what would be the easiest way to secure borrowing a credit card lets say for a legit business to use my cards and to pay it when due on a monthly basis is there anyway to secure the money? (lets say a lean on property)
You would need something of theirs of equal or greater value
in your possession.
For example, if they wanted to swipe $15,000.00 and they give you a Rolex watch worth $20,000.00 to hold until they pay you back. You would need to first verify by a professional that the watch is indeed worth $20,000.00.
A lean on property would mean that there is no mortgage or other leans on said property and that the title has been transferred to your name until the money is returned.
If the item is not
in your possession you may have to go to court and spend a lot of money to seize that item, and the process can take many months or years.
This is not a transaction like selling chometz. Everything needs to be meticulously detailed and written up by a lawyer. A contract that says "I can seize anything I like if I'm not paid back" can be worthless.