Topic Wiki

https://www.dansdeals.com/more/dans-commentary/dark-side-earning-credit-card-points-psa-dont-swipe-others/

https://www.mixcloud.com/zev-brenner/talkline-with-zev-brenner-on-credit-card-scams-affecting-the-orthodox-jewish-community/

http://podcast.headlinesbook.com/e/31616-credit-card-miles-and-points-swiping-for-rewards-buying-and-selling-miles-is-it-assur-and-a-chillul-hashem-or-a-great-way-for-a-side-parnassah/



BEFORE SWIPING FOR SOMEONE READ THIS: (first hand story)

https://forums.dansdeals.com/index.php?topic=36812.msg2062371#msg2062371
https://www.dansdeals.com/more/dans-commentary/dark-side-earning-credit-card-points-psa-dont-swipe-others/#comment-1399884


Dan's warning to DDF:
I hope people realize that any buying group or anyone else that gets merchandise in advance of payment can go south at any time. That's even if you get a check at the time of delivery.
X-posting as I don't want anyone to say that I never put a warning here.

A story that ended up in court - https://iapps.courts.state.ny.us/nyscef/DocumentList?docketId=iRcRHuyZUdOIx69D00a5XQ==&display=all&courtType=Kings%20County%20Supreme%20Court&resultsPageNum=1


I am one of the biggest buyers for buying groups, I have done millions in transactions and have sent to every group there is over the past 3 years. Most buying groups are okay, some scan in slower than others, some pay slower than others - most will lose a few packages over the year. You can research and find which are better for you.

However there is a bigger problem now with Amazon itself.  Amazon in the past has been great with any problems always ready with a refund for lost packages even if it was thousands of dollars. Lately Amazon has clamped down and has tagged these buying groups addresses  in their systems as "freight forwarder" and now no longer will fix any problem you have whatsoever. Doesn't matter what the problem is, even if it shows the package was never delivered, amazon will not help you in any way. Their copy and paste response will always be "this item was sent to a freight forwarder and we're unable to replace or refund the item. We recommend contacting your freight forwarder for more details, as we don't have any more insight or information regarding this matter, For more information about sending items via freight forwarders, please visit our Help Pages: https://www.amazon.com/gp/help/customer/display.html?nodeId=201117950." As well the amazon drivers either must know this or have been increasingly bad at delivering packages because the numbers of packages missing has gone up astronomically. Previously you would have very few packages missing, now the past 3 months I have had 59 "lost" packages. I now have over $15,000 of loses and some guy in Delaware is probably living the life with all the stuff he stole from me. I will survive, I have made a lot more than $15,000 over the years however just a warning to others here that things are not as they used to be and it really is no longer worth doing buring groups with all the loses piling up

« Last edited by Yo ssi on July 24, 2023, 06:47:26 PM »

Author Topic: PSA: Don't swipe recklessly for others  (Read 1203501 times)

Offline Boruch999

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Re: PSA: Don't swipe recklessly for others
« Reply #700 on: March 09, 2018, 09:22:35 AM »
Kind of funny that was moved to this board ........
Its very simple though.
I should have highlighted the part "Buy FROM me & NOT BUY FOR ME " not trying to run a Nigerian scheme here.
And also the Answer is NO I cant buy from myself on ebay my account will get banned.

Fair enough, that's a new twist.  Principle of the thread may still apply.

Offline Geshmak25

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Re: PSA: Don't swipe recklessly for others
« Reply #701 on: March 09, 2018, 09:47:22 AM »
Kind of funny that was moved to this board ........
Its very simple though.
I should have highlighted the part "Buy FROM me & NOT BUY FOR ME " not trying to run a Nigerian scheme here.
And also the Answer is NO I cant buy from myself on ebay my account will get banned.
To prove the legitimacy of your post I think you should explain the motivation on your end.
PUTPAC = PITA

Offline topciu

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Re: PSA: Don't swipe recklessly for others
« Reply #702 on: March 09, 2018, 10:23:07 AM »
I don't have to prove anything. To those interested I already send my explanation by PM

Can one of the moderators please delete my original post that was moved to this thread
The system doesn't allow me to do it after you move it.

Offline gingyguy

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Re: PSA: Don't swipe recklessly for others
« Reply #703 on: March 09, 2018, 10:36:56 AM »
I don't have to prove anything. To those interested I already send my explanation by PM

Can one of the moderators please delete my original post that was moved to this thread
The system doesn't allow me to do it after you move it.
you kind of do have to prove yourself if you want people to trust you...
May you slide down the banister of happiness & get many splinters of success up your career.

Offline lubaby

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Re: PSA: Don't swipe recklessly for others
« Reply #704 on: March 09, 2018, 10:46:37 AM »
To prove the legitimacy of your post I think you should explain the motivation on your end.
Don't know if this is what it is, but I can see it being something along the lines of:

Ebay sometimes offers subsidies to sellers on Hot Daily Deal type items, so he can move lots of inventory, get eBay rankings and feedback, and buy back his inventory to rinse and repeat (making profit off the subsidy, and again on future sales).

Or he's just / additionally trying to take advantage of the 20% off coupon (again, to buy back his merchandise at a discount).
« Last Edit: March 09, 2018, 12:43:06 PM by lubaby »

Offline Yehuda25

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Re: PSA: Don't swipe recklessly for others
« Reply #705 on: March 21, 2018, 11:14:53 PM »
If i give my card to a biz of a friend to swipe and something c"v goes wrong.


Would I be able to dispute?
“To avoid criticism say nothing, do nothing, be nothing.”


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Offline rileywiles23

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Re: PSA: Don't swipe recklessly for others
« Reply #706 on: March 21, 2018, 11:16:41 PM »
If i give my card to a biz of a friend to swipe and something c"v goes wrong.


Would I be able to dispute?
Do you want to lie ?
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Offline Yehuda25

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Re: PSA: Don't swipe recklessly for others
« Reply #707 on: March 21, 2018, 11:21:39 PM »
Do you want to lie ?
what part isnt truthful?
“To avoid criticism say nothing, do nothing, be nothing.”


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Offline rileywiles23

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Re: PSA: Don't swipe recklessly for others
« Reply #708 on: March 21, 2018, 11:24:46 PM »
what part isnt truthful?
how are you going to dispute the charge ? What will your claim be ?
Life is as good as you make it...

Offline Yehuda25

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Re: PSA: Don't swipe recklessly for others
« Reply #709 on: March 21, 2018, 11:27:34 PM »
how are you going to dispute the charge ? What will your claim be ?
charge is unauthorized if not paid back? idk ::)
“To avoid criticism say nothing, do nothing, be nothing.”


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Offline TimT

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Re: PSA: Don't swipe recklessly for others
« Reply #710 on: March 21, 2018, 11:31:22 PM »
charge is unauthorized if not paid back?
Sounds like you authorized it

Offline davidrotts63

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Re: PSA: Don't swipe recklessly for others
« Reply #711 on: March 21, 2018, 11:42:26 PM »
Sounds like you authorized it
Limaphrieah he never authorized it if libisof he can't pay:)
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline ckmk47

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Re: PSA: Don't swipe recklessly for others
« Reply #712 on: March 22, 2018, 12:20:59 AM »
Yehuda25,
Did you read the title of this thread?!
My favorite cause: cssy.org

Offline Yehuda25

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Re: PSA: Don't swipe recklessly for others
« Reply #713 on: March 22, 2018, 12:24:47 AM »
Yehuda25,
Did you read the title of this thread?!
I did, I know.
“To avoid criticism say nothing, do nothing, be nothing.”


― Aristotle

Offline rileywiles23

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Re: PSA: Don't swipe recklessly for others
« Reply #714 on: March 22, 2018, 09:45:55 AM »
charge is unauthorized if not paid back? idk ::)
that's a lie. You authorized the charge
Heck, you might as well swipe away for your own transactions, and then dispute the charges because you can't afford to pay it all back.
« Last Edit: March 22, 2018, 09:49:43 AM by rileywiles23 »
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Offline mrprez27

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Buying Groups-Swiping
« Reply #715 on: May 02, 2018, 11:01:15 PM »
I don't believe this topic was touched upon in the 'swipe for others'.

There are a lot of 'buying groups' where people in the community will pay you back (and sometimes include a small commission) to buy stuff from stores such as BestBuy and in most cases price match.

My understanding is because they are trying to skirt ' limit per a household' and then sell these items overseas or when the sale ends?

This seems to be a great way to do massive churning (I have some coworkers moving a couple 100k and also some itemss have a commission).

Besides for the risk that the person may go under and not pay.

Is this kosher? Anyone familiar?

Thank You

Offline sharkman

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Re: Buying Groups-Swiping
« Reply #716 on: May 02, 2018, 11:09:42 PM »
On a basic level there isn't much that could be not "kosher". Assuming you are keeping in the limits that the company set.
The company is selling you the product, and should you not get paid from the person you are buying for, you will be responsible for the paying the bill.
Your basically a reseller with drop shipping...

Offline 12HRS

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Re: Buying Groups-Swiping
« Reply #717 on: May 02, 2018, 11:10:20 PM »
(I have some coworkers moving a couple 100k and also some itemss have a commission).

Is this kosher?

100k in what time period?

Ask your Rav?

Offline mmgfarb

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Re: Buying Groups-Swiping
« Reply #718 on: May 03, 2018, 12:13:46 AM »
100k in what time period?
I know people who do that or sometimes multiples of that, monthly.
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Offline mrprez27

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Re: Buying Groups-Swiping
« Reply #719 on: May 03, 2018, 12:25:00 AM »
100k in what time period?

Ask your Rav?
The deals seem to be unlimited - its as much as people have a credit limit and are willing to cycle- for example, there was a sale for a mac at $985 so I know someone who had a 50k credit limit and ordered 50 and cycled it....you can only get 1 per a customer online though there are 4 colors he just did guest checkout and in 1 hr ordered 50k worth to his house...they hand it to the guy and he gives them a check.

Some deals like iPad at a 499 price match are so worth it for them they are offering upwards of $15 commission per an item.

At end of the day only rule being skirted it seems is a limit in this case though one can say they are ordering on behalf of '1 per a family member' etc.

Best buy gets the money and the cc gets the money....i am trying to find whats wrong here