Author Topic: PSA: Don't swipe recklessly for others  (Read 256879 times)

Offline Ephcc90

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Offline YesThatsMe

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Re: PSA: Don't swipe recklessly for others
« Reply #2281 on: February 23, 2019, 09:31:59 PM »
True to an extent. In your (self-identified somewhere else) community, it's unfortunately true to a degree. But that's not the whole BP. Maybe you live in Willy.

No, Lakewood. And am currently sitting in a 3 block radius of Shreicher. Wtvr.

Offline knowitall

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Re: PSA: Don't swipe recklessly for others
« Reply #2282 on: February 23, 2019, 09:32:23 PM »
Do people realize that the logical next step is the banks and FBI getting involved against the victims for fraudulent income declarations?
Do the ďexpertsĒ here think thereís really a chance that the victims can sit?

Offline churnbabychurn

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Re: PSA: Don't swipe recklessly for others
« Reply #2283 on: February 23, 2019, 09:42:33 PM »
Wow.  I PITY YOU.

This S***** sure lives in an expensive house (Zestimate $2,094,259, would sell for $3MM), and his kids are all mesudar. But good luck, the house is definitely in an LLC (probably retro transferred) and you won't see a penny there. Other than that he prob has 0 assets (like 90% of the people in Chareidy America who own a house and some brand name clothes and sit in seat 3C).

Oy, we have come a far way since the camps. Our grandparents who came to America found a land where opportunity abounded. They were happy to work and live w/o the fear of the last 2,000 years.

The next generation learned to take materialism to a whole new level, becoming the ultimate Americans. And generation 3 knows no answer other than debt. "Everyone has it" "What am I, a neb" "Yoish I love it I need it" etc. etc. etc.

"דרייט קרעדיט קארדס" is in Chareidy America today considered normal. How can a community which shuns the professions ever keep the Champ-Des-Elysees which 13th Ave has become busy? Pay for leases (-another form of debt) on Escalades and Navigators? Fly to Israel in first and stay at the WAJ? Make Chasuna for $200K a side? Buy $5K Shtreimels and Sheitels every 2-3 years?

Credit cards, LOC's, triple mortgages, Amazon Loans, and now - screwing the rest.

The Chareidy Tri State communites are the Soddom of our times. Everything is money money money. Kavod Kavod Kavod. SAD.
There's tons of massive financial success in the community. (And it's not by being professionals.) I fully agree that the gashmius/materialistic values is our biggest problem, but is driven by financial success.

There are theives as well, and I'm sure some who borrow to live the lifestyle, but they can't be the majority.
« Last Edit: February 24, 2019, 05:56:14 PM by jj1000 »

Offline boruchmig

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Re: PSA: Don't swipe recklessly for others
« Reply #2284 on: February 23, 2019, 09:46:51 PM »
There's tons of massive financial success in the community. (And it's not by being professionals.) I fully agree that the gashmius/materialistic values is our biggest problem, but is driven by financial success.

There are theives as well, and I'm sure some who borrow to live the lifestyle, but they can't be the majority.
"גלייב מיר, איך ווייס וואס איך רעד."
One quote the the thieves often use

Offline knowitall

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Re: PSA: Don't swipe recklessly for others
« Reply #2285 on: February 23, 2019, 09:50:06 PM »
There's tons of massive financial success in the community. (And it's not by being professionals.) I fully agree that the gashmius/materialistic values is our biggest problem, but is driven by financial success.

There are theives as well, and I'm sure some who borrow to live the lifestyle, but they can't be the majority.
True, most people donít steal to live their life in luxury, but as a community we got a HUGE problem keeping up with the Joneses/Schwartzes
What % of the frum community do you think lives within its means?

Offline YesThatsMe

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Re: PSA: Don't swipe recklessly for others
« Reply #2286 on: February 23, 2019, 09:52:51 PM »
"גלייב מיר, איך ווייס וואס איך רעד."
One quote the the thieves often use

Oh yeah...

Offline YesThatsMe

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Re: PSA: Don't swipe recklessly for others
« Reply #2287 on: February 23, 2019, 09:54:12 PM »
True, most people donít steal to live their life in luxury, but as a community we got a HUGE problem keeping up with the Joneses/Schwartzes
What % of the frum community do you think lives within its means?

I'd be surprised if it's more than 25%. Tuition and housing alone knock out most people in round 1.

Offline zale

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Re: PSA: Don't swipe recklessly for others
« Reply #2288 on: February 23, 2019, 09:57:47 PM »
Oy, we have come a far way since the camps. Our grandparents who came to America found a land where opportunity abounded. They were happy to work and live w/o the fear of the last 2,000 years.

If our grandparents had easier ways of making a living, what makes you think they would take the regular/harder way?

The issue here is that people donít understand that credit card lines of credit is not free money and itís not your money. If those same people were asked to loan hard cash they either would:

1. Not do it
2. Not loan nearly as much
3. Not loan without doing serious due diligence and ensuring that proper contracts are in place.


Offline zale

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Re: PSA: Don't swipe recklessly for others
« Reply #2289 on: February 23, 2019, 10:07:06 PM »
Do people realize that the logical next step is the banks and FBI getting involved against the victims for fraudulent income declarations?

I hope not.

https://www.google.com/amp/s/finance.yahoo.com/amphtml/news/lie-about-income-credit-card-application-190558997.html

Offline cmey

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Re: PSA: Don't swipe recklessly for others
« Reply #2290 on: February 23, 2019, 10:07:45 PM »
To make points and rewards, people I know swiped their ink card at Toners.com and got 5p per dollar, they gave $200K made 1M points and sold for $15K every 6 weeks.... so they didnít ask for what theyíre swiping.... making $15K every 6 weeks makes you addicted to swipe more.

Someone doing 15k in profit every six weeks for a few years could be out 500k and still come out ahead....

Offline joey89

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Re: PSA: Don't swipe recklessly for others
« Reply #2291 on: February 23, 2019, 10:10:59 PM »
Do people realize that the logical next step is the banks and FBI getting involved against the victims for fraudulent income declarations?
Not everyone has fraudulent income claims. I have total CL about 5x my declared income

Offline churnbabychurn

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Re: PSA: Don't swipe recklessly for others
« Reply #2292 on: February 23, 2019, 10:14:11 PM »
True, most people donít steal to live their life in luxury, but as a community we got a HUGE problem keeping up with the Joneses/Schwartzes
What % of the frum community do you think lives within its means?
What percentage of the community are wealthy? Higher then most people think.

Offline Yehuda25

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Re: PSA: Don't swipe recklessly for others
« Reply #2293 on: February 23, 2019, 10:15:25 PM »
There's tons of massive financial success in the community. (And it's not by being professionals.) I fully agree that the gashmius/materialistic values is our biggest problem, but is driven by financial success.

There are theives as well, and I'm sure some who borrow to live the lifestyle, but they can't be the majority.
+1
ďTo avoid criticism say nothing, do nothing, be nothing.Ē


― Aristotle

Offline JACKBLUE

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Re: PSA: Don't swipe recklessly for others
« Reply #2294 on: February 23, 2019, 10:17:42 PM »
Someone doing 15k in profit every six weeks for a few years could be out 500k and still come out ahead....
Explain please