. Doesn't have a clue what they do with his name, but he's happy he saves on tuition.

Absolute recklessness.

Online shapsam

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Feb 2017
  • Posts: 1925
  • Total likes: 179
  • DansDeals.com Hat Tips 8
    • View Profile
Re: PSA: Don't swipe recklessly for others
« Reply #2469 on: February 24, 2019, 08:21:21 PM »
Yep, a friend of mine filled it out. Doesn't have a clue what they do with his name, but he's happy he saves on tuition.

Absolute recklessness.
Insane! Which school?

Offline sruly

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Feb 2011
  • Posts: 1973
  • Total likes: 39
  • DansDeals.com Hat Tips 5
    • View Profile
Re: PSA: Don't swipe recklessly for others
« Reply #2470 on: February 24, 2019, 08:21:34 PM »
For all those saying buying groups are risk free I would just like to say one of the of the big buying groups bounced more than one check on me.

Offline Luvisrael

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Apr 2016
  • Posts: 1189
  • Total likes: 47
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: לבי במזרח
Re: PSA: Don't swipe recklessly for others
« Reply #2471 on: February 24, 2019, 08:23:33 PM »
A school in Lakewood sent out a letter to all parents with a form to fill out. Their ss numbers etc and it says that they will be helping the school by allowing them to sell their points. Insane
source??

Offline aygart

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: May 2008
  • Posts: 6821
  • Total likes: 1530
  • DansDeals.com Hat Tips 7
    • View Profile
    • Lower Watt Energy Brokers
  • Programs: www.lowerwatt.com
Re: PSA: Don't swipe recklessly for others
« Reply #2472 on: February 24, 2019, 08:24:47 PM »
A school in Lakewood sent out a letter to all parents with a form to fill out. Their ss numbers etc and it says that they will be helping the school by allowing them to sell their points. Insane
Plenty of schools have been victims of scams in the past. Just look at sungames. They are the easiest way for a scanner to lure in victims.
You have the right to remain silent. Anything you say can and will be used to start a religious discussion.

Online LoLo

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Aug 2014
  • Posts: 3489
  • Total likes: 113
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
Re: PSA: Don't swipe recklessly for others
« Reply #2473 on: February 24, 2019, 08:25:44 PM »

He didn't want to tell me. (He might've been afraid I'd sound an alarm)

Offline S209

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jun 2016
  • Posts: 1283
  • Total likes: 130
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
    • Gowns By Shevy
  • Location: Lakewood, NJ
  • Programs: Marriott Gold, SPG Gold, Ritz Carlton Gold, *G, Hyatt Explorist, Hertz PC, National EE, Rock Royalty Wild Card, Wyndham Diamond, MLife Gold, Total Rewards Diamond, Hilton Diamond, Uber VIP, IHG Platinum Elite, DDF Platinum Elite, American Express Platinum
Re: PSA: Don't swipe recklessly for others
« Reply #2474 on: February 24, 2019, 08:31:35 PM »
He didn't want to tell me. (He might've been afraid I'd sound an alarm)
Well, what schools does he send to?
Gowns By Shevy
732-806-1136
Shevy@gownsbyshevy.com