Topic Wiki

https://www.dansdeals.com/more/dans-commentary/dark-side-earning-credit-card-points-psa-dont-swipe-others/

https://www.mixcloud.com/zev-brenner/talkline-with-zev-brenner-on-credit-card-scams-affecting-the-orthodox-jewish-community/

http://podcast.headlinesbook.com/e/31616-credit-card-miles-and-points-swiping-for-rewards-buying-and-selling-miles-is-it-assur-and-a-chillul-hashem-or-a-great-way-for-a-side-parnassah/



BEFORE SWIPING FOR SOMEONE READ THIS: (first hand story)

https://forums.dansdeals.com/index.php?topic=36812.msg2062371#msg2062371
https://www.dansdeals.com/more/dans-commentary/dark-side-earning-credit-card-points-psa-dont-swipe-others/#comment-1399884


Dan's warning to DDF:
I hope people realize that any buying group or anyone else that gets merchandise in advance of payment can go south at any time. That's even if you get a check at the time of delivery.
X-posting as I don't want anyone to say that I never put a warning here.

A story that ended up in court - https://iapps.courts.state.ny.us/nyscef/DocumentList?docketId=iRcRHuyZUdOIx69D00a5XQ==&display=all&courtType=Kings%20County%20Supreme%20Court&resultsPageNum=1


I am one of the biggest buyers for buying groups, I have done millions in transactions and have sent to every group there is over the past 3 years. Most buying groups are okay, some scan in slower than others, some pay slower than others - most will lose a few packages over the year. You can research and find which are better for you.

However there is a bigger problem now with Amazon itself.  Amazon in the past has been great with any problems always ready with a refund for lost packages even if it was thousands of dollars. Lately Amazon has clamped down and has tagged these buying groups addresses  in their systems as "freight forwarder" and now no longer will fix any problem you have whatsoever. Doesn't matter what the problem is, even if it shows the package was never delivered, amazon will not help you in any way. Their copy and paste response will always be "this item was sent to a freight forwarder and we're unable to replace or refund the item. We recommend contacting your freight forwarder for more details, as we don't have any more insight or information regarding this matter, For more information about sending items via freight forwarders, please visit our Help Pages: https://www.amazon.com/gp/help/customer/display.html?nodeId=201117950." As well the amazon drivers either must know this or have been increasingly bad at delivering packages because the numbers of packages missing has gone up astronomically. Previously you would have very few packages missing, now the past 3 months I have had 59 "lost" packages. I now have over $15,000 of loses and some guy in Delaware is probably living the life with all the stuff he stole from me. I will survive, I have made a lot more than $15,000 over the years however just a warning to others here that things are not as they used to be and it really is no longer worth doing buring groups with all the loses piling up

« Last edited by Yo ssi on July 24, 2023, 06:47:26 PM »

Author Topic: PSA: Don't swipe recklessly for others  (Read 1183631 times)

Offline CountValentine

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Re: PSA: Don't swipe recklessly for others
« Reply #3600 on: September 16, 2019, 09:37:16 PM »

What is that saying about great minds?  :)
Only on DDF does 24/6 mean 24/5/half/half

Offline gingyguy

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Re: PSA: Don't swipe recklessly for others
« Reply #3601 on: September 16, 2019, 10:26:24 PM »
What is that saying about great minds?  :)
I'm assuming you mean one of these when you say great minds_
CM was an idiot.  ::)
Lets take that idiot CM
May you slide down the banister of happiness & get many splinters of success up your career.

Offline myi

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Re: PSA: Don't swipe recklessly for others
« Reply #3602 on: September 16, 2019, 11:05:25 PM »
What is that saying about great minds?  :)
If I had to guess he's your identical brother!
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Offline CountValentine

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Re: PSA: Don't swipe recklessly for others
« Reply #3603 on: September 16, 2019, 11:34:07 PM »
If I had to guess he's your identical brother!
Have three brothers but no identical.
Only on DDF does 24/6 mean 24/5/half/half

Offline myi

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Re: PSA: Don't swipe recklessly for others
« Reply #3604 on: September 17, 2019, 01:33:19 AM »
Have three brothers but no identical.
Quadruplets? Wow that's intense.
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Offline sillypainter

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Re: PSA: Don't swipe recklessly for others
« Reply #3605 on: September 17, 2019, 08:56:36 AM »
Have three brothers but no identical.

Do they also do name changes every year?

Offline rileywiles23

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Re: PSA: Don't swipe recklessly for others
« Reply #3606 on: October 11, 2019, 04:19:24 PM »
Life is as good as you make it...

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Re: PSA: Don't swipe recklessly for others
« Reply #3607 on: October 11, 2019, 04:19:30 PM »
Life is as good as you make it...

Offline KSMH

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Re: PSA: Don't swipe recklessly for others
« Reply #3608 on: October 11, 2019, 04:46:18 PM »
https://www.nbcnewyork.com/news/local/State-Judge-Sylvia-Ash-Arrest-Obstruction-Justice-562826821.html

Apparently this the judge who presided over the lawsuit
Is that a negative or a positive development for the people scammed?
Always praying for delayed baggage.

Offline der magnet

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Re: PSA: Don't swipe recklessly for others
« Reply #3609 on: October 23, 2019, 02:59:47 PM »
Is that a negative or a positive development for the people scammed?
I guess it means they can re open the case, no?

Offline El Capitan

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Re: PSA: Don't swipe recklessly for others
« Reply #3610 on: October 23, 2019, 08:35:06 PM »
Is that a negative or a positive development for the people scammed?
Positive I'd assume. They can ask to reopen the case...
Still looking for a good MS method :)

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Re: PSA: Don't swipe recklessly for others
« Reply #3611 on: October 24, 2019, 04:12:01 PM »

I let someone who I thought I knew open a credit card for me and my wife, and spend money on it. Now, the cards have been closed by Citi, and there is a balance of 3k on one and 12k on the other. I actually just found out the cards were closed, it happened in July, and I assume my credit is now trashed as well for not making payments.
The person who was supposed to be paying the bills has disappeared.
I know I'm an idiot for doing this, but like I said, I thought I knew this person well from Yeshiva.
Can anyone help me with any advice?
Thank you so much!

Offline AJK

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Re: PSA: Don't swipe recklessly for others
« Reply #3612 on: October 24, 2019, 04:26:14 PM »
The person who was supposed to be paying the bills has disappeared.

Find him and:

Sue him; threaten to report him to the local authorities; and/or bring him to BD.
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Re: PSA: Don't swipe recklessly for others
« Reply #3613 on: October 24, 2019, 04:29:59 PM »
I understand all that.
My main concern now is restoring my credit.
Can anyone advise me on how to do this? If I call Citi and say something like, i didnt realize these bills were not paid, can you please reverse the missed payments with the credit agencies and i will begin paying off the balance now, will that work?

Offline Dan

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Re: PSA: Don't swipe recklessly for others
« Reply #3614 on: October 24, 2019, 04:31:49 PM »
I understand all that.
My main concern now is restoring my credit.
Can anyone advise me on how to do this? If I call Citi and say something like, i didnt realize these bills were not paid, can you please reverse the missed payments with the credit agencies and i will begin paying off the balance now, will that work?
Unlikely unless you claim fraud. But if you gave permission then I'm not sure there's any fraud.

Sad case, sorry to hear about it. Bottom line is trust nobody when it comes to your credit. Nobody.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

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Re: PSA: Don't swipe recklessly for others
« Reply #3615 on: October 24, 2019, 04:39:14 PM »
Sad case, sorry to hear about it. Bottom line is trust nobody when it comes to your credit. Nobody.
Not even your spouse?  :)
Only on DDF does 24/6 mean 24/5/half/half

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Re: PSA: Don't swipe recklessly for others
« Reply #3616 on: October 24, 2019, 04:40:04 PM »
I understand all that.
My main concern now is restoring my credit.
Can anyone advise me on how to do this? If I call Citi and say something like, i didnt realize these bills were not paid, can you please reverse the missed payments with the credit agencies and i will begin paying off the balance now, will that work?

So I guess you're not concerned about the $15K? Well, that's good, I suppose.

You need to not ASSUME about your credit; you need to confirm.  Get a copy of your credit report and score (try creditkarma.com for the quick and dirty) and see if they've reported the late payments.

If they have, calling Citi is not going to do anything, and claiming fraud won't work.  Likely, your best hope is to pay it off and then write a goodwill letter, but I'd run it by the folks at creditboards.com.
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Re: PSA: Don't swipe recklessly for others
« Reply #3617 on: October 24, 2019, 04:43:26 PM »
So I guess you're not concerned about the $15K? Well, that's good, I suppose.

You need to not ASSUME about your credit; you need to confirm.  Get a copy of your credit report and score (try creditkarma.com for the quick and dirty) and see if they've reported the late payments.

If they have, calling Citi is not going to do anything, and claiming fraud won't work.  Likely, your best hope is to pay it off and then write a goodwill letter, but I'd run it by the folks at creditboards.com.
I would not write off Citi so quickly. See how late the payments are and more importantly if you have been turned over to collections.
Only on DDF does 24/6 mean 24/5/half/half

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Re: PSA: Don't swipe recklessly for others
« Reply #3618 on: October 24, 2019, 04:47:55 PM »
Thanks for all the replies.
After speaking to Citi customer service, the charges were both made on June 11. (one charge for 3k on my card, one for 12k on my wifes.) Both for something called Bluejay. The cards were closed by Citi on July 1st. So now its end of October... They have not turned anything over to collections yet.

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Re: PSA: Don't swipe recklessly for others
« Reply #3619 on: October 24, 2019, 04:50:24 PM »
So I guess you're not concerned about the $15K? Well, that's good, I suppose.

You need to not ASSUME about your credit; you need to confirm.  Get a copy of your credit report and score (try creditkarma.com for the quick and dirty) and see if they've reported the late payments.

If they have, calling Citi is not going to do anything, and claiming fraud won't work.  Likely, your best hope is to pay it off and then write a goodwill letter, but I'd run it by the folks at creditboards.com.
creditkarma says my credit is 792