Topic Wiki

https://www.dansdeals.com/more/dans-commentary/dark-side-earning-credit-card-points-psa-dont-swipe-others/

https://www.mixcloud.com/zev-brenner/talkline-with-zev-brenner-on-credit-card-scams-affecting-the-orthodox-jewish-community/

http://podcast.headlinesbook.com/e/31616-credit-card-miles-and-points-swiping-for-rewards-buying-and-selling-miles-is-it-assur-and-a-chillul-hashem-or-a-great-way-for-a-side-parnassah/



BEFORE SWIPING FOR SOMEONE READ THIS: (first hand story)

https://forums.dansdeals.com/index.php?topic=36812.msg2062371#msg2062371
https://www.dansdeals.com/more/dans-commentary/dark-side-earning-credit-card-points-psa-dont-swipe-others/#comment-1399884


Dan's warning to DDF:
I hope people realize that any buying group or anyone else that gets merchandise in advance of payment can go south at any time. That's even if you get a check at the time of delivery.
X-posting as I don't want anyone to say that I never put a warning here.

A story that ended up in court - https://iapps.courts.state.ny.us/nyscef/DocumentList?docketId=iRcRHuyZUdOIx69D00a5XQ==&display=all&courtType=Kings%20County%20Supreme%20Court&resultsPageNum=1


I am one of the biggest buyers for buying groups, I have done millions in transactions and have sent to every group there is over the past 3 years. Most buying groups are okay, some scan in slower than others, some pay slower than others - most will lose a few packages over the year. You can research and find which are better for you.

However there is a bigger problem now with Amazon itself.  Amazon in the past has been great with any problems always ready with a refund for lost packages even if it was thousands of dollars. Lately Amazon has clamped down and has tagged these buying groups addresses  in their systems as "freight forwarder" and now no longer will fix any problem you have whatsoever. Doesn't matter what the problem is, even if it shows the package was never delivered, amazon will not help you in any way. Their copy and paste response will always be "this item was sent to a freight forwarder and we're unable to replace or refund the item. We recommend contacting your freight forwarder for more details, as we don't have any more insight or information regarding this matter, For more information about sending items via freight forwarders, please visit our Help Pages: https://www.amazon.com/gp/help/customer/display.html?nodeId=201117950." As well the amazon drivers either must know this or have been increasingly bad at delivering packages because the numbers of packages missing has gone up astronomically. Previously you would have very few packages missing, now the past 3 months I have had 59 "lost" packages. I now have over $15,000 of loses and some guy in Delaware is probably living the life with all the stuff he stole from me. I will survive, I have made a lot more than $15,000 over the years however just a warning to others here that things are not as they used to be and it really is no longer worth doing buring groups with all the loses piling up

« Last edited by Yo ssi on July 24, 2023, 06:47:26 PM »

Author Topic: PSA: Don't swipe recklessly for others  (Read 1182773 times)

Offline yakrot

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Re: PSA: Don't swipe recklessly for others
« Reply #1460 on: October 24, 2018, 07:33:45 PM »
I have never been asked to return something with mys. I’ve left other groups for this

Offline pointer

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Re: PSA: Don't swipe recklessly for others
« Reply #1461 on: October 27, 2018, 10:30:33 PM »
I have never been asked to return something with mys.
+166

Offline pointer

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Re: PSA: Don't swipe recklessly for others
« Reply #1462 on: October 27, 2018, 10:35:13 PM »
Had only great experience with MYS.

Not sure what so bad about refusing merchandise from dumpers, very easy to spot a dumper vs a buyer that happened to take a break.
« Last Edit: October 27, 2018, 10:45:29 PM by pointer »

Offline Mootkim

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Re: PSA: Don't swipe recklessly for others
« Reply #1463 on: October 28, 2018, 12:47:42 AM »
Just finished reading through all this fighting and honestly don't understand everybody's issue. I think both groups pretty much have the same terms and conditions. I have bought plenty for both groups and based on my experience USA buying has exceptional customer service and MYS has generally better commissions. Its not like any of these groups are screwing people over by refusing products that go bad for them. If they suspect dumping, you can just go and request to return the item to the place you ordered from. Most times there shouldn't be a return fee but if there is maybe a buying group can offer to reimburse that fee (obviously with proper checking that they are actually buying for them) in the form of maybe higher commissions on future purchases until the return fee is reimbursed. Either way, that ensures that nobody is losing out. This whole attack that the group is screwing buyers over doesn't really make sense imo.

Offline cmey

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Re: PSA: Don't swipe recklessly for others
« Reply #1464 on: October 30, 2018, 07:14:02 PM »
Heard from someone whose close relative just found out (sounded like it was from law enforcement?) that he was out 100k in cc debt after giving his , his spouses, and kids info to one of the cc bonus signup guys. The guy is completely non tech savvy- doesn’t have text- and the statement were paperless. He had no idea that 25k per person was charged and never paid and is now his problem.

Offline mmgfarb

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Re: PSA: Don't swipe recklessly for others
« Reply #1465 on: October 30, 2018, 07:23:11 PM »
Heard from someone whose close relative just found out (sounded like it was from law enforcement?) that he was out 100k in cc debt after giving his , his spouses, and kids info to one of the cc bonus signup guys. The guy is completely non tech savvy- doesn’t have text- and the statement were paperless. He had no idea that 25k per person was charged and never paid and is now his problem.
How long ago? Which place was it?
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Offline cmey

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Re: PSA: Don't swipe recklessly for others
« Reply #1466 on: October 30, 2018, 07:42:57 PM »
How long ago? Which place was it?

Lakewood.He was just made aware of it this week

Offline Yehuda25

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Re: PSA: Don't swipe recklessly for others
« Reply #1467 on: October 30, 2018, 08:38:06 PM »
Ouch, similar story happened to a relative.
“To avoid criticism say nothing, do nothing, be nothing.”


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Offline Chief Rabbi of New York

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Re: PSA: Don't swipe recklessly for others
« Reply #1468 on: October 30, 2018, 09:06:08 PM »
Lakewood.He was just made aware of it this week

Want to say which place so it doesn’t happen to others
Show Some Respect for Me, I am The Chief Rabbi of New York :)

Offline cmey

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Re: PSA: Don't swipe recklessly for others
« Reply #1469 on: October 30, 2018, 09:12:00 PM »
Ouch, similar story happened to a relative.

The person I spoke with claimed that the guy had a Ponzi scheme style unraveling and many people in Lakewood are now facing similar financial ruin but AFAIK  that is not something that he has verified. It’s certainly possible that there are others in same boat- not having any access to their e-statements, and unaware of the trouble that they will soon be facing.

Offline Chief Rabbi of New York

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Re: PSA: Don't swipe recklessly for others
« Reply #1470 on: October 30, 2018, 09:14:19 PM »
The person I spoke with claimed that the guy had a Ponzi scheme style unraveling and many people in Lakewood are now facing similar financial ruin but AFAIK  that is not something that he has verified. It’s certainly possible that there are others in same boat- not having any access to their e-statements, and unaware of the trouble that they will soon be facing.

So why can’t you tell us who the culprit is ? This can save people’s life’s

Also why couldn’t they just log in online to their account to see if they have a balance ?
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Offline Mootkim

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Re: PSA: Don't swipe recklessly for others
« Reply #1471 on: October 30, 2018, 10:17:08 PM »
Heard from someone whose close relative just found out (sounded like it was from law enforcement?) that he was out 100k in cc debt after giving his , his spouses, and kids info to one of the cc bonus signup guys. The guy is completely non tech savvy- doesn’t have text- and the statement were paperless. He had no idea that 25k per person was charged and never paid and is now his problem.
What is this exactly? You have someone use your social to sign up for a card and they basically spend alot of money so that you can get the points?? I this actually a thing that people do?

Offline cmey

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Re: PSA: Don't swipe recklessly for others
« Reply #1472 on: October 30, 2018, 10:28:24 PM »
So why can’t you tell us who the culprit is ? This can save people’s life’s

Also why couldn’t they just log in online to their account to see if they have a balance ?

This yungerman  has probably never gone online in his life. It certainly sounds like there are multiple people known to have been affected. Regardless of the name, as has been stated repeatedly here, if you are thinking about giving anyone permission to open cards and do spend for you, don’t do it.

Offline chevron

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Re: PSA: Don't swipe recklessly for others
« Reply #1473 on: October 31, 2018, 04:21:00 PM »
This yungerman  has probably never gone online in his life. It certainly sounds like there are multiple people known to have been affected. Regardless of the name, as has been stated repeatedly here, if you are thinking about giving anyone permission to open cards and do spend for you, don’t do it.

how would they read DDF if they dont go online

Offline cmey

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Re: PSA: Don't swipe recklessly for others
« Reply #1474 on: October 31, 2018, 05:52:02 PM »
So why can’t you tell us who the culprit is ? This can save people’s life’s

Also why couldn’t they just log in online to their account to see if they have a balance ?

 The first time this issue was mentioned by someone close to the victim, the name given was actually the wrong name. I don’t think it’s appropriate to share the name at this time. This is not the first time and won’t be the last.  There have been other such occurrences where people who could least afford it were left with cc balances that collectively totaled many hundreds of thousands of dollars. חכם עיניו בראשו

Offline chevron

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Re: PSA: Don't swipe recklessly for others
« Reply #1475 on: October 31, 2018, 06:09:00 PM »
Its good that jews are trusting, but its sad to see people get conned. It's sad in a different way how gullible and naive people are.

Offline LNS

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Re: PSA: Don't swipe recklessly for others
« Reply #1476 on: October 31, 2018, 06:42:05 PM »
Its good that jews are trusting, but its sad to see people get conned. It's sad in a different way how gullible and naive people are.

its sad that a jew can do this to another jew or to anyone in general.

Offline Chief Rabbi of New York

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Re: PSA: Don't swipe recklessly for others
« Reply #1477 on: October 31, 2018, 07:08:57 PM »
So you aren't 100% sure if that person scammed them ? Otherwise why not share the name ?

The first time this issue was mentioned by someone close to the victim, the name given was actually the wrong name. I don’t think it’s appropriate to share the name at this time. This is not the first time and won’t be the last.  There have been other such occurrences where people who could least afford it were left with cc balances that collectively totaled many hundreds of thousands of dollars. חכם עיניו בראשו
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Online LoLo

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Re: PSA: Don't swipe recklessly for others
« Reply #1478 on: October 31, 2018, 11:38:21 PM »
I don’t think it’s appropriate to share the name at this time.
Why not? unless you're not sure of the details you posted here.

I tried convincing someone today not to do this, he might want to go to that same person, posting details can help a lot of people.

Offline Yehuda25

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Re: PSA: Don't swipe recklessly for others
« Reply #1479 on: October 31, 2018, 11:46:37 PM »
its sad that a jew can do this to another jew or to anyone in general.
frmo what i heard was just reckless
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