Topic Wiki

https://www.dansdeals.com/more/dans-commentary/dark-side-earning-credit-card-points-psa-dont-swipe-others/

https://www.mixcloud.com/zev-brenner/talkline-with-zev-brenner-on-credit-card-scams-affecting-the-orthodox-jewish-community/

http://podcast.headlinesbook.com/e/31616-credit-card-miles-and-points-swiping-for-rewards-buying-and-selling-miles-is-it-assur-and-a-chillul-hashem-or-a-great-way-for-a-side-parnassah/



BEFORE SWIPING FOR SOMEONE READ THIS: (first hand story)

https://forums.dansdeals.com/index.php?topic=36812.msg2062371#msg2062371
https://www.dansdeals.com/more/dans-commentary/dark-side-earning-credit-card-points-psa-dont-swipe-others/#comment-1399884


Dan's warning to DDF:
I hope people realize that any buying group or anyone else that gets merchandise in advance of payment can go south at any time. That's even if you get a check at the time of delivery.
X-posting as I don't want anyone to say that I never put a warning here.

A story that ended up in court - https://iapps.courts.state.ny.us/nyscef/DocumentList?docketId=iRcRHuyZUdOIx69D00a5XQ==&display=all&courtType=Kings%20County%20Supreme%20Court&resultsPageNum=1


I am one of the biggest buyers for buying groups, I have done millions in transactions and have sent to every group there is over the past 3 years. Most buying groups are okay, some scan in slower than others, some pay slower than others - most will lose a few packages over the year. You can research and find which are better for you.

However there is a bigger problem now with Amazon itself.  Amazon in the past has been great with any problems always ready with a refund for lost packages even if it was thousands of dollars. Lately Amazon has clamped down and has tagged these buying groups addresses  in their systems as "freight forwarder" and now no longer will fix any problem you have whatsoever. Doesn't matter what the problem is, even if it shows the package was never delivered, amazon will not help you in any way. Their copy and paste response will always be "this item was sent to a freight forwarder and we're unable to replace or refund the item. We recommend contacting your freight forwarder for more details, as we don't have any more insight or information regarding this matter, For more information about sending items via freight forwarders, please visit our Help Pages: https://www.amazon.com/gp/help/customer/display.html?nodeId=201117950." As well the amazon drivers either must know this or have been increasingly bad at delivering packages because the numbers of packages missing has gone up astronomically. Previously you would have very few packages missing, now the past 3 months I have had 59 "lost" packages. I now have over $15,000 of loses and some guy in Delaware is probably living the life with all the stuff he stole from me. I will survive, I have made a lot more than $15,000 over the years however just a warning to others here that things are not as they used to be and it really is no longer worth doing buring groups with all the loses piling up

« Last edited by Yo ssi on July 24, 2023, 06:47:26 PM »

Author Topic: PSA: Don't swipe recklessly for others  (Read 1183000 times)

Online zh cohen

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Re: PSA: Don't swipe recklessly for others
« Reply #2360 on: February 24, 2019, 01:05:39 PM »
I deal with wealthy people on a regular basis (sadly, I am not one of them  :-[)and they rarely use credit cards. Their preferred payment method is either old-fashioned check, cash or ACH.

What age range?

Offline joey89

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Re: PSA: Don't swipe recklessly for others
« Reply #2361 on: February 24, 2019, 01:22:53 PM »
Makes much more sense. So the people left with the debt were the victims of the farmers who made a pittance while the farmers destroyed them and made 120k off them.
If this is indeed true it is an outrage and the victims should sue in Beis Din and/or a court of law to transfer the liability to the farmers.

Offline mmgfarb

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Re: PSA: Don't swipe recklessly for others
« Reply #2362 on: February 24, 2019, 01:29:55 PM »
If this is indeed true it is an outrage and the victims should sue in Beis Din and/or a court of law to transfer the liability to the farmers.
That's not so simple.
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Offline Chief Rabbi of New York

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Re: PSA: Don't swipe recklessly for others
« Reply #2363 on: February 24, 2019, 01:31:38 PM »
maybe some good is coming out of this
if some people are divorcing their spouse because of money.
maybe its better that it happened this way instead of being married to a gold digger
Show Some Respect for Me, I am The Chief Rabbi of New York :)

Offline mmgfarb

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Re: PSA: Don't swipe recklessly for others
« Reply #2364 on: February 24, 2019, 01:34:24 PM »
maybe some good is coming out of this
if some people are divorcing their spouse because of money.
maybe its better that it happened this way instead of being married to a gold digger
Oy, that's a terrible thing to say.
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Offline joey89

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Re: PSA: Don't swipe recklessly for others
« Reply #2365 on: February 24, 2019, 01:36:59 PM »
That's not so simple.
It should still be explored

Offline Chief Rabbi of New York

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Re: PSA: Don't swipe recklessly for others
« Reply #2366 on: February 24, 2019, 01:37:34 PM »
Oy, that's a terrible thing to say.

better to be married to someone who just wants your money ?
Show Some Respect for Me, I am The Chief Rabbi of New York :)

Offline mmgfarb

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Re: PSA: Don't swipe recklessly for others
« Reply #2367 on: February 24, 2019, 01:37:54 PM »
better to be married to someone who just wants your money ?
Are you insane or just daft?
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Offline gingyguy

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Re: PSA: Don't swipe recklessly for others
« Reply #2368 on: February 24, 2019, 01:38:57 PM »
maybe some good is coming out of this
if some people are divorcing their spouse because of money.
maybe its better that it happened this way instead of being married to a gold digger
no offense but that is a horrible thing to say
May you slide down the banister of happiness & get many splinters of success up your career.

Offline joey89

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Re: PSA: Don't swipe recklessly for others
« Reply #2369 on: February 24, 2019, 01:40:00 PM »
maybe some good is coming out of this
if some people are divorcing their spouse because of money.
maybe its better that it happened this way instead of being married to a gold digger
It’s not the money as much as the breach of trust, it’s very hard for a spouse to hear that their partner was partaking in risky behavior that they were unaware of and that has left them in hundreds of thousands of dollars of debt. At a minimum it would take a lot of work to rebuild the trust necessary for a healthy marriage based on mutual respect and trust.

Offline gingyguy

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Re: PSA: Don't swipe recklessly for others
« Reply #2370 on: February 24, 2019, 01:40:05 PM »
Are you insane or just daft?
i vote both
May you slide down the banister of happiness & get many splinters of success up your career.

Offline Toasted

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Re: PSA: Don't swipe recklessly for others
« Reply #2371 on: February 24, 2019, 01:40:59 PM »
Was this the S in UPS method?

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Re: PSA: Don't swipe recklessly for others
« Reply #2372 on: February 24, 2019, 01:41:26 PM »
I've been waiting over 5 years with bated breath for someone to say that!
-- Dan

Offline joey89

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Offline Chief Rabbi of New York

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Re: PSA: Don't swipe recklessly for others
« Reply #2374 on: February 24, 2019, 01:45:51 PM »
It’s not the money as much as the breach of trust, it’s very hard for a spouse to hear that their partner was partaking in risky behavior that they were unaware of and that has left them in hundreds of thousands of dollars of debt. At a minimum it would take a lot of work to rebuild the trust necessary for a healthy marriage based on mutual respect and trust.

that makes sense
Show Some Respect for Me, I am The Chief Rabbi of New York :)

Offline Chief Rabbi of New York

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Re: PSA: Don't swipe recklessly for others
« Reply #2375 on: February 24, 2019, 01:46:12 PM »
Show Some Respect for Me, I am The Chief Rabbi of New York :)

Offline bznt

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PSA: Don't swipe recklessly for others
« Reply #2376 on: February 24, 2019, 02:02:25 PM »
Under 100KAbout 3 years

BTW, they received 1099s...

Everyone that Settle’s with the bank gets a 1099 for the money that they did not pay ?
What about if someone Settles with the debt collector, will they also get a 1099 for the money that did not pay ?
« Last Edit: February 24, 2019, 02:37:44 PM by bznt »

Offline Yikes2179

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Re: PSA: Don't swipe recklessly for others
« Reply #2377 on: February 24, 2019, 02:03:32 PM »
IME yes but if you owe more than you have assets you don't pay taxes on it - there is a form you fill out

Online yitzgar

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Re: PSA: Don't swipe recklessly for others
« Reply #2378 on: February 24, 2019, 02:06:25 PM »
Everyone that Seattle’s with the bank gets a 1099 for the money that they did not pay ?
What about if someone Seattle’s with the debt collector, will they also get a 1099 for the money that did not pay ?
Yes, but there is a minimum, can't remember how much

Offline bznt

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PSA: Don't swipe recklessly for others
« Reply #2379 on: February 24, 2019, 02:08:59 PM »
IME yes but if you owe more than you have assets you don't pay taxes on it - there is a form you fill out
Then it might be a better idea to file for bankruptcy vs Settle.
« Last Edit: February 24, 2019, 02:35:43 PM by bznt »