Topic Wiki

https://www.dansdeals.com/more/dans-commentary/dark-side-earning-credit-card-points-psa-dont-swipe-others/

https://www.mixcloud.com/zev-brenner/talkline-with-zev-brenner-on-credit-card-scams-affecting-the-orthodox-jewish-community/

http://podcast.headlinesbook.com/e/31616-credit-card-miles-and-points-swiping-for-rewards-buying-and-selling-miles-is-it-assur-and-a-chillul-hashem-or-a-great-way-for-a-side-parnassah/



BEFORE SWIPING FOR SOMEONE READ THIS: (first hand story)

https://forums.dansdeals.com/index.php?topic=36812.msg2062371#msg2062371
https://www.dansdeals.com/more/dans-commentary/dark-side-earning-credit-card-points-psa-dont-swipe-others/#comment-1399884


Dan's warning to DDF:
I hope people realize that any buying group or anyone else that gets merchandise in advance of payment can go south at any time. That's even if you get a check at the time of delivery.
X-posting as I don't want anyone to say that I never put a warning here.

A story that ended up in court - https://iapps.courts.state.ny.us/nyscef/DocumentList?docketId=iRcRHuyZUdOIx69D00a5XQ==&display=all&courtType=Kings%20County%20Supreme%20Court&resultsPageNum=1


I am one of the biggest buyers for buying groups, I have done millions in transactions and have sent to every group there is over the past 3 years. Most buying groups are okay, some scan in slower than others, some pay slower than others - most will lose a few packages over the year. You can research and find which are better for you.

However there is a bigger problem now with Amazon itself.  Amazon in the past has been great with any problems always ready with a refund for lost packages even if it was thousands of dollars. Lately Amazon has clamped down and has tagged these buying groups addresses  in their systems as "freight forwarder" and now no longer will fix any problem you have whatsoever. Doesn't matter what the problem is, even if it shows the package was never delivered, amazon will not help you in any way. Their copy and paste response will always be "this item was sent to a freight forwarder and we're unable to replace or refund the item. We recommend contacting your freight forwarder for more details, as we don't have any more insight or information regarding this matter, For more information about sending items via freight forwarders, please visit our Help Pages: https://www.amazon.com/gp/help/customer/display.html?nodeId=201117950." As well the amazon drivers either must know this or have been increasingly bad at delivering packages because the numbers of packages missing has gone up astronomically. Previously you would have very few packages missing, now the past 3 months I have had 59 "lost" packages. I now have over $15,000 of loses and some guy in Delaware is probably living the life with all the stuff he stole from me. I will survive, I have made a lot more than $15,000 over the years however just a warning to others here that things are not as they used to be and it really is no longer worth doing buring groups with all the loses piling up

« Last edited by Yo ssi on July 24, 2023, 06:47:26 PM »

Author Topic: PSA: Don't swipe recklessly for others  (Read 1182322 times)

Offline Shotguns

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Re: PSA: Don't swipe recklessly for others
« Reply #2780 on: February 27, 2019, 01:09:43 PM »
See https://caselaw.findlaw.com/us-9th-circuit/1218481.html

If intent not to pay is proved, the credit card debt may not be discharged in bankruptcy.

Offline pointer

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Re: PSA: Don't swipe recklessly for others
« Reply #2781 on: February 27, 2019, 01:19:49 PM »
As a layman i was just wondering that although i understand you cannot dispute the transaction for unauthorized use ,as you gave them permission to swipe but why can't you dispute for goods or services not received. The same way that if you ordered a item online and it never came you can dispute for goods not received (afaik) why can't you dispute that you never received your money .You let them swipe in exchange for money that you never received so you never received what was promised and what the basis of the transaction was -why is that not grounds for dispute ?
there is no such thing as "swiping for money" you swiped for whatever goods he swiped, he has to repay you, simple

Offline zale

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Re: PSA: Don't swipe recklessly for others
« Reply #2782 on: February 27, 2019, 02:26:10 PM »
there is no such thing as "swiping for money" you swiped for whatever goods he swiped, he has to repay you, simple

Not that simple. What did you buy? Do you have an invoice showing what you bought? If it was for services, what services were performed? Do you have emails or texts showing that he would perform services in exchange for this money?

If the perpetrator has already lost his processing capabilities he can (and possibly will) claim this was an agreed upon interest-free loan with the benefit to the lender being free miles and points, which is a violation of the T&C.
« Last Edit: February 27, 2019, 02:29:11 PM by zale »

Offline chevron

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Re: PSA: Don't swipe recklessly for others
« Reply #2783 on: February 27, 2019, 05:19:06 PM »
Not that simple. What did you buy? Do you have an invoice showing what you bought? If it was for services, what services were performed? Do you have emails or texts showing that he would perform services in exchange for this money?

If the perpetrator has already lost his processing capabilities he can (and possibly will) claim this was an agreed upon interest-free loan with the benefit to the lender being free miles and points, which is a violation of the T&C.

Scary thought for those involved, but they can sue sighting financial irregularities in his handling the $$

Offline Chief Rabbi of New York

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Re: PSA: Don't swipe recklessly for others
« Reply #2784 on: February 27, 2019, 08:45:45 PM »
If anyone needs a rabbi to talk to
I am available
Show Some Respect for Me, I am The Chief Rabbi of New York :)

Offline mmgfarb

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Re: PSA: Don't swipe recklessly for others
« Reply #2785 on: February 27, 2019, 08:52:36 PM »
If anyone needs a rabbi to talk to
I am available
I just want to inform you that the rest of DDF is waiting for you to grow up and realize that your childish and immature posts are doing nothing but making a fool of yourself here. Whatever respect you had in members eyes before is likely gone at this point.
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Offline Chief Rabbi of New York

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Re: PSA: Don't swipe recklessly for others
« Reply #2786 on: February 27, 2019, 08:54:57 PM »
I just want to inform you that the rest of DDF is waiting for you to grow up and realize that your childish and immature posts are doing nothing but making a fool of yourself here. Whatever respect you had in members eyes before is likely gone at this point.

I have already talked to a few people about this
Spoke to a business also about this
Tried to warn people
Helped talk to people when they needed an ear to listen to them

Why are some people such judgmental
Show Some Respect for Me, I am The Chief Rabbi of New York :)

Offline LoLo

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Re: PSA: Don't swipe recklessly for others
« Reply #2787 on: February 27, 2019, 08:59:39 PM »
We don't know what you do in real life, but you're being a jerk in this thread.

Offline Yhgfkj

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Re: PSA: Don't swipe recklessly for others
« Reply #2788 on: February 27, 2019, 09:39:02 PM »
I have already talked to a few people about this
Spoke to a business also about this
Tried to warn people
Helped talk to people when they needed an ear to listen to them

Why are some people such judgmental
I'm All For The Rabbi

Offline Joel

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Re: PSA: Don't swipe recklessly for others
« Reply #2789 on: February 27, 2019, 10:36:31 PM »
I just want to inform you that the rest of DDF is waiting for you to grow up and realize that your childish and immature posts are doing nothing but making a fool of yourself here. Whatever respect you had in members eyes before is likely gone at this point.
+1

Offline Chief Rabbi of New York

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Re: PSA: Don't swipe recklessly for others
« Reply #2790 on: February 28, 2019, 04:47:54 PM »
been quiet here
Show Some Respect for Me, I am The Chief Rabbi of New York :)

Offline bznt

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Re: PSA: Don't swipe recklessly for others
« Reply #2791 on: February 28, 2019, 04:50:42 PM »
I guess there are no updates

Offline Don Will

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Re: PSA: Don't swipe recklessly for others
« Reply #2792 on: February 28, 2019, 04:59:19 PM »
been quiet here
Might have something to with idiotic trolls....

Offline Chief Rabbi of New York

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Re: PSA: Don't swipe recklessly for others
« Reply #2793 on: February 28, 2019, 06:49:54 PM »
Might have something to with idiotic trolls....


I see you are new
Welcome to the forums
Show Some Respect for Me, I am The Chief Rabbi of New York :)

Offline yosefchaim

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Re: PSA: Don't swipe recklessly for others
« Reply #2794 on: February 28, 2019, 07:23:36 PM »
I have already talked to a few people about this
Spoke to a business also about this
Tried to warn people
Helped talk to people when they needed an ear to listen to them

Why are some people such judgmental
Why would you talk if they need an ear to listen to them?

Offline Don Will

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Re: PSA: Don't swipe recklessly for others
« Reply #2795 on: February 28, 2019, 08:11:44 PM »
I see you are new
Welcome to the forums
I joined over 4 years ago. Read more, talk/post less. You might want to try that yourself instead of spewing garbage

Offline Chief Rabbi of New York

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Re: PSA: Don't swipe recklessly for others
« Reply #2796 on: February 28, 2019, 08:23:15 PM »
I joined over 4 years ago. Read more, talk/post less. You might want to try that yourself instead of spewing garbage

Refuah shaleima
I hope you feel better
Show Some Respect for Me, I am The Chief Rabbi of New York :)

Offline ChAiM'l

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Re: PSA: Don't swipe recklessly for others
« Reply #2797 on: February 28, 2019, 08:48:57 PM »
Refuah shaleima
I hope you feel better
He has a point, you know...

Offline Yehuda25

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Re: PSA: Don't swipe recklessly for others
« Reply #2798 on: February 28, 2019, 09:06:25 PM »
I joined over 4 years ago. Read more, talk/post less. You might want to try that yourself instead of spewing garbage
+1
“To avoid criticism say nothing, do nothing, be nothing.”


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Offline gubevo18

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Re: PSA: Don't swipe recklessly for others
« Reply #2799 on: February 28, 2019, 11:54:52 PM »
I think its time for a "dislike" button on these forums.
Maybe after a certain number of dislikes (downvotes) the member gets banned for 2 weeks.
Obviously I know that aint happening but crony has me wishing it will.