Topic Wiki

https://www.dansdeals.com/more/dans-commentary/dark-side-earning-credit-card-points-psa-dont-swipe-others/

https://www.mixcloud.com/zev-brenner/talkline-with-zev-brenner-on-credit-card-scams-affecting-the-orthodox-jewish-community/

http://podcast.headlinesbook.com/e/31616-credit-card-miles-and-points-swiping-for-rewards-buying-and-selling-miles-is-it-assur-and-a-chillul-hashem-or-a-great-way-for-a-side-parnassah/



BEFORE SWIPING FOR SOMEONE READ THIS: (first hand story)

https://forums.dansdeals.com/index.php?topic=36812.msg2062371#msg2062371
https://www.dansdeals.com/more/dans-commentary/dark-side-earning-credit-card-points-psa-dont-swipe-others/#comment-1399884


Dan's warning to DDF:
I hope people realize that any buying group or anyone else that gets merchandise in advance of payment can go south at any time. That's even if you get a check at the time of delivery.
X-posting as I don't want anyone to say that I never put a warning here.

A story that ended up in court - https://iapps.courts.state.ny.us/nyscef/DocumentList?docketId=iRcRHuyZUdOIx69D00a5XQ==&display=all&courtType=Kings%20County%20Supreme%20Court&resultsPageNum=1


I am one of the biggest buyers for buying groups, I have done millions in transactions and have sent to every group there is over the past 3 years. Most buying groups are okay, some scan in slower than others, some pay slower than others - most will lose a few packages over the year. You can research and find which are better for you.

However there is a bigger problem now with Amazon itself.  Amazon in the past has been great with any problems always ready with a refund for lost packages even if it was thousands of dollars. Lately Amazon has clamped down and has tagged these buying groups addresses  in their systems as "freight forwarder" and now no longer will fix any problem you have whatsoever. Doesn't matter what the problem is, even if it shows the package was never delivered, amazon will not help you in any way. Their copy and paste response will always be "this item was sent to a freight forwarder and we're unable to replace or refund the item. We recommend contacting your freight forwarder for more details, as we don't have any more insight or information regarding this matter, For more information about sending items via freight forwarders, please visit our Help Pages: https://www.amazon.com/gp/help/customer/display.html?nodeId=201117950." As well the amazon drivers either must know this or have been increasingly bad at delivering packages because the numbers of packages missing has gone up astronomically. Previously you would have very few packages missing, now the past 3 months I have had 59 "lost" packages. I now have over $15,000 of loses and some guy in Delaware is probably living the life with all the stuff he stole from me. I will survive, I have made a lot more than $15,000 over the years however just a warning to others here that things are not as they used to be and it really is no longer worth doing buring groups with all the loses piling up

« Last edited by Yo ssi on July 24, 2023, 06:47:26 PM »

Author Topic: PSA: Don't swipe recklessly for others  (Read 1182473 times)

Offline SearchGuy

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2012
  • Posts: 6254
  • Total likes: 205
  • DansDeals.com Hat Tips 103
    • View Profile
  • Location: Brooklyn exodus
Re: PSA: Don't swipe recklessly for others
« Reply #300 on: December 06, 2016, 03:54:13 PM »
Don't have full details, but basically that person cashed out money by letting other people use "his card" and they paid him cash, he himself didn't swipe the card, basically whoever gave him cash and used "his" card is now facing disputes on their purchases, I know of a person (not personal) that got thousands locked in his PayPal account because he used "this persons" card on his account and since the charge was disputed as unauthorized, PayPal locked all his funds...

Offline yakov116

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: May 2014
  • Posts: 1556
  • Total likes: 205
  • DansDeals.com Hat Tips 1
  • Gender: Male
    • View Profile
Re: PSA: Don't swipe recklessly for others
« Reply #301 on: December 06, 2016, 04:04:34 PM »
Don't have full details, but basically that person cashed out money by letting other people use "his card" and they paid him cash, he himself didn't swipe the card, basically whoever gave him cash and used "his" card is now facing disputes on their purchases, I know of a person (not personal) that got thousands locked in his PayPal account because he used "this persons" card on his account and since the charge was disputed as unauthorized, PayPal locked all his funds...
Wow! Know a school that had thousands (over $50,000) locked in with such a story!
Money talks...mine says goodbye!

Offline rileywiles23

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2014
  • Posts: 5776
  • Total likes: 108
  • DansDeals.com Hat Tips 5
  • Gender: Male
    • View Profile
Re: PSA: Don't swipe recklessly for others
« Reply #302 on: December 06, 2016, 04:21:01 PM »
Don't have full details, but basically that person cashed out money by letting other people use "his card" and they paid him cash, he himself didn't swipe the card, basically whoever gave him cash and used "his" card is now facing disputes on their purchases, I know of a person (not personal) that got thousands locked in his PayPal account because he used "this persons" card on his account and since the charge was disputed as unauthorized, PayPal locked all his funds...
I don't understand. He let person A swipe his card, and that guy gave him cash for the purchase. Who disputed the charge ?
Life is as good as you make it...

Offline SearchGuy

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2012
  • Posts: 6254
  • Total likes: 205
  • DansDeals.com Hat Tips 103
    • View Profile
  • Location: Brooklyn exodus
Re: PSA: Don't swipe recklessly for others
« Reply #303 on: December 06, 2016, 04:27:14 PM »
I don't understand. He let person A swipe his card, and that guy gave him cash for the purchase. Who disputed the charge ?
Reuven gave Shimon his CC to use, Shimon went to Levi and told him let me swipe my card by you and pay me cash for the purcahse, Levi wasn't aware that it is really Reuven's card and that he may face any sort of risk he went and used the card at PayPal, end of the story, Shimon didn't pay Reuven, Reuven disputed the PayPal charge, Levi's PayPal account got frozen...
« Last Edit: December 06, 2016, 04:30:19 PM by SearchGuy »

Offline mmgfarb

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2015
  • Posts: 8355
  • Total likes: 1110
  • DansDeals.com Hat Tips 4
    • View Profile
Re: PSA: Don't swipe recklessly for others
« Reply #304 on: December 06, 2016, 04:28:08 PM »
Reuven gave Shimon his CC to use, Shimon went to Levi and told him let me swipe my card by you and pay me cash for the purcahse, Levi wasn't aware that it is really Reuven's card and that he may face any sort of risk he went and used the card at PayPal, end of the story, Shimon didn't pay Reuven, Reuven disputed the PayPal charge, Levi's PayPal account is got frozen...
Wow, that's really messed up.
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Offline rileywiles23

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2014
  • Posts: 5776
  • Total likes: 108
  • DansDeals.com Hat Tips 5
  • Gender: Male
    • View Profile
Re: PSA: Don't swipe recklessly for others
« Reply #305 on: December 06, 2016, 04:30:38 PM »
Reuven gave Shimon his CC to use, Shimon went to Levi and told him let me swipe my card by you and pay me cash for the purcahse, Levi wasn't aware that it is really Reuven's card and that he may face any sort of risk he went and used the card at PayPal, end of the story, Shimon didn't pay Reuven, Reuven disputed the PayPal charge, Levi's PayPal account got frozen...
Ah. That's crazy.
Life is as good as you make it...

Offline mmgfarb

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2015
  • Posts: 8355
  • Total likes: 1110
  • DansDeals.com Hat Tips 4
    • View Profile
Re: PSA: Don't swipe recklessly for others
« Reply #306 on: December 06, 2016, 04:43:00 PM »
I think the lesson here is don't be a colossal idiot. Nothing to do with MS or anything, some people just do really stumping things without thinking about the consequences.
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Offline Hershelsdeals

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Jul 2014
  • Posts: 3583
  • Total likes: 13
  • DansDeals.com Hat Tips 2
    • View Profile
Re: PSA: Don't swipe recklessly for others
« Reply #307 on: December 06, 2016, 04:45:56 PM »
Reuven gave Shimon his CC to use, Shimon went to Levi and told him let me swipe my card by you and pay me cash for the purcahse, Levi wasn't aware that it is really Reuven's card and that he may face any sort of risk he went and used the card at PayPal, end of the story, Shimon didn't pay Reuven, Reuven disputed the PayPal charge, Levi's PayPal account got frozen...
You should have spelled this out in your initial post, no one understood this situation from your initial post.

So basically Reuven wanted to get some points, so he asked Shimon to swipe for him.

Was Shimon a con man? Or did something happen to shimon that he couldn't payback?

Offline yakov116

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: May 2014
  • Posts: 1556
  • Total likes: 205
  • DansDeals.com Hat Tips 1
  • Gender: Male
    • View Profile
Re: PSA: Don't swipe recklessly for others
« Reply #308 on: December 06, 2016, 04:49:10 PM »
You should have spelled this out in your initial post, no one understood this situation from your initial post.

So basically Reuven wanted to get some points, so he asked Shimon to swipe for him.

Was Shimon a con man? Or did something happen to shimon that he couldn't payback?
I dont know his story but the story that i know of was very similar. They owed tuition and the school was not willing take another child (a younger child). So they borrowed a credit card from someone and promised to pay the person back.
One month later they did a dispute since he did not pay back and locked up his PP account with over $50,000. The school had just ordered new stuff for school and had a big CC bill himself...
Money talks...mine says goodbye!

Offline Emkay

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Dec 2012
  • Posts: 14295
  • Total likes: 376
  • DansDeals.com Hat Tips 35
    • View Profile
  • Location: Where I ought to be
Re: PSA: Don't swipe recklessly for others
« Reply #309 on: December 06, 2016, 05:10:58 PM »
Reuven gave Shimon his CC to use, Shimon went to Levi and told him let me swipe my card by you and pay me cash for the purcahse, Levi wasn't aware that it is really Reuven's card and that he may face any sort of risk he went and used the card at PayPal, end of the story, Shimon didn't pay Reuven, Reuven disputed the PayPal charge, Levi's PayPal account got frozen...
Wanna hear something crazy?

Parts of this story sounded strangely familiar for some reason. Turns out I'm Levi......

Offline yakov116

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: May 2014
  • Posts: 1556
  • Total likes: 205
  • DansDeals.com Hat Tips 1
  • Gender: Male
    • View Profile
Re: PSA: Don't swipe recklessly for others
« Reply #310 on: December 06, 2016, 05:18:48 PM »
Wanna hear something crazy?

Parts of this story sounded strangely familiar for some reason. Turns out I'm Levi......

Wow
Money talks...mine says goodbye!

Offline A3

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Nov 2009
  • Posts: 3449
  • Total likes: 95
  • DansDeals.com Hat Tips 5
  • Gender: Male
    • View Profile
Re: PSA: Don't swipe recklessly for others
« Reply #311 on: December 06, 2016, 05:19:05 PM »
And who is the 'friend'?
Why would Levi risk paying cash for the cc swipe? How much did he earn? It is worth the audit risk?

Offline Emkay

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Dec 2012
  • Posts: 14295
  • Total likes: 376
  • DansDeals.com Hat Tips 35
    • View Profile
  • Location: Where I ought to be
Re: PSA: Don't swipe recklessly for others
« Reply #312 on: December 06, 2016, 05:20:24 PM »
And who is the 'friend'?
Why would Levi risk paying cash for the cc swipe? How much did he earn? It is worth the audit risk?
I'm Levi and I didn't pay anyone cash.

Offline rileywiles23

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2014
  • Posts: 5776
  • Total likes: 108
  • DansDeals.com Hat Tips 5
  • Gender: Male
    • View Profile
Re: PSA: Don't swipe recklessly for others
« Reply #313 on: December 06, 2016, 05:23:25 PM »
I'm Levi and I didn't pay anyone cash.
You gave merchandise ?
Life is as good as you make it...

Offline Emkay

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Dec 2012
  • Posts: 14295
  • Total likes: 376
  • DansDeals.com Hat Tips 35
    • View Profile
  • Location: Where I ought to be
Re: PSA: Don't swipe recklessly for others
« Reply #314 on: December 06, 2016, 05:24:28 PM »
You gave merchandise ?
Was paid for a service.

Offline LoLo

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Aug 2014
  • Posts: 3772
  • Total likes: 197
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
Re: PSA: Don't swipe recklessly for others
« Reply #315 on: December 06, 2016, 06:31:23 PM »
Was paid for a service.
Then the guy who paid you is levy, you're yehuda.

Offline Emkay

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Dec 2012
  • Posts: 14295
  • Total likes: 376
  • DansDeals.com Hat Tips 35
    • View Profile
  • Location: Where I ought to be
Re: PSA: Don't swipe recklessly for others
« Reply #316 on: December 06, 2016, 06:32:08 PM »
Then the guy who paid you is levy, you're yehuda.
No. If I was Yehuda I would have said that.

Offline LoLo

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Aug 2014
  • Posts: 3772
  • Total likes: 197
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
Re: PSA: Don't swipe recklessly for others
« Reply #317 on: December 06, 2016, 06:32:22 PM »
I know a guy who just disputed over 40k as unauthorised, wonder if he's related to this story.

Offline mmgfarb

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2015
  • Posts: 8355
  • Total likes: 1110
  • DansDeals.com Hat Tips 4
    • View Profile
Re: PSA: Don't swipe recklessly for others
« Reply #318 on: December 06, 2016, 07:03:04 PM »
I know a guy who just disputed over 40k as unauthorised, wonder if he's related to this story.
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Offline shulem92

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Feb 2015
  • Posts: 2955
  • Total likes: 122
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: Lakewood
Re: PSA: Don't swipe recklessly for others
« Reply #319 on: December 06, 2016, 07:19:00 PM »
Reuven gave Shimon his CC to use, Shimon went to Levi and told him let me swipe my card by you and pay me cash for the purcahse, Levi wasn't aware that it is really Reuven's card and that he may face any sort of risk he went and used the card at PayPal, end of the story, Shimon didn't pay Reuven, Reuven disputed the PayPal charge, Levi's PayPal account got frozen...

Wanna hear something crazy?

Parts of this story sounded strangely familiar for some reason. Turns out I'm Levi......

Then the guy who paid you is levy, you're yehuda.

I know a guy who just disputed over 40k as unauthorised, wonder if he's related to this story.
You guys should have a DO