Topic Wiki

https://www.dansdeals.com/more/dans-commentary/dark-side-earning-credit-card-points-psa-dont-swipe-others/

https://www.mixcloud.com/zev-brenner/talkline-with-zev-brenner-on-credit-card-scams-affecting-the-orthodox-jewish-community/

http://podcast.headlinesbook.com/e/31616-credit-card-miles-and-points-swiping-for-rewards-buying-and-selling-miles-is-it-assur-and-a-chillul-hashem-or-a-great-way-for-a-side-parnassah/



BEFORE SWIPING FOR SOMEONE READ THIS: (first hand story)

https://forums.dansdeals.com/index.php?topic=36812.msg2062371#msg2062371
https://www.dansdeals.com/more/dans-commentary/dark-side-earning-credit-card-points-psa-dont-swipe-others/#comment-1399884


Dan's warning to DDF:
I hope people realize that any buying group or anyone else that gets merchandise in advance of payment can go south at any time. That's even if you get a check at the time of delivery.
X-posting as I don't want anyone to say that I never put a warning here.

A story that ended up in court - https://iapps.courts.state.ny.us/nyscef/DocumentList?docketId=iRcRHuyZUdOIx69D00a5XQ==&display=all&courtType=Kings%20County%20Supreme%20Court&resultsPageNum=1


I am one of the biggest buyers for buying groups, I have done millions in transactions and have sent to every group there is over the past 3 years. Most buying groups are okay, some scan in slower than others, some pay slower than others - most will lose a few packages over the year. You can research and find which are better for you.

However there is a bigger problem now with Amazon itself.  Amazon in the past has been great with any problems always ready with a refund for lost packages even if it was thousands of dollars. Lately Amazon has clamped down and has tagged these buying groups addresses  in their systems as "freight forwarder" and now no longer will fix any problem you have whatsoever. Doesn't matter what the problem is, even if it shows the package was never delivered, amazon will not help you in any way. Their copy and paste response will always be "this item was sent to a freight forwarder and we're unable to replace or refund the item. We recommend contacting your freight forwarder for more details, as we don't have any more insight or information regarding this matter, For more information about sending items via freight forwarders, please visit our Help Pages: https://www.amazon.com/gp/help/customer/display.html?nodeId=201117950." As well the amazon drivers either must know this or have been increasingly bad at delivering packages because the numbers of packages missing has gone up astronomically. Previously you would have very few packages missing, now the past 3 months I have had 59 "lost" packages. I now have over $15,000 of loses and some guy in Delaware is probably living the life with all the stuff he stole from me. I will survive, I have made a lot more than $15,000 over the years however just a warning to others here that things are not as they used to be and it really is no longer worth doing buring groups with all the loses piling up

« Last edited by Yo ssi on July 24, 2023, 06:47:26 PM »

Author Topic: PSA: Don't swipe recklessly for others  (Read 1182385 times)

Offline Euclid

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PSA: Don't swipe recklessly for others
« Reply #4540 on: January 10, 2022, 01:41:02 PM »
Gosh, I'm feeling really good about quitting the BGs when I did
I'm just happy these discussions are happening so anyone thinking about going into this will have their eyes wide open.


I still haven't found a better MS strategy. The con of living in the tri state area ;) cc Dan

Offline WonderingYid

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Re: PSA: Don't swipe recklessly for others
« Reply #4541 on: January 10, 2022, 01:55:04 PM »
Did you open a ticket? What did they say?
Had to open a ticket and nudge then on WhatsApp multiple times. They then got back to me over a week later with a Google Form that made me so dizzy I almost passed out. It was like a $40 purchase so I just forgot about it and that was the end of me with these BGs. Very shady business.

Offline Mo2

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Re: PSA: Don't swipe recklessly for others
« Reply #4542 on: January 10, 2022, 06:55:02 PM »
Had to open a ticket and nudge then on WhatsApp multiple times. They then got back to me over a week later with a Google Form that made me so dizzy I almost passed out. It was like a $40 purchase so I just forgot about it and that was the end of me with these BGs. Very shady business.
i understand the frustration.  Really. 
But you gotta be real.
When someone claims a package is lost why should the group take 100% of the loss without you taking the time to simply show when you bought it, for how much and proof of delivery or even that you reachedout to the store to see of they'll refund before the group takes the loss?
Common sense is not a gift, it is a punishment.
Because you have to deal with everyone who doesn't have it.

Offline WonderingYid

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Re: PSA: Don't swipe recklessly for others
« Reply #4543 on: January 11, 2022, 07:23:48 PM »
i understand the frustration.  Really. 
But you gotta be real.
When someone claims a package is lost why should the group take 100% of the loss without you taking the time to simply show when you bought it, for how much and proof of delivery or even that you reachedout to the store to see of they'll refund before the group takes the loss?
100%. But that Google Form was getting me dizzy...

So that was the end of BGs for me.

Its a very shady business.

Offline Yo ssi

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Re: PSA: Don't swipe recklessly for others
« Reply #4544 on: January 11, 2022, 08:14:14 PM »
100%. But that Google Form was getting me dizzy...

So that was the end of BGs for me.

Its a very shady business.
Perhaps you need some shade to get rid of that dizzyness :P
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Offline Mo2

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Re: PSA: Don't swipe recklessly for others
« Reply #4545 on: January 11, 2022, 08:51:29 PM »
100%. But that Google Form was getting me dizzy...

So that was the end of BGs for me.

Its a very shady business.
Risky - sure.
Shady - not so sure.

But definitely possible some are shady.

Even the worst groups like USA I'm not sure if it's shady or just wholly incompetence.
One thing is for sure. many/most don't give a darn about you
Common sense is not a gift, it is a punishment.
Because you have to deal with everyone who doesn't have it.

Offline Definitions

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Re: PSA: Don't swipe recklessly for others
« Reply #4546 on: January 11, 2022, 10:16:40 PM »
Id love to see their warehouse receiving process and the software they use for it. Anybody familiar with it?

For any buying group
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Re: PSA: Don't swipe recklessly for others
« Reply #4547 on: January 11, 2022, 10:21:19 PM »
Id love to see their warehouse receiving process and the software they use for it. Anybody familiar with it?

For any buying group

Would be interested to hear as well, but perhaps those who know often don’t tell.

There was discussion upthread about some software many BGs use that takes a cut of the profits…
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Offline Definitions

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Re: PSA: Don't swipe recklessly for others
« Reply #4548 on: January 11, 2022, 10:24:53 PM »
Would be interested to hear as well, but perhaps those who know often don’t tell.

There was discussion upthread about some software many BGs use that takes a cut of the profits…
That's what I was thinking of I'm sure it's a full package for a WMS as well not just a website. Some people seemed to be pretty knowledgeable about it
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Re: PSA: Don't swipe recklessly for others
« Reply #4549 on: January 11, 2022, 10:29:24 PM »
That's what I was thinking of I'm sure it's a full package for a WMS as well not just a website. Some people seemed to be pretty knowledgeable about it

WMS is just one side of it, if it’s end-to-end it probably handles a lot more (like associating shipments with buyers, financials (purchase price, costs if any, sale price) on a per unit level. Aggregate financials per SKU, etc. etc.
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Re: PSA: Don't swipe recklessly for others
« Reply #4550 on: January 11, 2022, 11:09:15 PM »
Risky - sure.
Shady - not so sure.

But definitely possible some are shady.

Even the worst groups like USA I'm not sure if it's shady or just wholly incompetence.
One thing is for sure. many/most don't give a darn about you
Utilizing a process and operating in a matter which is negligent with clients property and money. Not so ok. This is not making a customer wait two hours in a waiting room or a rude rep. This is  a business transaction , and there are gaping holes in the process which are unknown to the client.

Offline Mo2

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Re: PSA: Don't swipe recklessly for others
« Reply #4551 on: January 12, 2022, 11:48:28 AM »
Has anyone had their bank account closed or frozen after depositing a check from a BG?
Common sense is not a gift, it is a punishment.
Because you have to deal with everyone who doesn't have it.

Offline free123cc

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Re: PSA: Don't swipe recklessly for others
« Reply #4552 on: January 12, 2022, 12:49:13 PM »
Has anyone had their bank account closed or frozen after depositing a check from a BG?

specifically opened up a second bank (fulton on kennedy ave in lakewood) for that purpose... about a year ago they had a very easy 200$ bonus, not sure if its stil available.

they are kind of annoying with depositing paper checks, i once deposited 3 in a row and my account got locked cause the system thought it was fake checks, had to go down and explain to them and they unlocked it for me. now i just deposit like one a day and wait till it clears and deposit the next one

Offline Mo2

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Re: PSA: Don't swipe recklessly for others
« Reply #4553 on: January 12, 2022, 03:19:50 PM »
specifically opened up a second bank (fulton on kennedy ave in lakewood) for that purpose... about a year ago they had a very easy 200$ bonus, not sure if its stil available.

they are kind of annoying with depositing paper checks, i once deposited 3 in a row and my account got locked cause the system thought it was fake checks, had to go down and explain to them and they unlocked it for me. now i just deposit like one a day and wait till it clears and deposit the next one
I never deposit into my primary account. I opened a separate account specifically for this with Ally. they just shut me down so I opened a SoFi account and they too just froze account due to "activity on your account that may be in violation"
I heard that some banks are closing personal accounts if there is too much business like activity.
Common sense is not a gift, it is a punishment.
Because you have to deal with everyone who doesn't have it.

Offline WonderingYid

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Re: PSA: Don't swipe recklessly for others
« Reply #4554 on: January 12, 2022, 04:54:54 PM »
Has anyone had their bank account closed or frozen after depositing a check from a BG?
Yes, not me personally.
Chase has shut down all people CCs also.

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Re: PSA: Don't swipe recklessly for others
« Reply #4555 on: January 13, 2022, 10:04:57 AM »
anyone have contact/wats app info for closeoutnj and pointsmaker?

Offline Mo2

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Re: PSA: Don't swipe recklessly for others
« Reply #4556 on: January 13, 2022, 03:09:42 PM »
anyone have contact/wats app info for closeoutnj and pointsmaker?
Are you on any of their whatapp groups? Just PM the admins of their groups
Common sense is not a gift, it is a punishment.
Because you have to deal with everyone who doesn't have it.

Offline Essen est zich

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Re: PSA: Don't swipe recklessly for others
« Reply #4557 on: January 13, 2022, 03:14:23 PM »
PAYMENTS UPDATE

We have currently sent out all payment requests made, through 1/11 2pm.

Thank you for using Pointsmaker!
Shloffen Shloft Zich

Offline ah giten

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Re: PSA: Don't swipe recklessly for others
« Reply #4558 on: January 13, 2022, 03:19:20 PM »
Has anyone had their bank account closed or frozen after depositing a check from a BG?
I got shut down by Amex. Reason unknown. I suspect for depositing checks from BG.

Offline Iz

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Re: PSA: Don't swipe recklessly for others
« Reply #4559 on: January 13, 2022, 03:24:29 PM »
I got shut down by Amex. Reason unknown. I suspect for depositing checks from BG.
Do you mean making payments with those checks?