Topic Wiki

https://www.dansdeals.com/more/dans-commentary/dark-side-earning-credit-card-points-psa-dont-swipe-others/

https://www.mixcloud.com/zev-brenner/talkline-with-zev-brenner-on-credit-card-scams-affecting-the-orthodox-jewish-community/

http://podcast.headlinesbook.com/e/31616-credit-card-miles-and-points-swiping-for-rewards-buying-and-selling-miles-is-it-assur-and-a-chillul-hashem-or-a-great-way-for-a-side-parnassah/



BEFORE SWIPING FOR SOMEONE READ THIS: (first hand story)

https://forums.dansdeals.com/index.php?topic=36812.msg2062371#msg2062371
https://www.dansdeals.com/more/dans-commentary/dark-side-earning-credit-card-points-psa-dont-swipe-others/#comment-1399884


Dan's warning to DDF:
I hope people realize that any buying group or anyone else that gets merchandise in advance of payment can go south at any time. That's even if you get a check at the time of delivery.
X-posting as I don't want anyone to say that I never put a warning here.

A story that ended up in court - https://iapps.courts.state.ny.us/nyscef/DocumentList?docketId=iRcRHuyZUdOIx69D00a5XQ==&display=all&courtType=Kings%20County%20Supreme%20Court&resultsPageNum=1


I am one of the biggest buyers for buying groups, I have done millions in transactions and have sent to every group there is over the past 3 years. Most buying groups are okay, some scan in slower than others, some pay slower than others - most will lose a few packages over the year. You can research and find which are better for you.

However there is a bigger problem now with Amazon itself.  Amazon in the past has been great with any problems always ready with a refund for lost packages even if it was thousands of dollars. Lately Amazon has clamped down and has tagged these buying groups addresses  in their systems as "freight forwarder" and now no longer will fix any problem you have whatsoever. Doesn't matter what the problem is, even if it shows the package was never delivered, amazon will not help you in any way. Their copy and paste response will always be "this item was sent to a freight forwarder and we're unable to replace or refund the item. We recommend contacting your freight forwarder for more details, as we don't have any more insight or information regarding this matter, For more information about sending items via freight forwarders, please visit our Help Pages: https://www.amazon.com/gp/help/customer/display.html?nodeId=201117950." As well the amazon drivers either must know this or have been increasingly bad at delivering packages because the numbers of packages missing has gone up astronomically. Previously you would have very few packages missing, now the past 3 months I have had 59 "lost" packages. I now have over $15,000 of loses and some guy in Delaware is probably living the life with all the stuff he stole from me. I will survive, I have made a lot more than $15,000 over the years however just a warning to others here that things are not as they used to be and it really is no longer worth doing buring groups with all the loses piling up

« Last edited by Yo ssi on July 24, 2023, 06:47:26 PM »

Author Topic: PSA: Don't swipe recklessly for others  (Read 1284899 times)

Offline mlardi

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Re: PSA: Don't swipe recklessly for others
« Reply #5600 on: May 08, 2024, 08:01:38 PM »
Dear Esteemed MYS Members,

With nearly 8 years of leadership in the buying group sector, our dedication to reliability and trust has remained steadfast. Your trust and confidence in us are paramount, and we are committed to prioritizing your interests and ensuring timely payments, fostering mutual success for all involved.
I was disappointed to learn of payment delays being experienced by some of our buyers. To those affected by these delays, please accept my sincerest apologies.

(Some of you may have seen a recent article published on Facebook that sparked unnecessary stress and panic within our community. It is regrettable that the author of that article didn’t seek my perspective or verify facts before drawing conclusions.)

Immediate action has been taken to rectify the situation. Rest assured, all payments are up to date.

Additionally, I am pleased to announce the implementation of a robust system update to ensure that no buyer will face payment delays exceeding 20 business days in the future.

These measures underscore our ongoing commitment to refining our processes and earning your satisfaction and trust in our buying group. With these enhancements in place and our foundational dedication to honesty and mutual success, I am confident that we will continue to serve you with excellence and uphold our reputation for reliability.

Thank you for your understanding and steadfast support.

Warm regards,

Yosef Greenwald
CEO of MYS Buying Group
Hello,

We've received inquiries about our 20 business day repayment window and how it compares to industry standards.
Allow us to explain:
We established this timeframe as a maximum limit, or “no later than”, and I'm pleased to share that over our eight years in operation, we have frequently issued payments much earlier than this deadline, oftentimes as soon as 1-2 days following the receipt of the merchandise.

Offline EMCC

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Re: PSA: Don't swipe recklessly for others
« Reply #5601 on: May 08, 2024, 08:15:16 PM »
New to this, I have 60k to spend to meet minimums, what’s the safest site?
"Disclaimer: I don't believe everything I write."  - ChaimMoskowitz

Offline Just A Jew

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Re: PSA: Don't swipe recklessly for others
« Reply #5602 on: May 08, 2024, 08:34:17 PM »
New to this, I have 60k to spend to meet minimums, what’s the safest site?

This is like playing Russian roulette and asking which is the safest chamber.
Freedom of the press is alive at the US Mint.
- Gallagher

Offline UKinNYS

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Re: PSA: Don't swipe recklessly for others
« Reply #5603 on: May 08, 2024, 08:35:57 PM »
as they say in the current vernacular: DONT

Offline Thrifty

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Re: PSA: Don't swipe recklessly for others
« Reply #5604 on: May 08, 2024, 08:48:26 PM »
New to this, I have 60k to spend to meet minimums, what’s the safest site?

60K to spend or 60K to lose?!?

Offline CountValentine

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Only on DDF does 24/6 mean 24/5/half/half
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Offline Yo ssi

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Offline CountValentine

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Re: PSA: Don't swipe recklessly for others
« Reply #5607 on: May 08, 2024, 09:58:10 PM »
Any banks allow more then 1k?
CU's yes and it is trial and error.
Only on DDF does 24/6 mean 24/5/half/half
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Offline Chuchum Ainer

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Re: PSA: Don't swipe recklessly for others
« Reply #5608 on: May 09, 2024, 01:53:00 AM »
as they say in the current vernacular: DONT
Lol, I hope he takes your DON'T more seriously than it's namesake.

Offline Chuchum Ainer

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Re: PSA: Don't swipe recklessly for others
« Reply #5609 on: May 09, 2024, 01:55:40 AM »
CU's yes and it is trial and error.
Not disagreeing, but I went down the list of the 30 or so biggest and basically most of them have very tight geographic limits, and the rest denied me or never responded (my chex isn't bad). Its not impossible, but many more misses than hits. And some switched to coding as cash advance.

Offline Euclid

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Re: PSA: Don't swipe recklessly for others
« Reply #5610 on: May 09, 2024, 02:34:14 AM »
Not disagreeing, but I went down the list of the 30 or so biggest and basically most of them have very tight geographic limits, and the rest denied me or never responded (my chex isn't bad). Its not impossible, but many more misses than hits. And some switched to coding as cash advance.
What's the Halacha with this? Thought CUs are problematic?

Offline CountValentine

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Re: PSA: Don't swipe recklessly for others
« Reply #5611 on: May 09, 2024, 04:02:24 PM »
Only on DDF does 24/6 mean 24/5/half/half
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Offline CountValentine

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Re: PSA: Don't swipe recklessly for others
« Reply #5612 on: May 09, 2024, 04:04:14 PM »
Not disagreeing, but I went down the list of the 30 or so biggest and basically most of them have very tight geographic limits, and the rest denied me or never responded (my chex isn't bad). Its not impossible, but many more misses than hits. And some switched to coding as cash advance.
This is pretty much spot on except the CA part. Very few and none that I have used were CA's.
Only on DDF does 24/6 mean 24/5/half/half
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Offline Euclid

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Re: PSA: Don't swipe recklessly for others
« Reply #5613 on: May 09, 2024, 04:35:47 PM »
I mentioned red flags many times but to be fair: https://travel-on-points.com/the-power-of-journalism-mys-buying-group-updates/
lol investigative journalism. Literally hundreds of people who were owed. Doesn't take much of investigation

Offline lcm

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Re: PSA: Don't swipe recklessly for others
« Reply #5614 on: May 09, 2024, 11:14:43 PM »
I mentioned red flags many times but to be fair: https://travel-on-points.com/the-power-of-journalism-mys-buying-group-updates/
Interesting point that he says he wasn't involved in day to day for the past year (although he was aware).

I sonder what his commitment to getting back involved in the day to day will make things look like.

Offline Just A Jew

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Re: PSA: Don't swipe recklessly for others
« Reply #5615 on: May 10, 2024, 12:55:41 AM »
Interesting point that he says he wasn't involved in day to day for the past year (although he was aware).

I sonder what his commitment to getting back involved in the day to day will make things look like.

He was being emailed and responding to emails from people who were being told to email him when they were looking for their money. The level of thorough dishonesty here is embarrassing. Him being more involved day to day is pretty irrelevant at this point.
Freedom of the press is alive at the US Mint.
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Offline neveryou

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Re: PSA: Don't swipe recklessly for others
« Reply #5616 on: June 02, 2024, 02:30:50 PM »
Either say it or don't
I heard that he put all his money in real estate and didn't leave any money in the business. I heard that he liquidated some properties to pay people back.
Just between his house and shul that he's building us millions of dollars

Offline ckmk47

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Re: PSA: Don't swipe recklessly for others
« Reply #5617 on: June 02, 2024, 05:18:33 PM »
New to this, I have 60k to spend to meet minimums, what’s the safest site?
You were irresponsible in getting yourself into this situation.

Ask your friends and relatives WHO YOU'RE CERTAIN WILL PAY YOU BACK if you can prepay their gas and electric bills.  This may be good for a few thousand.

Do any have big bills you can pay  for them? (I'm assuming you're a single guy.)
Make your parent(s) authorized users and ask them to pay all their bills on line.

Do you have the cashflow to float this much?
Pay your taxes ahead. You'll get a refund a year from now.
But 60K is a large amount. 
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Offline sylk

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Re: PSA: Don't swipe recklessly for others
« Reply #5618 on: June 02, 2024, 07:12:06 PM »
You were irresponsible in getting yourself into this situation.

Ask your friends and relatives WHO YOU'RE CERTAIN WILL PAY YOU BACK if you can prepay their gas and electric bills.  This may be good for a few thousand.

Do any have big bills you can pay  for them? (I'm assuming you're a single guy.)
Make your parent(s) authorized users and ask them to pay all their bills on line.

Do you have the cashflow to float this much?
Pay your taxes ahead. You'll get a refund a year from now.
But 60K is a large amount.
generally not a good idea to signup for 4 amex biz platinums at once ;). are you at least doing 250k/300k offer?

Offline ckmk47

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Re: PSA: Don't swipe recklessly for others
« Reply #5619 on: June 02, 2024, 11:13:03 PM »

New to this, I have 60k to spend to meet minimums, what’s the safest site?
generally not a good idea to signup for 4 amex biz platinums at once. are you at least doing 250k/300k offer?
My favorite cause: cssy.org