Author Topic: PSA: Don't swipe recklessly for others  (Read 196914 times)

Offline whYME

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: May 2008
  • Posts: 2699
  • Total likes: 301
  • DansDeals.com Hat Tips 3
  • Gender: Male
    • View Profile
Re: PSA: Don't swipe recklessly for others
« Reply #1815 on: February 01, 2019, 11:17:43 AM »
The same way the last 20 were
+1

"sure, the previous 20 months it was authorized, but this last one wasn't, I just lost the text message where I told him he needs to stop."


« Last Edit: February 01, 2019, 11:22:42 AM by whYME »

Offline chbochur

  • Dansdeals Platinum Elite
  • ****
  • Join Date: May 2015
  • Posts: 486
  • Total likes: 21
  • DansDeals.com Hat Tips 0
    • View Profile
Re: PSA: Don't swipe recklessly for others
« Reply #1816 on: February 01, 2019, 11:19:12 AM »
+1

"sure, the previous 20 months it was authorized, but this last one wasn't, I just lost the text message where I told him he needs to stop."

Yeah, sounds legit.
Well good luck with that when he finds the WhatsApp message that says go ahead and swipe

Offline sruly

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Feb 2011
  • Posts: 1959
  • Total likes: 35
  • DansDeals.com Hat Tips 5
    • View Profile
Re: PSA: Don't swipe recklessly for others
« Reply #1817 on: February 01, 2019, 11:20:15 AM »
The same way the last 20 were
if you authorized 20 swipes and after that he decided to swipe again you can still do a charge back on the last one and he will need to prove that one individually.
The fact that you gave him prior permission for the 1st one is not prove that you gave him permission for the unauthorized one.

Unless he has signed agreements with them or something like that.

Offline sruly

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Feb 2011
  • Posts: 1959
  • Total likes: 35
  • DansDeals.com Hat Tips 5
    • View Profile
Re: PSA: Don't swipe recklessly for others
« Reply #1818 on: February 01, 2019, 11:21:38 AM »
Well good luck with that when he finds the WhatsApp message that says go ahead and swipe
you can still do a charge back when you authorized a swipe if the seller does not deliver goods/services.

Offline eliteflyer

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jul 2008
  • Posts: 1431
  • Total likes: 34
  • DansDeals.com Hat Tips 1
  • Gender: Male
    • View Profile
Re: PSA: Don't swipe recklessly for others
« Reply #1819 on: February 01, 2019, 11:21:54 AM »
The same way the last 20 were
Seems like a factual question subject to dispute. Additionally, all prior charges were only authorized with the expectation that the cardholder would receive the reimbursement to make the applicable credit card payments. Seems worth a shot at least before resorting to bankruptcy protection.

[For informational purposes only and not for the purpose of providing legal advice. You should contact your attorney to obtain advice with respect to any particular issue or problem.]

Offline chbochur

  • Dansdeals Platinum Elite
  • ****
  • Join Date: May 2015
  • Posts: 486
  • Total likes: 21
  • DansDeals.com Hat Tips 0
    • View Profile
Re: PSA: Don't swipe recklessly for others
« Reply #1820 on: February 01, 2019, 11:22:33 AM »
you can still do a charge back when you authorized a swipe if the seller does not deliver goods/services.
Well he can prove three wasn't any goods to be given here

Offline chbochur

  • Dansdeals Platinum Elite
  • ****
  • Join Date: May 2015
  • Posts: 486
  • Total likes: 21
  • DansDeals.com Hat Tips 0
    • View Profile
Re: PSA: Don't swipe recklessly for others
« Reply #1821 on: February 01, 2019, 11:23:54 AM »



[For informational purposes only and not for the purpose of providing legal advice. You should contact your attorney to obtain advice with respect to any particular issue or problem.]

+1

Offline chevron

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Dec 2013
  • Posts: 1266
  • Total likes: 91
  • DansDeals.com Hat Tips 2
    • View Profile
Re: PSA: Don't swipe recklessly for others
« Reply #1822 on: February 01, 2019, 12:16:23 PM »
This is 2 different stories, 13m guy is from may 2018, this is 4m.

If they say it was unauthorized they will file fraud charges against those that used it.

Offline chevron

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Dec 2013
  • Posts: 1266
  • Total likes: 91
  • DansDeals.com Hat Tips 2
    • View Profile
Re: PSA: Don't swipe recklessly for others
« Reply #1823 on: February 01, 2019, 12:45:38 PM »
To be honest I don't know if anyone is totally sure as to what he did with it.
(This coming from people who lost over a million dollars in that story)

Mutual funds, he gambled it all away. Very brilliant guy from what I heard but compulsive gambler. Sad

Offline chbochur

  • Dansdeals Platinum Elite
  • ****
  • Join Date: May 2015
  • Posts: 486
  • Total likes: 21
  • DansDeals.com Hat Tips 0
    • View Profile
Re: PSA: Don't swipe recklessly for others
« Reply #1824 on: February 01, 2019, 12:46:49 PM »
Mutual funds, he gambled it all away. Very brilliant guy from what I heard but compulsive gambler. Sad
I've heard many rumors as well but there is no factual answer from my knowledge

Offline sruly

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Feb 2011
  • Posts: 1959
  • Total likes: 35
  • DansDeals.com Hat Tips 5
    • View Profile
Re: PSA: Don't swipe recklessly for others
« Reply #1825 on: February 01, 2019, 12:52:14 PM »
this is 4m.
that's supposedly the ammount just on CC's

Offline joey89

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Mar 2011
  • Posts: 301
  • Total likes: 28
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: New Orleans
Re: PSA: Don't swipe recklessly for others
« Reply #1826 on: February 02, 2019, 11:01:05 PM »
Seems like a factual question subject to dispute. Additionally, all prior charges were only authorized with the expectation that the cardholder would receive the reimbursement to make the applicable credit card payments. Seems worth a shot at least before resorting to bankruptcy protection.

[For informational purposes only and not for the purpose of providing legal advice. You should contact your attorney to obtain advice with respect to any particular issue or problem.]
I am no lawyer, however bankruptcy (maybe even chargeback) might open a whole new can of legal worms, 1) fraudulently claiming income in order to be approved for a credit card. 2) tax evasion for not declaring income for points sold (if that’s what they did) etc.

As mentioned, all impacted should get competent legal help before they make their next move.

As an aside, heard from a relative who has several friends that were impacted by this event that the victims are coordinating/in touch with the lawyer for the perpetrator, as mentioned I am no lawyer but that does not seem like a good idea, with the lawyer being obviously conflicted.

Offline Yehuda25

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2013
  • Posts: 5647
  • Total likes: 37
  • DansDeals.com Hat Tips 8
    • View Profile
Re: PSA: Don't swipe recklessly for others
« Reply #1827 on: February 02, 2019, 11:31:38 PM »
I am no lawyer, however bankruptcy (maybe even chargeback) might open a whole new can of legal worms, 1) fraudulently claiming income in order to be approved for a credit card. 2) tax evasion for not declaring income for points sold (if that’s what they did) etc.

As mentioned, all impacted should get competent legal help before they make their next move.

As an aside, heard from a relative who has several friends that were impacted by this event that the victims are coordinating/in touch with the lawyer for the perpetrator, as mentioned I am no lawyer but that does not seem like a good idea, with the lawyer being obviously conflicted.
why in the world would they coordinate with the other side's lawyer??
“To avoid criticism say nothing, do nothing, be nothing.”


― Aristotle

Offline joey89

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Mar 2011
  • Posts: 301
  • Total likes: 28
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: New Orleans
Re: PSA: Don't swipe recklessly for others
« Reply #1828 on: February 02, 2019, 11:57:05 PM »
why in the world would they coordinate with the other side's lawyer??
I was wondering the same thing when I heard about it.
Apparently they are holding out the possibility of being able to repay the capital, so they are trying to prevent the victims from filing claims and forcing them into bankruptcy, which would cause them to have to liquidate all merchandise at pennies on the dollars. Which is what their lawyer is presenting to the victims.

Offline zale

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jun 2011
  • Posts: 1024
  • Total likes: 146
  • DansDeals.com Hat Tips 3
    • View Profile
  • Location: Brooklyn, NY
Re: PSA: Don't swipe recklessly for others
« Reply #1829 on: February 03, 2019, 12:22:59 AM »
I was wondering the same thing when I heard about it.
Apparently they are holding out the possibility of being able to repay the capital, so they are trying to prevent the victims from filing claims and forcing them into bankruptcy, which would cause them to have to liquidate all merchandise at pennies on the dollars. Which is what their lawyer is presenting to the victims.

This is a BIG mistake. Tell your relative to tell his friends that they should NEVER take advice from an opposing party's lawyer. The lawyer for the merchant can be gearing up to protect his client from any lawsuits brought on by the victims, and can use any and all information the victims provide against them.

They must obtain their OWN counsel and have their own attorneys reach out to the merchant's attorney.