Author Topic: PSA: Don't swipe recklessly for others  (Read 302850 times)

Offline yossig

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Re: PSA: Don't swipe recklessly for others
« Reply #3660 on: October 29, 2019, 12:11:04 PM »
The charge made on June 11 (3 months after I told him to close my card) was a new merchant.Anyone know of a reliable legal person who would be able to assist?
you should be able to dispute based on the fact that YOU never charged your card by him and neither did YOU authorize anyone to do so.
 It never hurts to get professional help, but I think this is pretty simple, and can be done on your own.

Do you have any written correspondence with the guy that charge the card?

Offline CountValentine

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Re: PSA: Don't swipe recklessly for others
« Reply #3661 on: October 29, 2019, 12:44:49 PM »
you should be able to dispute based on the fact that YOU never charged your card by him and neither did YOU authorize anyone to do so.
 It never hurts to get professional help, but I think this is pretty simple, and can be done on your own.

Do you have any written correspondence with the guy that charge the card?
It is not simple at all. He gave someone his card. He basically made that person an AU.
You're so far up Trump's a** you can see Giuliani's feet.  HT Baruch

Offline Dan

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Re: PSA: Don't swipe recklessly for others
« Reply #3662 on: October 29, 2019, 12:49:45 PM »
It is not simple at all. He gave someone his card. He basically made that person an AU.
Does making someone an AU give them carte blanche access to spend anything they want if they are told what they're allowed and not allowed to do?
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline CountValentine

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Re: PSA: Don't swipe recklessly for others
« Reply #3663 on: October 29, 2019, 12:51:37 PM »
Does making someone an AU give them carte blanche access to spend anything they want if they are told what they're allowed and not allowed to do?
Basically yes. You need to call up and close the card or set restriction.
You're so far up Trump's a** you can see Giuliani's feet.  HT Baruch

Offline unavailable

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Re: PSA: Don't swipe recklessly for others
« Reply #3664 on: October 29, 2019, 12:52:58 PM »
if the AU didnt follow your guidelines then you have to take it up with them directly. It's not a valid reason to claim fraud etc
as per their rules

Offline CountValentine

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Re: PSA: Don't swipe recklessly for others
« Reply #3665 on: October 29, 2019, 12:54:45 PM »
I should mention some FI's will close your account if you give your card to someone to use.
You're so far up Trump's a** you can see Giuliani's feet.  HT Baruch

Offline yitzgar

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Re: PSA: Don't swipe recklessly for others
« Reply #3666 on: October 29, 2019, 01:03:58 PM »
I should mention some FI's will close your account if you give your card to someone to use.
I think this is what op was worried about

Offline CountValentine

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Re: PSA: Don't swipe recklessly for others
« Reply #3667 on: October 29, 2019, 01:04:53 PM »
I think this is what op was worried about
The cards are closed so I guess no need to worry about that now.  :)
You're so far up Trump's a** you can see Giuliani's feet.  HT Baruch

Offline cvh

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Re: PSA: Don't swipe recklessly for others
« Reply #3668 on: October 29, 2019, 01:06:48 PM »
I should mention some FI's will close your account if you give your card to someone to use.
my account is already closed

Offline CountValentine

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Re: PSA: Don't swipe recklessly for others
« Reply #3669 on: October 29, 2019, 01:09:11 PM »
my account is already closed
Was just a FYI for others.
You're so far up Trump's a** you can see Giuliani's feet.  HT Baruch

Offline LoLo

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Re: PSA: Don't swipe recklessly for others
« Reply #3670 on: October 29, 2019, 01:10:48 PM »
if the AU didnt follow your guidelines then you have to take it up with them directly. It's not a valid reason to claim fraud etc
as per their rules
That's if you made them an AU, not if you let them use your card and told them to stop.

Offline CountValentine

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Re: PSA: Don't swipe recklessly for others
« Reply #3671 on: October 29, 2019, 01:13:08 PM »
That's if you made them an AU, not if you let them use your card and told them to stop.
You are making a distinction IMHO the FI will not. Best to get legal advice on this.
You're so far up Trump's a** you can see Giuliani's feet.  HT Baruch

Offline LoLo

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Re: PSA: Don't swipe recklessly for others
« Reply #3672 on: October 29, 2019, 01:18:07 PM »
Anyway, since he told the guy to stop using the card, i don't see why he needs to assume this new charge was done by him.

I would dispute it.

Offline yossig

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Re: PSA: Don't swipe recklessly for others
« Reply #3673 on: October 29, 2019, 01:18:46 PM »
It is not simple at all. He gave someone his card. He basically made that person an AU.
when you add an AU they read you a disclaimer with all your responsibilities.
He DID NOT add him as an AU, and won’t be binding to their rules

Offline CountValentine

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Re: PSA: Don't swipe recklessly for others
« Reply #3674 on: October 29, 2019, 01:20:18 PM »
Anyway, since he told the guy to stop using the card, i don't see why he needs to assume this new charge was done by him.

I would dispute it.
What happens when they ask if you have the card in your possession?
You're so far up Trump's a** you can see Giuliani's feet.  HT Baruch