Topic Wiki

https://www.dansdeals.com/more/dans-commentary/dark-side-earning-credit-card-points-psa-dont-swipe-others/

https://www.mixcloud.com/zev-brenner/talkline-with-zev-brenner-on-credit-card-scams-affecting-the-orthodox-jewish-community/

http://podcast.headlinesbook.com/e/31616-credit-card-miles-and-points-swiping-for-rewards-buying-and-selling-miles-is-it-assur-and-a-chillul-hashem-or-a-great-way-for-a-side-parnassah/



BEFORE SWIPING FOR SOMEONE READ THIS: (first hand story)

https://forums.dansdeals.com/index.php?topic=36812.msg2062371#msg2062371
https://www.dansdeals.com/more/dans-commentary/dark-side-earning-credit-card-points-psa-dont-swipe-others/#comment-1399884


Dan's warning to DDF:
I hope people realize that any buying group or anyone else that gets merchandise in advance of payment can go south at any time. That's even if you get a check at the time of delivery.
X-posting as I don't want anyone to say that I never put a warning here.

A story that ended up in court - https://iapps.courts.state.ny.us/nyscef/DocumentList?docketId=iRcRHuyZUdOIx69D00a5XQ==&display=all&courtType=Kings%20County%20Supreme%20Court&resultsPageNum=1


I am one of the biggest buyers for buying groups, I have done millions in transactions and have sent to every group there is over the past 3 years. Most buying groups are okay, some scan in slower than others, some pay slower than others - most will lose a few packages over the year. You can research and find which are better for you.

However there is a bigger problem now with Amazon itself.  Amazon in the past has been great with any problems always ready with a refund for lost packages even if it was thousands of dollars. Lately Amazon has clamped down and has tagged these buying groups addresses  in their systems as "freight forwarder" and now no longer will fix any problem you have whatsoever. Doesn't matter what the problem is, even if it shows the package was never delivered, amazon will not help you in any way. Their copy and paste response will always be "this item was sent to a freight forwarder and we're unable to replace or refund the item. We recommend contacting your freight forwarder for more details, as we don't have any more insight or information regarding this matter, For more information about sending items via freight forwarders, please visit our Help Pages: https://www.amazon.com/gp/help/customer/display.html?nodeId=201117950." As well the amazon drivers either must know this or have been increasingly bad at delivering packages because the numbers of packages missing has gone up astronomically. Previously you would have very few packages missing, now the past 3 months I have had 59 "lost" packages. I now have over $15,000 of loses and some guy in Delaware is probably living the life with all the stuff he stole from me. I will survive, I have made a lot more than $15,000 over the years however just a warning to others here that things are not as they used to be and it really is no longer worth doing buring groups with all the loses piling up

« Last edited by Yo ssi on July 24, 2023, 06:47:26 PM »

Author Topic: PSA: Don't swipe recklessly for others  (Read 1182249 times)

Offline grodnoking

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Re: PSA: Don't swipe recklessly for others
« Reply #2400 on: February 24, 2019, 04:18:45 PM »
maybe you are just picky ?
you are marrying someone for money? or for credit ? what is next? you ask how much money that have in the bank ?
Just send in the form that yeshiva make you fill out.
Make of car, how many points, cost of house/mortgage...
I'm not who you think I am.

Offline grodnoking

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Re: PSA: Don't swipe recklessly for others
« Reply #2401 on: February 24, 2019, 04:23:32 PM »




Personally I would be opposed to dating / marrying someone with bad credit .

I wouldn't say bad credit would keep be Something to look into before dating, but to know if shes something like this:

But there is a significant portion of people who have no handle and understanding of debt, and just max out cards. I know many who are deep in debt because they just charge their cc when they don't have enough income. Instead of financial discipline and following programs like Dave Ramsey, or working more hours they take the easy path and Max out cards.


That would be helpful to know and be taken into account
I'm not who you think I am.

Offline aygart

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Re: PSA: Don't swipe recklessly for others
« Reply #2402 on: February 24, 2019, 04:47:43 PM »
There are a lot more serious things in life than one's credit. Yes, keeping a good credit score (and no outstanding debt) is an excellent thing, and the right thing, but there's more to life than that. I wish upon no-one the נסיונות that I've heard from friends and family, but when those happen, one has to forget about good credit, and do what's right for the נשמות involved.

There's life after bad credit, there's life after financial disaster. Other problems or issues could be much greater and life altering (or C"V ending - see silent killer thread). Or as a friend and neighbor once put it: Any problem that could be solved with money is not a real problem!
The problem may be more the underlying attitudes that got them into the mess than the mess itself
Feelings don't care about your facts

Offline Dan

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Re: PSA: Don't swipe recklessly for others
« Reply #2403 on: February 24, 2019, 05:02:37 PM »
for @Dan to write a DDMS post about it
@PSA already provided info for it
what else are we waiting for ?
Are you serious?
This story came to light on Friday. I'm going to make a post, but have some patience.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline Chief Rabbi of New York

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Re: PSA: Don't swipe recklessly for others
« Reply #2404 on: February 24, 2019, 05:12:13 PM »
Are you serious?
This story came to light on Friday. I'm going to make a post, but have some patience.

@EP123 asked how to bring awareness

@Dan thank you
Show Some Respect for Me, I am The Chief Rabbi of New York :)

Offline AJK

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Re: PSA: Don't swipe recklessly for others
« Reply #2405 on: February 24, 2019, 05:16:08 PM »
maybe some good is coming out of this
if some people are divorcing their spouse because of money.
maybe its better that it happened this way instead of being married to a gold digger
Perhaps just in this thread, but for your own sake, and ours, you should probably have someone you trust and admire review your posts before you commit to posting.

This comment is so out of touch its astonishing. Tsk Tsk.
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Offline Yesitwasme

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Re: PSA: Don't swipe recklessly for others
« Reply #2406 on: February 24, 2019, 05:25:57 PM »
Hello everyone,

I was scammed by the lighting company-cousins

 Basically same story as @PSA 

I don’t have a Clear way how to deal with this debt, going over every possible option with my  lawyers.
« Last Edit: February 24, 2019, 05:57:02 PM by jj1000 »

Offline aygart

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Re: PSA: Don't swipe recklessly for others
« Reply #2407 on: February 24, 2019, 05:30:23 PM »
True but everyone thinks it does not apply to them. A continuous series on the topic of ppl who got scammed or general tips on this subject would probably help more

Again, in no way is it Dan's fault, it is similar to why what'sapp started indicating forwarded messages as such and limiting the amount of ppl who you can forward to at once. It wasnt what'sapp fault that ppl in India where getting killed. But what'sapp still felt an achrayus to help combat the issue


How will that make them realize that it is addressed to them?
Feelings don't care about your facts

Offline joey89

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Re: PSA: Don't swipe recklessly for others
« Reply #2408 on: February 24, 2019, 05:34:44 PM »
CRONY I’m sure you regret your post..... ask mods to delete....

He already backtracked several posts later

Offline Dan

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Re: PSA: Don't swipe recklessly for others
« Reply #2409 on: February 24, 2019, 05:39:34 PM »
Hello everyone,

I was scammed by the lighting company-cousins

 Basically same story as @PSA 

I don’t have a Clear way how to deal with this debt, going over every possible option with my  lawyers.
How much money are you out? How long were you doing it for?
« Last Edit: February 24, 2019, 05:56:53 PM by jj1000 »
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline ExGingi

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Re: PSA: Don't swipe recklessly for others
« Reply #2410 on: February 24, 2019, 05:42:08 PM »
Hello everyone,

I was scammed by the lighting company-cousins

 Basically same story as @PSA 

I don’t have a Clear way how to deal with this debt, going over every possible option with my  lawyers.
Which banks? (AMEX is different than all others)
Business or personal accounts? (Different sets of issues)
One person’s credit on the line or couple? (Might affect overall strategy).

And

How much money are you out? How long were you doing it for?
« Last Edit: February 24, 2019, 05:56:45 PM by jj1000 »
I've been waiting over 5 years with bated breath for someone to say that!
-- Dan

Offline joey89

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Re: PSA: Don't swipe recklessly for others
« Reply #2411 on: February 24, 2019, 05:45:11 PM »
Hello everyone,

I was scammed by the lighting company-cousins 

 Basically same story as @PSA 

I don’t have a Clear way how to deal with this debt, going over every possible option with my  lawyers.

Do you know the magnitude of it? How much $ do they owe
« Last Edit: February 24, 2019, 05:56:29 PM by jj1000 »

Offline JACKBLUE

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Re: PSA: Don't swipe recklessly for others
« Reply #2412 on: February 24, 2019, 05:51:11 PM »
He already backtracked several posts later
I see. Deleted my post.

Offline chevron

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Re: PSA: Don't swipe recklessly for others
« Reply #2413 on: February 24, 2019, 05:52:32 PM »
The problem may be more the underlying attitudes that got them into the mess than the mess itself

I got myself into huge cc debt and someone who I'm forever grateful to help me pull out.

I'm not a spendrift, I just spent a long time on a very profitable contract that didn't pan out, I ignored my cards and was paying 600 a month in interest

Now I bust my butt every month to pay the interest free principal transfer.

I drive the cheapest car I could lease, my phone is old, I try not to drink anything but cheap good wine lol and my biggest expenses are travel related mostly funded by points from healthy churn.

And looking back, I don't think anyone should get married without a clear handle on finances..

I know when I iyh marry I will approach 1 friend who is a top CPA and a group of friends who are very successful investor's and have them invest my wedding funds as a trust for my kids education.

I've thought it out and recognized priorities


Offline aygart

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Re: PSA: Don't swipe recklessly for others
« Reply #2414 on: February 24, 2019, 05:57:01 PM »
I got myself into huge cc debt and someone who I'm forever grateful to help me pull out.

I'm not a spendrift, I just spent a long time on a very profitable contract that didn't pan out, I ignored my cards and was paying 600 a month in interest

Now I bust my butt every month to pay the interest free principal transfer.

I drive the cheapest car I could lease, my phone is old, I try not to drink anything but cheap good wine lol and my biggest expenses are travel related mostly funded by points from healthy churn.

And looking back, I don't think anyone should get married without a clear handle on finances..

I know when I iyh marry I will approach 1 friend who is a top CPA and a group of friends who are very successful investor's and have them invest my wedding funds as a trust for my kids education.

I've thought it out and recognized priorities


In that case you are an example of how people can change from these underlying attitudes.
Feelings don't care about your facts

Offline Dan

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Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline Yesitwasme

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Re: PSA: Don't swipe recklessly for others
« Reply #2416 on: February 24, 2019, 06:05:00 PM »
How much money are you out? How long were you doing it for?

I’m out several hundreds thousands of $$$

Offline Dan

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Re: PSA: Don't swipe recklessly for others
« Reply #2417 on: February 24, 2019, 06:05:51 PM »
I’m out several hundreds thousands of $$$
Ouch. What's your plan?
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline aygart

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Re: PSA: Don't swipe recklessly for others
« Reply #2418 on: February 24, 2019, 06:09:45 PM »
Any critiques before I post?
https://www.dansdeals.com/more/dans-commentary/dark-side-earning-credit-card-points-psa-dont-swipe-others/
IMHO it is a very good balance of warning people while remaining sensitive to those who are victims.
Feelings don't care about your facts

Offline shapsam

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Re: PSA: Don't swipe recklessly for others
« Reply #2419 on: February 24, 2019, 06:11:09 PM »
Any critiques before I post?
https://www.dansdeals.com/more/dans-commentary/dark-side-earning-credit-card-points-psa-dont-swipe-others/
I hope this is not too detailed to get the attention of the media/law enforcement (if they otherwise wouldn't have known).