Author Topic: PSA: Don't swipe recklessly for others  (Read 507208 times)

Offline gingyguy

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Re: PSA: Don't swipe recklessly for others
« Reply #1800 on: February 01, 2019, 08:47:56 AM »
There's gambling in a casino gambling in the stock market and gambling in a bad investment...
Some are crimes while others aren't
gambling isnt a crime in any of the above scenarios. its the ponzi scheme thats the crime in which case they would all be a crime
May you slide down the banister of happiness & get many splinters of success up your career.

Offline chbochur

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Re: PSA: Don't swipe recklessly for others
« Reply #1801 on: February 01, 2019, 08:50:12 AM »
gambling isnt a crime in any of the above scenarios. its the ponzi scheme thats the crime in which case they would all be a crime
I'm no expert but I'm pretty sure you can't take someone's money to invest and go to the casino and lose it but investing it in a terrible real estate investment would be less incriminating

Offline 12HRS

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Re: PSA: Don't swipe recklessly for others
« Reply #1802 on: February 01, 2019, 09:14:16 AM »
I'm no expert but I'm pretty sure you can't take someone's money to invest and go to the casino and lose it but investing it in a terrible real estate investment would be less incriminating

People invest in professional gamblers

Offline chbochur

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Re: PSA: Don't swipe recklessly for others
« Reply #1803 on: February 01, 2019, 09:16:53 AM »
People invest in professional gamblers
He ain't a professional money making gambler. Just a guy with a gambling problem

Offline rileywiles23

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Re: PSA: Don't swipe recklessly for others
« Reply #1804 on: February 01, 2019, 10:29:47 AM »
All these people from the crown heights story, they can't just dispute the charges?
Life is as good as you make it...

Offline chbochur

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Re: PSA: Don't swipe recklessly for others
« Reply #1805 on: February 01, 2019, 10:31:12 AM »
All these people from the crown heights story, they can't just dispute the charges?
Lol if only this was so simple.
What exactly after they disputing

Online sruly

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Re: PSA: Don't swipe recklessly for others
« Reply #1806 on: February 01, 2019, 10:34:44 AM »
Lol if only this was so simple.
What exactly after they disputing
that they never received goods, products, services etc.

Offline chbochur

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Re: PSA: Don't swipe recklessly for others
« Reply #1807 on: February 01, 2019, 10:36:34 AM »
that they never received goods, products, services etc.
On such a large scale there will be a thorough investigation and it will not end well for those involved

Offline gingyguy

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Re: PSA: Don't swipe recklessly for others
« Reply #1808 on: February 01, 2019, 10:39:23 AM »
On such a large scale there will be a thorough investigation and it will not end well for those involved
+13M
May you slide down the banister of happiness & get many splinters of success up your career.

Offline chbochur

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Re: PSA: Don't swipe recklessly for others
« Reply #1809 on: February 01, 2019, 10:39:59 AM »

Offline eliteflyer

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Re: PSA: Don't swipe recklessly for others
« Reply #1810 on: February 01, 2019, 10:49:48 AM »
On such a large scale there will be a thorough investigation and it will not end well for those involved
How so? The activity at issue probably violated the terms of the card and I take for granted that upon a thorough investigation Amex and any other card issuer would probably close their accounts (and any points therein would probably be forfeited), but that seems like a small price to pay for removing thousands of dollars in unauthorized charges.

Offline chbochur

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Re: PSA: Don't swipe recklessly for others
« Reply #1811 on: February 01, 2019, 10:51:01 AM »
How so? The activity at issue probably violated the terms of the card and I take for granted that upon a thorough investigation Amex and any other card issuer would probably close their accounts (and any points therein would probably be forfeited), but that seems like a small price to pay for removing thousands of dollars in unauthorized charges.
But if they were authorized why would Amex take the hit

Online sruly

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Re: PSA: Don't swipe recklessly for others
« Reply #1812 on: February 01, 2019, 11:10:44 AM »
But if they were authorized why would Amex take the hit
how can he prove the last swipe was Authorized?

Offline chbochur

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Re: PSA: Don't swipe recklessly for others
« Reply #1813 on: February 01, 2019, 11:11:15 AM »
how can he prove the last swipe was Authorized?
The same way the last 20 were

Offline whYME

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Re: PSA: Don't swipe recklessly for others
« Reply #1814 on: February 01, 2019, 11:17:43 AM »
The same way the last 20 were
+1

"sure, the previous 20 months it was authorized, but this last one wasn't, I just lost the text message where I told him he needs to stop."


« Last Edit: February 01, 2019, 11:22:42 AM by whYME »

Offline chbochur

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Re: PSA: Don't swipe recklessly for others
« Reply #1815 on: February 01, 2019, 11:19:12 AM »
+1

"sure, the previous 20 months it was authorized, but this last one wasn't, I just lost the text message where I told him he needs to stop."

Yeah, sounds legit.
Well good luck with that when he finds the WhatsApp message that says go ahead and swipe

Online sruly

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Re: PSA: Don't swipe recklessly for others
« Reply #1816 on: February 01, 2019, 11:20:15 AM »
The same way the last 20 were
if you authorized 20 swipes and after that he decided to swipe again you can still do a charge back on the last one and he will need to prove that one individually.
The fact that you gave him prior permission for the 1st one is not prove that you gave him permission for the unauthorized one.

Unless he has signed agreements with them or something like that.

Online sruly

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Re: PSA: Don't swipe recklessly for others
« Reply #1817 on: February 01, 2019, 11:21:38 AM »
Well good luck with that when he finds the WhatsApp message that says go ahead and swipe
you can still do a charge back when you authorized a swipe if the seller does not deliver goods/services.

Offline eliteflyer

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Re: PSA: Don't swipe recklessly for others
« Reply #1818 on: February 01, 2019, 11:21:54 AM »
The same way the last 20 were
Seems like a factual question subject to dispute. Additionally, all prior charges were only authorized with the expectation that the cardholder would receive the reimbursement to make the applicable credit card payments. Seems worth a shot at least before resorting to bankruptcy protection.

[For informational purposes only and not for the purpose of providing legal advice. You should contact your attorney to obtain advice with respect to any particular issue or problem.]

Offline chbochur

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Re: PSA: Don't swipe recklessly for others
« Reply #1819 on: February 01, 2019, 11:22:33 AM »
you can still do a charge back when you authorized a swipe if the seller does not deliver goods/services.
Well he can prove three wasn't any goods to be given here