Topic Wiki

https://www.dansdeals.com/more/dans-commentary/dark-side-earning-credit-card-points-psa-dont-swipe-others/

https://www.mixcloud.com/zev-brenner/talkline-with-zev-brenner-on-credit-card-scams-affecting-the-orthodox-jewish-community/

http://podcast.headlinesbook.com/e/31616-credit-card-miles-and-points-swiping-for-rewards-buying-and-selling-miles-is-it-assur-and-a-chillul-hashem-or-a-great-way-for-a-side-parnassah/



BEFORE SWIPING FOR SOMEONE READ THIS: (first hand story)

https://forums.dansdeals.com/index.php?topic=36812.msg2062371#msg2062371
https://www.dansdeals.com/more/dans-commentary/dark-side-earning-credit-card-points-psa-dont-swipe-others/#comment-1399884


Dan's warning to DDF:
I hope people realize that any buying group or anyone else that gets merchandise in advance of payment can go south at any time. That's even if you get a check at the time of delivery.
X-posting as I don't want anyone to say that I never put a warning here.

A story that ended up in court - https://iapps.courts.state.ny.us/nyscef/DocumentList?docketId=iRcRHuyZUdOIx69D00a5XQ==&display=all&courtType=Kings%20County%20Supreme%20Court&resultsPageNum=1


I am one of the biggest buyers for buying groups, I have done millions in transactions and have sent to every group there is over the past 3 years. Most buying groups are okay, some scan in slower than others, some pay slower than others - most will lose a few packages over the year. You can research and find which are better for you.

However there is a bigger problem now with Amazon itself.  Amazon in the past has been great with any problems always ready with a refund for lost packages even if it was thousands of dollars. Lately Amazon has clamped down and has tagged these buying groups addresses  in their systems as "freight forwarder" and now no longer will fix any problem you have whatsoever. Doesn't matter what the problem is, even if it shows the package was never delivered, amazon will not help you in any way. Their copy and paste response will always be "this item was sent to a freight forwarder and we're unable to replace or refund the item. We recommend contacting your freight forwarder for more details, as we don't have any more insight or information regarding this matter, For more information about sending items via freight forwarders, please visit our Help Pages: https://www.amazon.com/gp/help/customer/display.html?nodeId=201117950." As well the amazon drivers either must know this or have been increasingly bad at delivering packages because the numbers of packages missing has gone up astronomically. Previously you would have very few packages missing, now the past 3 months I have had 59 "lost" packages. I now have over $15,000 of loses and some guy in Delaware is probably living the life with all the stuff he stole from me. I will survive, I have made a lot more than $15,000 over the years however just a warning to others here that things are not as they used to be and it really is no longer worth doing buring groups with all the loses piling up

« Last edited by Yo ssi on July 24, 2023, 06:47:26 PM »

Author Topic: PSA: Don't swipe recklessly for others  (Read 1216623 times)

Offline 1avigrun

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Re: PSA: Don't swipe recklessly for others
« Reply #4420 on: January 04, 2022, 08:55:01 AM »
Because I am all set up at Chase. And I want to keep things simple.
You use the same bank for your regular cash inflow and for buying groups ? It’s easier to just keep things separate

Offline Iz

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Re: PSA: Don't swipe recklessly for others
« Reply #4421 on: January 04, 2022, 08:57:27 AM »
You use the same bank for your regular cash inflow and for buying groups ? It’s easier to just keep things separate
על טעם וריח

Offline 1avigrun

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Re: PSA: Don't swipe recklessly for others
« Reply #4422 on: January 04, 2022, 08:58:19 AM »

Offline Euclid

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Re: PSA: Don't swipe recklessly for others
« Reply #4423 on: January 04, 2022, 09:00:14 AM »
You know what's interesting. You didn't strike me as buying groups type of person.
Been doing it for many years on and off. Your assessment of me isn't wrong though ;)

Offline Iz

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Re: PSA: Don't swipe recklessly for others
« Reply #4424 on: January 04, 2022, 09:02:41 AM »
?
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Can't argue about taste and scent (and simplicity).

Offline bznt

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Re: PSA: Don't swipe recklessly for others
« Reply #4425 on: January 04, 2022, 09:04:55 AM »
Does Amex mind checks made out to them from BGs?
Not in my experience, I have been doing this for a long time. Never had a issue

Offline Iz

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Re: PSA: Don't swipe recklessly for others
« Reply #4426 on: January 04, 2022, 09:06:02 AM »
Not in my experience, I have been doing this for a long time. Never had a issue
:)

Offline Iz

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Re: PSA: Don't swipe recklessly for others
« Reply #4427 on: January 04, 2022, 09:06:39 AM »
Not in my experience, I have been doing this for a long time. Never had a issue
How about emailed checks? Is Amex ok with them?

Offline farmbochur

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Re: PSA: Don't swipe recklessly for others
« Reply #4428 on: January 04, 2022, 10:47:11 AM »
How about emailed checks? Is Amex ok with them?
All MS methods work fine until you're shut down. Best practice is to use a disposable bank account.
Risk is opportunity

Offline bznt

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Re: PSA: Don't swipe recklessly for others
« Reply #4429 on: January 04, 2022, 10:56:27 AM »
How about emailed checks? Is Amex ok with them?
That’s what I use and I mail them in

Offline Iz

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Re: PSA: Don't swipe recklessly for others
« Reply #4430 on: January 04, 2022, 11:14:05 AM »
All MS methods work fine until you're shut down. Best practice is to use a disposable bank account.
If a "disposable" bank account is shut down, is there a risk of losing the funds in the account?

Offline Iz

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Re: PSA: Don't swipe recklessly for others
« Reply #4431 on: January 04, 2022, 11:14:17 AM »
That’s what I use and I mail them in
:)

Offline WonderingYid

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Re: PSA: Don't swipe recklessly for others
« Reply #4432 on: January 04, 2022, 01:09:58 PM »
Easy Reconciliation

I place orders on the go. Meaning not a a computer. So I don’t have the means of entering this info on a excel sheet when I place the order.

When I get a email with shipping notification, I follow that link and I copy the tracking number and enter it into the receiving BG’s portal order management, so I know if my orders were all checked in. Currently I have 5 tracking numbers in the order management which are over a month old and not checked in. but I don’t know which items they were.
Amazon does not show tracking number on the website on orders over a month. I have to wait till amazon fixes the ordering reports to find that information.

Another issue I have now. A BG sent me a email that they received a item which they are not buying. All they gave me was a tracking number , they don’t know from whom it’s from. Amazon, walmart, Home Depot or any other vendors, I have to wait till the warehouse calms down from the holiday rush so they can tell me which item it was and it maybe to late for me to return it.
Search your email? IME BGs are a waste of time, unless its a high commission deal, or a very expensive item(2K+), so the points are worth the headache of tracking the order.

Offline WonderingYid

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Re: PSA: Don't swipe recklessly for others
« Reply #4433 on: January 04, 2022, 01:11:37 PM »
Not in my experience, I have been doing this for a long time. Never had a issue
Until you have one...

Offline maxie m

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Re: PSA: Don't swipe recklessly for others
« Reply #4434 on: January 04, 2022, 01:38:45 PM »
Thanks. Would it be better if it was deposited into a business account?
mine was a business account,so ime no
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Offline AJK

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Re: PSA: Don't swipe recklessly for others
« Reply #4435 on: January 04, 2022, 01:43:40 PM »
Easy Reconciliation

I place orders on the go. Meaning not a a computer. So I don’t have the means of entering this info on a excel sheet when I place the order.

When I get a email with shipping notification, I follow that link and I copy the tracking number and enter it into the receiving BG’s portal order management, so I know if my orders were all checked in. Currently I have 5 tracking numbers in the order management which are over a month old and not checked in. but I don’t know which items they were.
Amazon does not show tracking number on the website on orders over a month. I have to wait till amazon fixes the ordering reports to find that information.

Another issue I have now. A BG sent me a email that they received a item which they are not buying. All they gave me was a tracking number , they don’t know from whom it’s from. Amazon, walmart, Home Depot or any other vendors, I have to wait till the warehouse calms down from the holiday rush so they can tell me which item it was and it maybe to late for me to return it.

All of your issues are due to your own inadequate records, I'm afraid. If you aren't maintaining good records, BGs aren't for you.

For people that use your method of tracking it's not a question of *if* something will slip through the cracks, but how often -- whether not being paid for an item, being underpaid, not being able to determine if you're unpaid or by how much, and/or not being able to return items past deadline, etc.
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Offline Spoon

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Re: PSA: Don't swipe recklessly for others
« Reply #4436 on: January 04, 2022, 02:03:37 PM »
Because I am all set up at Chase.

Precisely the reason to use a  different bank. One trigger can get everything shut down.

Offline Iz

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Re: PSA: Don't swipe recklessly for others
« Reply #4437 on: January 04, 2022, 02:47:49 PM »
Precisely the reason to use a  different bank. One trigger can get everything shut down.
:)

Offline Iz

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Re: PSA: Don't swipe recklessly for others
« Reply #4438 on: January 04, 2022, 04:24:40 PM »
Precisely the reason to use a  different bank. One trigger can get everything shut down.
Any suggestion for a good checking account in Lakewood, with a nice bonus - w/o direct deposit?

Offline WonderingYid

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Re: PSA: Don't swipe recklessly for others
« Reply #4439 on: January 04, 2022, 05:57:38 PM »
Any suggestion for a good checking account in Lakewood, with a nice bonus - w/o direct deposit?
Without? Hard to find. You can fake a DD thought.

https://www.doctorofcredit.com/best-bank-account-bonuses/

https://www.doctorofcredit.com/a-beginners-guide-to-bank-account-bonuses/