Topic Wiki

https://www.dansdeals.com/more/dans-commentary/dark-side-earning-credit-card-points-psa-dont-swipe-others/

https://www.mixcloud.com/zev-brenner/talkline-with-zev-brenner-on-credit-card-scams-affecting-the-orthodox-jewish-community/

http://podcast.headlinesbook.com/e/31616-credit-card-miles-and-points-swiping-for-rewards-buying-and-selling-miles-is-it-assur-and-a-chillul-hashem-or-a-great-way-for-a-side-parnassah/



BEFORE SWIPING FOR SOMEONE READ THIS: (first hand story)

https://forums.dansdeals.com/index.php?topic=36812.msg2062371#msg2062371
https://www.dansdeals.com/more/dans-commentary/dark-side-earning-credit-card-points-psa-dont-swipe-others/#comment-1399884


Dan's warning to DDF:
I hope people realize that any buying group or anyone else that gets merchandise in advance of payment can go south at any time. That's even if you get a check at the time of delivery.
X-posting as I don't want anyone to say that I never put a warning here.

A story that ended up in court - https://iapps.courts.state.ny.us/nyscef/DocumentList?docketId=iRcRHuyZUdOIx69D00a5XQ==&display=all&courtType=Kings%20County%20Supreme%20Court&resultsPageNum=1


I am one of the biggest buyers for buying groups, I have done millions in transactions and have sent to every group there is over the past 3 years. Most buying groups are okay, some scan in slower than others, some pay slower than others - most will lose a few packages over the year. You can research and find which are better for you.

However there is a bigger problem now with Amazon itself.  Amazon in the past has been great with any problems always ready with a refund for lost packages even if it was thousands of dollars. Lately Amazon has clamped down and has tagged these buying groups addresses  in their systems as "freight forwarder" and now no longer will fix any problem you have whatsoever. Doesn't matter what the problem is, even if it shows the package was never delivered, amazon will not help you in any way. Their copy and paste response will always be "this item was sent to a freight forwarder and we're unable to replace or refund the item. We recommend contacting your freight forwarder for more details, as we don't have any more insight or information regarding this matter, For more information about sending items via freight forwarders, please visit our Help Pages: https://www.amazon.com/gp/help/customer/display.html?nodeId=201117950." As well the amazon drivers either must know this or have been increasingly bad at delivering packages because the numbers of packages missing has gone up astronomically. Previously you would have very few packages missing, now the past 3 months I have had 59 "lost" packages. I now have over $15,000 of loses and some guy in Delaware is probably living the life with all the stuff he stole from me. I will survive, I have made a lot more than $15,000 over the years however just a warning to others here that things are not as they used to be and it really is no longer worth doing buring groups with all the loses piling up

« Last edited by Yo ssi on July 24, 2023, 06:47:26 PM »

Author Topic: PSA: Don't swipe recklessly for others  (Read 1182310 times)

Offline gingyguy

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Re: PSA: Don't swipe recklessly for others
« Reply #1880 on: February 04, 2019, 11:08:04 AM »
I live in Lakewood and have zero revolving credit card debt.
same here
May you slide down the banister of happiness & get many splinters of success up your career.

Offline churnbabychurn

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Re: PSA: Don't swipe recklessly for others
« Reply #1881 on: February 04, 2019, 11:21:57 AM »
What does Lakewood have to do with anything??

Offline gingyguy

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Re: PSA: Don't swipe recklessly for others
« Reply #1882 on: February 04, 2019, 11:28:15 AM »
What does Lakewood have to do with anything??
Guys with Lakewood levels credit card debt, whose financial acumen is derived from Ami biztank,

Nebach.
May you slide down the banister of happiness & get many splinters of success up your career.

Offline rileywiles23

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Re: PSA: Don't swipe recklessly for others
« Reply #1883 on: February 04, 2019, 11:29:45 AM »
What does Lakewood have to do with anything??
@yesthatsme likes to mix Lakewood into all his points
Life is as good as you make it...

Offline YesThatsMe

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Re: PSA: Don't swipe recklessly for others
« Reply #1884 on: February 04, 2019, 12:45:04 PM »
@YesThatsMe likes to mix Lakewood into all his points

https://www.businessinsider.com/worst-us-cities-for-credit-card-debt-2017-1#21-lakewood-new-jersey-5

Sorry I just googled it. I live in Lakewood and have $0 CC debt too. Obviously i'm not referring to everyone, just to the median.

Offline YesThatsMe

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Re: PSA: Don't swipe recklessly for others
« Reply #1885 on: February 04, 2019, 12:46:35 PM »
What are Lakewood levels credit card debt?

The perpetrator here had a $15K write-off on his own credit report from BOA CC, for one. Why do you think they needed other peoples cards!?

Offline YesThatsMe

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Re: PSA: Don't swipe recklessly for others
« Reply #1886 on: February 04, 2019, 12:48:40 PM »
???

The product was a hit until 30 others joined the listing, including 2 of the investors. Plus this product was limited in sales scope.

Offline YesThatsMe

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Re: PSA: Don't swipe recklessly for others
« Reply #1887 on: February 04, 2019, 12:49:58 PM »
"Messed up accounting methods"

You're giving too much credit. I can't imagine they had any "accounting"

They did. But they refused to agree with their accountants accounting methods, they had their own spreadsheets which looked like ....

Offline YesThatsMe

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Re: PSA: Don't swipe recklessly for others
« Reply #1888 on: February 04, 2019, 12:50:26 PM »
I live in Lakewood and have zero revolving credit card debt. To be paid off each month is a different story. I once opened a thread about that. Same goes for most people that I would know if they had CC debt. A couple have some higher debt levels. I know that some large gemachs in town ask before they lend if the person has any CC debt and will not lend to someone who does.

+1

Offline YesThatsMe

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Re: PSA: Don't swipe recklessly for others
« Reply #1889 on: February 04, 2019, 12:50:51 PM »
What does Lakewood have to do with anything??

This story happened in Lakewood.

Offline zale

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Re: PSA: Don't swipe recklessly for others
« Reply #1890 on: February 04, 2019, 12:52:07 PM »
This story happened in Lakewood.
Do you mean a couple guys from Lakewood who owned and operated stores in Flatbush and Crown Heights?

Offline YesThatsMe

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Re: PSA: Don't swipe recklessly for others
« Reply #1891 on: February 04, 2019, 12:52:30 PM »
Do you mean a couple guys from Lakewood who owned and operated stores in Flatbush and Crown Heights?

Yup

Offline aygart

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Re: PSA: Don't swipe recklessly for others
« Reply #1892 on: February 04, 2019, 01:01:15 PM »
+1
Which one of these is in the article you posted?

(BTW, Monsey was much worse)
Feelings don't care about your facts

Offline chevron

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Re: PSA: Don't swipe recklessly for others
« Reply #1893 on: February 04, 2019, 01:12:54 PM »
The product was a hit until 30 others joined the listing, including 2 of the investors. Plus this product was limited in sales scope.

No patent ?!

Offline YesThatsMe

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Re: PSA: Don't swipe recklessly for others
« Reply #1894 on: February 04, 2019, 01:49:39 PM »
Which one of these is in the article you posted?

(BTW, Monsey was much worse)

Huh?

Offline YesThatsMe

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Re: PSA: Don't swipe recklessly for others
« Reply #1895 on: February 04, 2019, 01:49:58 PM »

Offline churnbabychurn

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Re: PSA: Don't swipe recklessly for others
« Reply #1896 on: February 04, 2019, 01:55:56 PM »

Offline S209

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Re: PSA: Don't swipe recklessly for others
« Reply #1897 on: February 04, 2019, 07:46:18 PM »
https://www.businessinsider.com/worst-us-cities-for-credit-card-debt-2017-1#21-lakewood-new-jersey-5

Sorry I just googled it. I live in Lakewood and have $0 CC debt too. Obviously i'm not referring to everyone, just to the median.
You realize the debt they’re referring to can be what credit card companies show reflected on their statements, it doesn’t necessarily mean it’s not paid off every month. In that case, Lakewood and Monsey probably have a very high rate of churners relative to the population, which would skew those numbers.
Quote from: YitzyS
Quotes in a signature is annoying, as it comes across as an independent post.

Offline churnbabychurn

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Re: PSA: Don't swipe recklessly for others
« Reply #1898 on: February 04, 2019, 08:08:46 PM »
You realize the debt they’re referring to can be what credit card companies show reflected on their statements, it doesn’t necessarily mean it’s not paid off every month. In that case, Lakewood and Monsey probably have a very high rate of churners relative to the population, which would skew those numbers.
I think the income is skewed

Offline chevron

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Re: PSA: Don't swipe recklessly for others
« Reply #1899 on: February 04, 2019, 09:11:52 PM »
I think the income is skewed

For sure. You think random Joe Smith living in Utah on a 2 income household with maybe 0-3 kids and no Yiddish bills is on par?!

But then again what's the Lakewood income... Tomchei Shabbat is not reported.