Topic Wiki

https://www.dansdeals.com/more/dans-commentary/dark-side-earning-credit-card-points-psa-dont-swipe-others/

https://www.mixcloud.com/zev-brenner/talkline-with-zev-brenner-on-credit-card-scams-affecting-the-orthodox-jewish-community/

http://podcast.headlinesbook.com/e/31616-credit-card-miles-and-points-swiping-for-rewards-buying-and-selling-miles-is-it-assur-and-a-chillul-hashem-or-a-great-way-for-a-side-parnassah/



BEFORE SWIPING FOR SOMEONE READ THIS: (first hand story)

https://forums.dansdeals.com/index.php?topic=36812.msg2062371#msg2062371
https://www.dansdeals.com/more/dans-commentary/dark-side-earning-credit-card-points-psa-dont-swipe-others/#comment-1399884


Dan's warning to DDF:
I hope people realize that any buying group or anyone else that gets merchandise in advance of payment can go south at any time. That's even if you get a check at the time of delivery.
X-posting as I don't want anyone to say that I never put a warning here.

A story that ended up in court - https://iapps.courts.state.ny.us/nyscef/DocumentList?docketId=iRcRHuyZUdOIx69D00a5XQ==&display=all&courtType=Kings%20County%20Supreme%20Court&resultsPageNum=1


I am one of the biggest buyers for buying groups, I have done millions in transactions and have sent to every group there is over the past 3 years. Most buying groups are okay, some scan in slower than others, some pay slower than others - most will lose a few packages over the year. You can research and find which are better for you.

However there is a bigger problem now with Amazon itself.  Amazon in the past has been great with any problems always ready with a refund for lost packages even if it was thousands of dollars. Lately Amazon has clamped down and has tagged these buying groups addresses  in their systems as "freight forwarder" and now no longer will fix any problem you have whatsoever. Doesn't matter what the problem is, even if it shows the package was never delivered, amazon will not help you in any way. Their copy and paste response will always be "this item was sent to a freight forwarder and we're unable to replace or refund the item. We recommend contacting your freight forwarder for more details, as we don't have any more insight or information regarding this matter, For more information about sending items via freight forwarders, please visit our Help Pages: https://www.amazon.com/gp/help/customer/display.html?nodeId=201117950." As well the amazon drivers either must know this or have been increasingly bad at delivering packages because the numbers of packages missing has gone up astronomically. Previously you would have very few packages missing, now the past 3 months I have had 59 "lost" packages. I now have over $15,000 of loses and some guy in Delaware is probably living the life with all the stuff he stole from me. I will survive, I have made a lot more than $15,000 over the years however just a warning to others here that things are not as they used to be and it really is no longer worth doing buring groups with all the loses piling up

« Last edited by Yo ssi on July 24, 2023, 06:47:26 PM »

Author Topic: PSA: Don't swipe recklessly for others  (Read 1182560 times)

Offline aygart

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Re: PSA: Don't swipe recklessly for others
« Reply #2380 on: February 24, 2019, 02:12:52 PM »
Oy, that's a terrible thing to say.
+1
(This brings me to the old conundrum about the likes. I agree but don't like it.)
Feelings don't care about your facts

Offline gingyguy

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Re: PSA: Don't swipe recklessly for others
« Reply #2381 on: February 24, 2019, 02:13:41 PM »
Then it might be a better idea to file for bankruptcy vs Seattle.
can you please stop writing Seattle?! Please!
May you slide down the banister of happiness & get many splinters of success up your career.

Online mmgfarb

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Re: PSA: Don't swipe recklessly for others
« Reply #2382 on: February 24, 2019, 02:14:15 PM »
+1
(This brings me to the old conundrum about the likes. I agree but don't like it.)
It's fine, I don't feed my kids with likes.
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Offline grodnoking

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Re: PSA: Don't swipe recklessly for others
« Reply #2383 on: February 24, 2019, 02:14:22 PM »
Then it might be a better idea to file for bankruptcy vs Seattle.
Everyone that Seattle’s with the bank gets a 1099 for the money that they did not pay ?
What about if someone Seattle’s with the debt collector, will they also get a 1099 for the money that did not pay ?
I'm going to assume that's autocorrect, but please fix it. It is hurting me.
I'm not who you think I am.

Online Yehuda57

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Re: PSA: Don't swipe recklessly for others
« Reply #2384 on: February 24, 2019, 02:18:14 PM »
Where's the guy who used to hand out the DACOTY awards?

Online Lou Bob

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Re: PSA: Don't swipe recklessly for others
« Reply #2385 on: February 24, 2019, 02:18:21 PM »
can you please stop writing Seattle?! Please!
thanks. I'll take care of the next one.
Always use an Amex, you'll thank me one day.

Offline PSA

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Re: PSA: Don't swipe recklessly for others
« Reply #2386 on: February 24, 2019, 02:23:38 PM »
Circulating a half a billion for what? He must of had a very very big business if those were his CF needs.
Or maybe his business *was* circulating cash..
Ran a half billion of credit card swiping

Offline PSA

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Re: PSA: Don't swipe recklessly for others
« Reply #2387 on: February 24, 2019, 02:26:30 PM »
Does that mean these two stories are one?
No. Two seperate stories.

Offline ExGingi

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Re: PSA: Don't swipe recklessly for others
« Reply #2388 on: February 24, 2019, 02:29:15 PM »
It's fine, I don't feed my kids with likes.

Easy for you to say! How many kids are you feeding? Besides, with gold pouring out of your ears, who needs likes?

We who are blessed with B.H. large families with many kids, really need a steady stream of DDF Likes!
I've been waiting over 5 years with bated breath for someone to say that!
-- Dan

Online mmgfarb

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Re: PSA: Don't swipe recklessly for others
« Reply #2389 on: February 24, 2019, 02:42:57 PM »
Easy for you to say! How many kids are you feeding? Besides, with gold pouring out of your ears, who needs likes?

We who are blessed with B.H. large families with many kids, really need a steady stream of DDF Likes!
Seeing as you have more likes than me you seem to be doing just fine.
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Offline EP123

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Re: PSA: Don't swipe recklessly for others
« Reply #2390 on: February 24, 2019, 02:46:15 PM »

Offline ExGingi

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Re: PSA: Don't swipe recklessly for others
« Reply #2391 on: February 24, 2019, 02:56:39 PM »
Seeing as you have more likes than me you seem to be doing just fine.

The question is what's the Likes/Kids ratio? For some 'round here, that's infinity (or more accurately "undefined").
I've been waiting over 5 years with bated breath for someone to say that!
-- Dan

Offline chevron

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Re: PSA: Don't swipe recklessly for others
« Reply #2392 on: February 24, 2019, 02:58:04 PM »
Not till Dan etc actively warn people about credit cards the way cigarettes have warnings will people wake up.

Ruining your credit is serious, buying a house, car, what about if you start a business ?!

Personally I would be opposed to dating / marrying someone with bad credit .



Offline Chief Rabbi of New York

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Re: PSA: Don't swipe recklessly for others
« Reply #2393 on: February 24, 2019, 02:58:10 PM »
https://www.dansdeals.com/credit-cards/registration-link-former-starwood-consumer-amex-earn-3-points-per-dollar/#comment-1398767

SMH.. some people...


Ok I admit I wrote it. But how else to bring awareness on ddms?

for @Dan to write a DDMS post about it
@PSA already provided info for it
what else are we waiting for ?
Show Some Respect for Me, I am The Chief Rabbi of New York :)

Offline Chief Rabbi of New York

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Re: PSA: Don't swipe recklessly for others
« Reply #2394 on: February 24, 2019, 02:59:37 PM »

Personally I would be opposed to dating / marrying someone with bad credit .


maybe you are just picky ?
you are marrying someone for money? or for credit ? what is next? you ask how much money that have in the bank ?
Show Some Respect for Me, I am The Chief Rabbi of New York :)

Offline ExGingi

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Re: PSA: Don't swipe recklessly for others
« Reply #2395 on: February 24, 2019, 03:04:34 PM »
Ruining your credit is serious, buying a house, car, what about if you start a business ?!

Personally I would be opposed to dating / marrying someone with bad credit .

There are a lot more serious things in life than one's credit. Yes, keeping a good credit score (and no outstanding debt) is an excellent thing, and the right thing, but there's more to life than that. I wish upon no-one the נסיונות that I've heard from friends and family, but when those happen, one has to forget about good credit, and do what's right for the נשמות involved.

There's life after bad credit, there's life after financial disaster. Other problems or issues could be much greater and life altering (or C"V ending - see silent killer thread). Or as a friend and neighbor once put it: Any problem that could be solved with money is not a real problem!
I've been waiting over 5 years with bated breath for someone to say that!
-- Dan

Online Yehudaa

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Re: PSA: Don't swipe recklessly for others
« Reply #2396 on: February 24, 2019, 03:11:36 PM »
There are a lot more serious things in life than one's credit. Yes, keeping a good credit score (and no outstanding debt) is an excellent thing, and the right thing, but there's more to life than that. I wish upon no-one the נסיונות that I've heard from friends and family, but when those happen, one has to forget about good credit, and do what's right for the נשמות involved.

There's life after bad credit, there's life after financial disaster. Other problems or issues could be much greater and life altering (or C"V ending - see silent killer thread). Or as a friend and neighbor once put it: Any problem that could be solved with money is not a real problem!
+1, a like and a Kin. Something to feed your family :)

Offline EP123

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Re: PSA: Don't swipe recklessly for others
« Reply #2397 on: February 24, 2019, 03:46:37 PM »
I am gonna say something that may be a bit controversial and will get flack for this and will probably delete this comment, but here goes.

Dan as owner of Dan's Deals has an achrayus to post on DDMS or a general disclaimer by every cc post as he currently has for amex.

I live in the same orbit as people like Dan that do not look at a cc as free money, nor do I spend anything unless I have the cash or plan to pay it right away.

But there is a significant portion of people who have no handle and understanding of debt, and just max out cards. I know many who are deep in debt because they just charge their cc when they don't have enough income. Instead of financial discipline and following programs like Dave Ramsey, or working more hours they take the easy path and Max out cards.

This is not Dan's fault but the people read ddms and see the huge sign up bonuses and nice trips that Dan and others take using points and they get sucked into the cc world. And once they have a cc it is downhill from there.

I wish Dan would have someone have a guest column on ddms about how to budget and live within means and build wealth.

Many jump into cc because of ddms but they are ill equipped to deal with the temptation and responsibility that comes along with it.

So yes, I do feel Dan should be posting about this on ddms, not as a scoop on the scammer with exact details, rather as part of a general series about fiscal responsibility

If I get flack for this I will delete. sorry in advance

Offline elya

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Re: PSA: Don't swipe recklessly for others
« Reply #2398 on: February 24, 2019, 03:51:09 PM »
I am gonna say something that may be a bit controversial and and will get flack for this and will probably delete this comment, but here goes.

Dan as owner of Dan's Deals has an achrayus to post on DDMS or a general disclaimer by every cc post as he currently has for amex.

I live in the same orbit as people like Dan that do not look at a cc as free money, nor do I spend anything unless I have the cash or plan to pay it right away.

But there is a significant portion of people who have no handle and understanding of debt, and just max out cards. I know many who are deep in debt because they just charge their cc when they don't have enough income. Instead of financial discipline and following programs like Dave Ramsey, or working more hours they take the easy path and Max out cards.

This is not Dan's fault but the people read ddms and see the huge sign up bonuses and nice trips that Dan and others take using points and they get sucked into the cc world. And once they have a cc it is downhill from there.

I wish Dan would have someone have a guest column on ddms about how to budget and live within means and build wealth.

Many jump into cc because of ddms but they are ill equipped to deal with the temptation and responsibility that comes along with it.

So yes, I do feel Dan should be posting about this on ddms, not as a scoop on the scammer with exact details, rather as part of a general series about fiscal responsibility

If I get flack for this I will delete. sorry in advance
FTR, at the beginning of every DDS Dan goes on for a while saying exactly this. If you are not disciplined, this game is not for you, the points are just not worth it if you will go into debt because of the spend.

Offline EP123

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Re: PSA: Don't swipe recklessly for others
« Reply #2399 on: February 24, 2019, 03:55:10 PM »
FTR, at the beginning of every DDS Dan goes on for a while saying exactly this. If you are not disciplined, this game is not for you, the points are just not worth it if you will go into debt because of the spend.

True but everyone thinks it does not apply to them. A continuous series on the topic of ppl who got scammed or general tips on this subject would probably help more

Again, in no way is it Dan's fault, it is similar to why what'sapp started indicating forwarded messages as such and limiting the amount of ppl who you can forward to at once. It wasnt what'sapp fault that ppl in India where getting killed. But what'sapp still felt an achrayus to help combat the issue