Topic Wiki

https://www.dansdeals.com/more/dans-commentary/dark-side-earning-credit-card-points-psa-dont-swipe-others/

https://www.mixcloud.com/zev-brenner/talkline-with-zev-brenner-on-credit-card-scams-affecting-the-orthodox-jewish-community/

http://podcast.headlinesbook.com/e/31616-credit-card-miles-and-points-swiping-for-rewards-buying-and-selling-miles-is-it-assur-and-a-chillul-hashem-or-a-great-way-for-a-side-parnassah/



BEFORE SWIPING FOR SOMEONE READ THIS: (first hand story)

https://forums.dansdeals.com/index.php?topic=36812.msg2062371#msg2062371
https://www.dansdeals.com/more/dans-commentary/dark-side-earning-credit-card-points-psa-dont-swipe-others/#comment-1399884


Dan's warning to DDF:
I hope people realize that any buying group or anyone else that gets merchandise in advance of payment can go south at any time. That's even if you get a check at the time of delivery.
X-posting as I don't want anyone to say that I never put a warning here.

A story that ended up in court - https://iapps.courts.state.ny.us/nyscef/DocumentList?docketId=iRcRHuyZUdOIx69D00a5XQ==&display=all&courtType=Kings%20County%20Supreme%20Court&resultsPageNum=1


I am one of the biggest buyers for buying groups, I have done millions in transactions and have sent to every group there is over the past 3 years. Most buying groups are okay, some scan in slower than others, some pay slower than others - most will lose a few packages over the year. You can research and find which are better for you.

However there is a bigger problem now with Amazon itself.  Amazon in the past has been great with any problems always ready with a refund for lost packages even if it was thousands of dollars. Lately Amazon has clamped down and has tagged these buying groups addresses  in their systems as "freight forwarder" and now no longer will fix any problem you have whatsoever. Doesn't matter what the problem is, even if it shows the package was never delivered, amazon will not help you in any way. Their copy and paste response will always be "this item was sent to a freight forwarder and we're unable to replace or refund the item. We recommend contacting your freight forwarder for more details, as we don't have any more insight or information regarding this matter, For more information about sending items via freight forwarders, please visit our Help Pages: https://www.amazon.com/gp/help/customer/display.html?nodeId=201117950." As well the amazon drivers either must know this or have been increasingly bad at delivering packages because the numbers of packages missing has gone up astronomically. Previously you would have very few packages missing, now the past 3 months I have had 59 "lost" packages. I now have over $15,000 of loses and some guy in Delaware is probably living the life with all the stuff he stole from me. I will survive, I have made a lot more than $15,000 over the years however just a warning to others here that things are not as they used to be and it really is no longer worth doing buring groups with all the loses piling up

« Last edited by Yo ssi on July 24, 2023, 06:47:26 PM »

Author Topic: PSA: Don't swipe recklessly for others  (Read 1182779 times)

Offline gingyguy

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Re: PSA: Don't swipe recklessly for others
« Reply #3360 on: March 13, 2019, 03:01:58 PM »
No, I was right the first time.
i was referring to friday PC
May you slide down the banister of happiness & get many splinters of success up your career.

Online Yehudaa

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Re: PSA: Don't swipe recklessly for others
« Reply #3361 on: March 13, 2019, 03:06:08 PM »
The only risk-free investment out there is earning ~2.45% in a savings account with FDIC insurance. Anything else that's not FDIC insured is a lie.
True. The guy that I met with was selling his idea as risk-free because he puts his own money (only half the value of your principal though IIRC) in a yeshivish sort of escrow account to 'guarantee' your investment in case it goes south, or so he claimed. I thought the whole idea sounded haphazard and sketchy, if not gezel though so even if it's guaranteed I wouldn't suggest it. We'll see if this sign is the same guy.....

Online ExGingi

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Re: PSA: Don't swipe recklessly for others
« Reply #3362 on: March 13, 2019, 03:07:09 PM »
What's his advice?

https://www.bhol.co.il/forums/topic.asp?cat_id=4&topic_id=2336851&forum_id=771

See #11

@Dan If you agree to post these pieces of advice on a regular basis on DDMS, I am willing to translate it into as many languages as needed.

I've been waiting over 5 years with bated breath for someone to say that!
-- Dan

Offline ruv

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Re: PSA: Don't swipe recklessly for others
« Reply #3363 on: March 13, 2019, 03:09:44 PM »
Having the papers stop taking the ads did not stop them at all.

Online ExGingi

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Re: PSA: Don't swipe recklessly for others
« Reply #3364 on: March 13, 2019, 03:13:00 PM »
Having the papers stop taking the ads did not stop them at all.

Which Mikvah is this?
I've been waiting over 5 years with bated breath for someone to say that!
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Re: PSA: Don't swipe recklessly for others
« Reply #3365 on: March 13, 2019, 03:13:25 PM »
The only risk-free investment out there is earning ~2.45% in a savings account with FDIC insurance. Anything else that's not FDIC insured is a lie.
Federal bonds held to maturity.
Feelings don't care about your facts

Offline Dan

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Re: PSA: Don't swipe recklessly for others
« Reply #3366 on: March 13, 2019, 03:15:01 PM »
Federal bonds held to maturity.
Risk of a higher yield coming out and missing it ;)
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline mmgfarb

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Re: PSA: Don't swipe recklessly for others
« Reply #3367 on: March 13, 2019, 03:18:57 PM »
Having the papers stop taking the ads did not stop them at all.
That guy is just trying to get referrals or charging for NL, nothing really nefarious about that.
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

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Re: PSA: Don't swipe recklessly for others
« Reply #3368 on: March 13, 2019, 03:20:05 PM »
Risk of a higher yield coming out and missing it ;)
opportunity risk? The ultimate opportunity risk is in an FDIC savings account.
Feelings don't care about your facts

Offline Dan

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Re: PSA: Don't swipe recklessly for others
« Reply #3369 on: March 13, 2019, 03:21:47 PM »
opportunity risk? The ultimate opportunity risk is in an FDIC savings account.
Depends on your risk tolerance level I suppose. Not like bonds are paying more.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline YesThatsMe

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Re: PSA: Don't swipe recklessly for others
« Reply #3370 on: March 13, 2019, 03:38:28 PM »
I should point out that after speaking to a number of victims, it's absolutely clear to me that the merchants are criminals. They are רוצחים. I don't care how many times people who worked for them say that they had good intentions. The road to hell is paved with good intentions. At the end, these people knowingly schemed and conspired to swipe millions of dollars from unsuspecting cardholders

I'm absolutely sickened by the damage this is doing. The financial toll is devastating, but that's only the beginning. There is a huge psychological toll this is taking on the victims. People are unsure what to do, where to turn to, what action to take and what will happen. Even good lawyers can only help you so much. You have parents of large families, you have kollel yungerleit, you have bochurim of shidduch age that all now face the prospect of bankruptcy.

The more I'm hearing, the more I'm starting to agree with your view. My trust level in my fellow Chareidy brethren has plummeted to near 0. Add the recent London Dayan story, whom 2 of his kids are great friends of mine, and I can't even trust Rabbi's.

Offline knowitall

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Re: PSA: Don't swipe recklessly for others
« Reply #3371 on: March 13, 2019, 03:41:34 PM »
how can you thing scam if its endorsed by the rabboni of the mir?
The rabbeim the Mir kicked out?

Offline joey89

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Re: PSA: Don't swipe recklessly for others
« Reply #3372 on: March 13, 2019, 03:43:40 PM »
True. The guy that I met with was selling his idea as risk-free because he puts his own money (only half the value of your principal though IIRC) in a yeshivish sort of escrow account to 'guarantee' your investment in case it goes south, or so he claimed. I thought the whole idea sounded haphazard and sketchy, if not gezel though so even if it's guaranteed I wouldn't suggest it. We'll see if this sign is the same guy.....
What does he need your cash for?

Offline gingyguy

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Re: PSA: Don't swipe recklessly for others
« Reply #3373 on: March 13, 2019, 03:48:46 PM »
The more I'm hearing, the more I'm starting to agree with your view. My trust level in my fellow Chareidy brethren has plummeted to near 0. Add the recent London Dayan story, whom 2 of his kids are great friends of mine, and I can't even trust Rabbi's.
That just shows that your level of trust in fellow jews was never too high , if a few bad apples can make your
Quote
trust  level plummet to near 0
May you slide down the banister of happiness & get many splinters of success up your career.

Offline YesThatsMe

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Re: PSA: Don't swipe recklessly for others
« Reply #3374 on: March 13, 2019, 03:50:04 PM »
That just shows that your level of trust in fellow jews was never too high , if a few bad apples can make your

-1

Offline Denverite

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Re: PSA: Don't swipe recklessly for others
« Reply #3375 on: March 13, 2019, 03:50:32 PM »
The more I'm hearing, the more I'm starting to agree with your view. My trust level in my fellow Chareidy brethren has plummeted to near 0. Add the recent London Dayan story, whom 2 of his kids are great friends of mine, and I can't even trust Rabbi's.

What is “the London Dayan story”? A related swiping scheme in England?

Offline Dan

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Re: PSA: Don't swipe recklessly for others
« Reply #3376 on: March 13, 2019, 03:51:38 PM »
What is “the London Dayan story”? A related swiping scheme in England?
Halevai  :'(
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

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Re: PSA: Don't swipe recklessly for others
« Reply #3377 on: March 13, 2019, 03:51:40 PM »


What does he need your cash for?

He needs your name and email address (no ssn DOB though, and prob not even an address) to open an account. This particular 'investment' has a max investment of $10k pp, so essentially he's running a farm of sorts. Doing it for lots of people and taking a cut.

Offline YesThatsMe

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Re: PSA: Don't swipe recklessly for others
« Reply #3378 on: March 13, 2019, 03:52:22 PM »
The only risk-free investment out there is earning ~2.45% in a savings account with FDIC insurance. Anything else that's not FDIC insured is a lie.

You do know that the world is bigger than the FDIC? There are other Federal Banks in the world that protect CD style accounts. Australia NZ for one have some high rate products now.

Offline Dan

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Re: PSA: Don't swipe recklessly for others
« Reply #3379 on: March 13, 2019, 03:55:33 PM »
You do know that the world is bigger than the FDIC? There are other Federal Banks in the world that protect CD style accounts. Australia NZ for one have some high rate products now.
FDIC*
*Or comparable.

Better now? Any way for American to take advantage of others online?
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.