Author Topic: PSA: Don't swipe recklessly for others  (Read 258221 times)

Offline chevron

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Dec 2013
  • Posts: 1324
  • Total likes: 107
  • DansDeals.com Hat Tips 2
    • View Profile
Re: PSA: Don't swipe recklessly for others
« Reply #3210 on: March 06, 2019, 04:41:56 PM »
Everyone says umm too much lol

Offline Dan

  • Administrator
  • Dansdeals Lifetime 50K Presidential Platinum Elite
  • **********
  • Join Date: May 2008
  • Posts: 53612
  • Total likes: 2417
  • DansDeals.com Hat Tips 16441
  • Gender: Male
    • View Profile
  • Location: CLE
  • Programs: UA Global Services, AA Lifetime Plat, DL Dirt, SPG Plat, Hyatt Diamond, Fairmont Lifetime Plat, Hilton Diamond, Priority Club Plat, Avis Chairman, National EE, Hertz PC
Re: PSA: Don't swipe recklessly for others
« Reply #3211 on: March 06, 2019, 04:47:57 PM »
You didn't say it enough that I particularly noticed, so that's good.  But you were probably being extra critical of yourself.
I always cringe hearing myself talk on a recording.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline Denverite

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: May 2015
  • Posts: 1894
  • Total likes: 152
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: Denver
Re: PSA: Don't swipe recklessly for others
« Reply #3212 on: March 06, 2019, 04:52:01 PM »
I know for a fact that people have been either AA'd or FRed for transactions that took place years ago, that would imply strongly that the banks are looking at every single transaction that these companies did. If you have reason to believe otherwise then please share but there's no logical reason to believe that anyone who is in this mess is going to fly under the radar.

Even if it's only half.  It is scary.  These schemes have hurt so many people.

In that lost messiah blog posting of the court case, if you read it, it's about how a "real estate developer" solicited a GEMACH to do the actual swiping for him (gotta, admit he's a smart one, wouldn't have thought to add that extra layer in to these convoluted transactions).  They say in the brief that the gemach did this for him to encourage his donations. A lawyer can chime in if I'm misreading it but it looks like the gemach is suing the cardholder for the chargeback and the guy who got the money isn't even involved in the suit! 

When the cardholder did the chargeback it was to the gemach, so no mater who wins this particular case, either the gemach or the cardholder will be paying the bank AND now the gemach can't process credit cards for people who want to make donations.

If someone had told me last week that a relatively small group of people were doing this for a total amount of $50 mil, I would never have believed them.  If the scale is so huge, it seems like there would be lots of other small businesses (or average people) doing this but just haven't defaulted the cardholder yet.  As Dan said in is original DDMS post, if you are engaging in any kinds of these activities (even for someone in your family you are just trying to help) please stop and probably best to call an accountant and attorney.



Offline boruchmig

  • Dansdeals Gold Elite
  • ***
  • Join Date: Jul 2015
  • Posts: 151
  • Total likes: 24
  • DansDeals.com Hat Tips 0
    • View Profile
Re: PSA: Don't swipe recklessly for others
« Reply #3213 on: March 06, 2019, 04:53:18 PM »
I always cringe hearing myself talk on a recording.
There is an excellent course that can help you with that. While you are thinking great, how much will it cost? The news only gets better. You can sign up for the course by just giving your social security number, and agreeing to let us apply for a couple card in your name.
I am making you an exclusive offer so please don't share

Offline ExGingi

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Nov 2015
  • Posts: 6101
  • Total likes: 1030
  • DansDeals.com Hat Tips 7
    • View Profile
  • Location: 770
Re: PSA: Don't swipe recklessly for others
« Reply #3214 on: March 06, 2019, 04:58:11 PM »
I always cringe hearing myself talk on a recording.

I think most people do.

One of my favorite speakers, Rabbi Yossi Paltiel once told me that he cannot listen to recordings of himself (and he makes sure to record every shiur or speech he gives - a lot are available on insidechassidus.org and theyeshiva.net)
I've been waiting over 5 years with bated breath for someone to say that!
-- Dan

Offline Denverite

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: May 2015
  • Posts: 1894
  • Total likes: 152
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: Denver
Re: PSA: Don't swipe recklessly for others
« Reply #3215 on: March 06, 2019, 04:59:49 PM »
Never heard of a 1099 for goods purchased.

I believe Ebay issues a 1099k after 20k worth of sales and Amazon after 50k.  Not trying to go off topic here, and no idea if these companies do this for other reasons than IRS guidelines but I think there are points buyers an sellers on this thread that may be facing increasing scrutiny from banks and the government and may want to seek out some professional advice.

Offline Dan

  • Administrator
  • Dansdeals Lifetime 50K Presidential Platinum Elite
  • **********
  • Join Date: May 2008
  • Posts: 53612
  • Total likes: 2417
  • DansDeals.com Hat Tips 16441
  • Gender: Male
    • View Profile
  • Location: CLE
  • Programs: UA Global Services, AA Lifetime Plat, DL Dirt, SPG Plat, Hyatt Diamond, Fairmont Lifetime Plat, Hilton Diamond, Priority Club Plat, Avis Chairman, National EE, Hertz PC
Re: PSA: Don't swipe recklessly for others
« Reply #3216 on: March 06, 2019, 05:01:06 PM »
I think most people do.

One of my favorite speakers, Rabbi Yossi Paltiel once told me that he cannot listen to recordings of himself (and he makes sure to record every shiur or speech he gives - a lot are available on insidechassidus.org and theyeshiva.net)
Good to know.
I remember RYP recording shiurim back when I was in ULY. Don't recall RYYJ doing the same.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline Dan

  • Administrator
  • Dansdeals Lifetime 50K Presidential Platinum Elite
  • **********
  • Join Date: May 2008
  • Posts: 53612
  • Total likes: 2417
  • DansDeals.com Hat Tips 16441
  • Gender: Male
    • View Profile
  • Location: CLE
  • Programs: UA Global Services, AA Lifetime Plat, DL Dirt, SPG Plat, Hyatt Diamond, Fairmont Lifetime Plat, Hilton Diamond, Priority Club Plat, Avis Chairman, National EE, Hertz PC
Re: PSA: Don't swipe recklessly for others
« Reply #3217 on: March 06, 2019, 05:02:01 PM »
I believe Ebay issues a 1099k after 20k worth of sales and Amazon after 50k.  Not trying to go off topic here, and no idea if these companies do this for other reasons than IRS guidelines but I think there are points buyers an sellers on this thread that may be facing increasing scrutiny from banks and the government and may want to seek out some professional advice.
Ebay and Amazon are facilitating payments, not buying your goods.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline Denverite

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: May 2015
  • Posts: 1894
  • Total likes: 152
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: Denver
Re: PSA: Don't swipe recklessly for others
« Reply #3218 on: March 06, 2019, 05:07:00 PM »
Ebay and Amazon are facilitating payments, not buying your goods.

Good point, maybe it's not an issue.  Hopefully this whole industry is doing everything according to halacha and following tax laws correctly.

Offline ExGingi

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Nov 2015
  • Posts: 6101
  • Total likes: 1030
  • DansDeals.com Hat Tips 7
    • View Profile
  • Location: 770
Re: PSA: Don't swipe recklessly for others
« Reply #3219 on: March 06, 2019, 05:11:47 PM »
Good to know.
I remember RYP recording shiurim back when I was in ULY. Don't recall RYYJ doing the same.
As I said (and I've spoken to him about it) RYP records EVERYTHING using (relatively) high-end equipment!

I don't think that RYYJ records himself (except when he's taking for the purpose of recording) to this day. I think RYYJ is extremely engaging and entertaining when he's not scripted and just lets things flow, the same can't be said when he's scripted or talking to a camera.
I've been waiting over 5 years with bated breath for someone to say that!
-- Dan

Offline Alexsei

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Sep 2011
  • Posts: 3234
  • Total likes: 121
  • DansDeals.com Hat Tips 4
    • View Profile
    • Travel & Kivrei Zadikim
  • Location: in my pants
Re: PSA: Don't swipe recklessly for others
« Reply #3220 on: March 06, 2019, 05:48:59 PM »
Listen (212) 444-1100;3;4;7; 31#
כל ההתחלות קשות, בלי התחלה קשה ביותר
מרבה נכסים מרבה דאגה, בלי נכסים דאגה ביותר

Offline Moshe123

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Sep 2012
  • Posts: 4676
  • Total likes: 95
  • DansDeals.com Hat Tips 1
  • Gender: Male
    • View Profile
  • Location: Spring Valley
  • Programs: Lost
Re: PSA: Don't swipe recklessly for others
« Reply #3221 on: March 06, 2019, 05:50:16 PM »
This has definitely spread awareness. A voice note went around today about a magid shiur who spoke about this for 15 minutes.

Offline zale

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jun 2011
  • Posts: 1128
  • Total likes: 180
  • DansDeals.com Hat Tips 3
    • View Profile
  • Location: Brooklyn, NY
Re: PSA: Don't swipe recklessly for others
« Reply #3222 on: March 06, 2019, 05:51:50 PM »
This has definitely spread awareness. A voice note went around today about a magid shiur who spoke about this for 15 minutes.

Can you post it here?

Offline ExGingi

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Nov 2015
  • Posts: 6101
  • Total likes: 1030
  • DansDeals.com Hat Tips 7
    • View Profile
  • Location: 770
Re: PSA: Don't swipe recklessly for others
« Reply #3223 on: March 06, 2019, 05:53:55 PM »
Listen (212) 444-1100;3;4;7; 31#

Any way to speed up or skip ahead?
I've been waiting over 5 years with bated breath for someone to say that!
-- Dan

Online shapsam

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Feb 2017
  • Posts: 1946
  • Total likes: 188
  • DansDeals.com Hat Tips 8
    • View Profile
Re: PSA: Don't swipe recklessly for others
« Reply #3224 on: March 06, 2019, 05:56:39 PM »
Any way to speed up or skip ahead?
Press number 6 to skip a minute.