PSA: Don't swipe recklessly for others

[Cat18]

How is it taking advantage? They gain and the company gains.
The only issue to me seems to be the lack of microprint like this:
Many of the credit card offers that appear on this site are from credit card companies from which {} receives compensation if you are approved. Compensation impacts banner placement, but does not impact the articles posted on {}. This site does not include all credit card offers available in the marketplace.
 that it's advertised as if it's with "purely" altruistic intent.

+1

I am in the minority but not think this ad is that much different than DD.

[WonderingYid]

It has all the makings of affinity fraud except that there is no fraud here.

His only crime is that he is insinuating that he is doing this solely for your benefit and he has ulterior motives. The same crime most blogs or websites that push credit cards and other products are doing.

He’s targeting people that may otherwise not be on the credit card blogs.

He’s also making it seem like this is an exclusive offer, as if it’s not done multiple times per year on multiple different cards.

[Yehuda57]

It has all the makings of affinity fraud except that there is no fraud here.

His only crime is that he is insinuating that he is doing this solely for your benefit and he has ulterior motives. The same crime most blogs or websites that push credit cards and other products are doing.

*This* campaign stops short of actually stealing money. But it is sleezy and reeks of scammerry, and is one step away from using the same "affinity fraud" marketing style for actual fraud.

+1

I am in the minority but not think this ad is that much different than DD.

DD had advertiser and commission disclosures, they repeat the warning about using CCs as cash and paying bills on time very often*, and they speak about legitimate ways of opening a business card.

*It's been discussed on this forum in various threads if the warnings are sufficient. Even if you come down on the insufficient side, it is still worlds apart from advertising your commission based business as a community service tzedaka.

[yuneeq]

What exactly is the issue?
 That he doesn't have an affiliate disclosure? OK, but doesn't seem like the biggest deal to me. "You" are gaining something you wouldn't have otherwise.
 That you could do better with spousal referral? Nobody, even the best, discloses that. (besides it's not shayich for most people that this is targeted to)
 That you can do better with -fectas? It's too complicated for many people and they'd rather just the cash upfront.

So, it seems to boil down to advertising as if the "sole" purpose is your benefit, when they have a major benefit. Somewhat sleazy tactic, but gain and no real loss to the consumer. I don't like it either, but I don't see why it's such a big deal.

Aside for the fact that no one likes blatant liars, this dude distorted and misappropriated the beautiful concept of toeles rabim and selflessness that existed in Lakewood until now. It pisses me off that I need to be more skeptical and second-guess truly altruistic people.

[Euclid]

I would say it's impossible to be completely unbiased in this regard, unless you specifically don't make any money for the referral. I only know of one such website.

Someone should open realtoelesharabim.com with an honest list, DOC style.

Hmmm, not a bad idea actually

[Mr. CC]

Someone should open realtoelesharabim.com with an honest list, DOC style.

Hmmm, not a bad idea actually

Please post the link once you open it

[Mr. CC]

I have seen this issue for years, when a known website that everyone here looks at didn't post any citi card deals for years. Even though they sometimes had the best offers. Because they weren't getting any commission. (Same for a Capital One, if i remember correctly)
But I still appreciate the work that the website does.

[Euclid]

Please post the link once you open it

It's actually been bothering me recently that there isn't really frum resources on this topic. Though not sure having it on the public internet is the best idea

[gutlib]

I have seen this issue for years, when a known website that everyone here looks at didn't post any citi card deals for years. Even though they sometimes had the best offers. Because they weren't getting any commission. (Same for a Capital One, if i remember correctly)
But I still appreciate the work that the website does.

I think it's not a good business decision, putting your customers (audience) favor first is the most important, they won't lose anything from posting it (they don't have to pay a commission..)

[Mr. CC]

I think it's not a good business decision, putting your customers (audience) favor first is the most important, they won't loss anything from posting it (the don't have to pay coming..)

That's why a different website mentioned upthread is what I use to check for credit card offers, the other one is good for Amazon specials.

[gutlib]

That's why a different website mentioned upthread is what I use to check for credit card offers, the other one is good for Amazon specials.

which website?

[Yehudaa]

I have seen this issue for years, when a known website that everyone here looks at didn't post any citi card deals for years. Even though they sometimes had the best offers. Because they weren't getting any commission. (Same for a Capital One, if i remember correctly)
But I still appreciate the work that the website does.

Assuming you're referring to a site that posts advertiser disclosures and doesn't claim to be operated "L'toeles harabim", I don't see any similarity between the guy being discussed here and a website that chose not to promote an offer that it's not paid for.

The websites post their advertiser disclosures, and never claim to be doing you a chessed (and if someone thinks they are, that's their own naivety). They don't have any obligation to post every good offer out there.

This guy claims to be doing a chessed ("L'toeles harabim" and "volunteer") and is posting no disclosures about his real motivation here.

Do you not see the difference?

[Yo ssi]

It's actually been bothering me recently that there isn't really frum resources on this topic. Though not sure having it on the public internet is the best idea

I'll join your WhatsApp group

[Jellybelly]

Someone should open realtoelesharabim.com with an honest list, DOC style.

Hmmm, not a bad idea actually

I’m actually pretty annoyed!
I was in the planning stages of starting a heimishe deodorant brand called Toeles Harabim and now it seems like I lost the domain name!
I guess it’s back to the drawing board

[Euclid]

heimishe deodorant

Oxymoron?

[etech0]

Oxymoron?

Comes in scents such as: kugel, cholent, kishke, pitcha

[rental addict]

Wow a whole new level of chutzpah!! Can't get over how it's letoeles harabim and zchus refuah  sheleima ppl these days are just nuts

[TzviR]

That you could do better with spousal referral? Nobody, even the best, discloses that. (besides it's not shayich for most people that this is targeted to)

-1

[AsherO]

Comes in scents such as: kugel, cholent, kishke, pitcha

The Zal podcast has hilarious parody sponsors such as Schmendl's Herring Deodorant, they do a little sponsorship shout out complete with parody marketing catchphrases and all.

[Euclid]

It's actually been bothering me recently that there isn't really frum resources on this topic. Though not sure having it on the public internet is the best idea

Just as a small example, a couple weeks ago (dead now) I made $2400 from a shopping portal referral "glitch"; I didn't see it discussed on any frum resource.