Topic Wiki

https://www.dansdeals.com/more/dans-commentary/dark-side-earning-credit-card-points-psa-dont-swipe-others/

https://www.mixcloud.com/zev-brenner/talkline-with-zev-brenner-on-credit-card-scams-affecting-the-orthodox-jewish-community/

http://podcast.headlinesbook.com/e/31616-credit-card-miles-and-points-swiping-for-rewards-buying-and-selling-miles-is-it-assur-and-a-chillul-hashem-or-a-great-way-for-a-side-parnassah/



BEFORE SWIPING FOR SOMEONE READ THIS: (first hand story)

https://forums.dansdeals.com/index.php?topic=36812.msg2062371#msg2062371
https://www.dansdeals.com/more/dans-commentary/dark-side-earning-credit-card-points-psa-dont-swipe-others/#comment-1399884


Dan's warning to DDF:
I hope people realize that any buying group or anyone else that gets merchandise in advance of payment can go south at any time. That's even if you get a check at the time of delivery.
X-posting as I don't want anyone to say that I never put a warning here.

A story that ended up in court - https://iapps.courts.state.ny.us/nyscef/DocumentList?docketId=iRcRHuyZUdOIx69D00a5XQ==&display=all&courtType=Kings%20County%20Supreme%20Court&resultsPageNum=1


I am one of the biggest buyers for buying groups, I have done millions in transactions and have sent to every group there is over the past 3 years. Most buying groups are okay, some scan in slower than others, some pay slower than others - most will lose a few packages over the year. You can research and find which are better for you.

However there is a bigger problem now with Amazon itself.  Amazon in the past has been great with any problems always ready with a refund for lost packages even if it was thousands of dollars. Lately Amazon has clamped down and has tagged these buying groups addresses  in their systems as "freight forwarder" and now no longer will fix any problem you have whatsoever. Doesn't matter what the problem is, even if it shows the package was never delivered, amazon will not help you in any way. Their copy and paste response will always be "this item was sent to a freight forwarder and we're unable to replace or refund the item. We recommend contacting your freight forwarder for more details, as we don't have any more insight or information regarding this matter, For more information about sending items via freight forwarders, please visit our Help Pages: https://www.amazon.com/gp/help/customer/display.html?nodeId=201117950." As well the amazon drivers either must know this or have been increasingly bad at delivering packages because the numbers of packages missing has gone up astronomically. Previously you would have very few packages missing, now the past 3 months I have had 59 "lost" packages. I now have over $15,000 of loses and some guy in Delaware is probably living the life with all the stuff he stole from me. I will survive, I have made a lot more than $15,000 over the years however just a warning to others here that things are not as they used to be and it really is no longer worth doing buring groups with all the loses piling up

« Last edited by Yo ssi on July 24, 2023, 06:47:26 PM »

Author Topic: PSA: Don't swipe recklessly for others  (Read 1182285 times)

Offline SpeedyRamsey

  • Dansdeals Gold Elite
  • ***
  • Join Date: Dec 2018
  • Posts: 163
  • Total likes: 31
  • DansDeals.com Hat Tips 3
    • View Profile
  • Location: US
Re: Buying Groups Pro & Cons
« Reply #4580 on: January 24, 2022, 02:01:31 PM »
Discussed with a Rav. he will review before posting.

Offline SpeedyRamsey

  • Dansdeals Gold Elite
  • ***
  • Join Date: Dec 2018
  • Posts: 163
  • Total likes: 31
  • DansDeals.com Hat Tips 3
    • View Profile
  • Location: US
Re: Buying Groups Pro & Cons
« Reply #4581 on: January 24, 2022, 02:03:22 PM »
Assuming said rewards site is not DDMS, it seems a bit strange to use DDF to gather information for an article on a competing site, doesn't it?

ETA:
You believe, or you asked a rav? I don't have any reason to defend the BGs but if an article would impact people's businesses I think a rav ought to be consulted before publishing...
a site reached out if I'll do it.

I prefer to obviously work with Dans on such an article. but assuming that Dans wouldn't want such an article, as it will also have pros of buying groups & Dans believes it is better not to do it at all.


Offline nirc

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Nov 2014
  • Posts: 937
  • Total likes: 27
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: USA
Re: Buying Groups Pro & Cons
« Reply #4582 on: January 24, 2022, 04:05:01 PM »
a site reached out if I'll do it.

I prefer to obviously work with Dans on such an article. but assuming that Dans wouldn't want such an article, as it will also have pros of buying groups & Dans believes it is better not to do it at all.

Not so sure about that, as he indirectly "endorses" and accepts advertising dollars from buying groups like PFS to post on his main site (link below).

I call the 2nd sentence an endorsement though others will disagree with me ---- "Note: PFS Buyers Club takes full and sole responsibility for the reimbursement of these coins. That includes thousands of happy participants from numerous past deals posted on DansDeals!"

https://www.dansdeals.com/advertisement/earn-100-profit-purchase-set-3-coins-179-95-mint-get-280-back/

Offline Yo ssi

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Aug 2019
  • Posts: 6657
  • Total likes: 2588
  • DansDeals.com Hat Tips 60
  • Gender: Male
    • View Profile
Re: PSA: Don't swipe recklessly for others
« Reply #4583 on: January 24, 2022, 04:06:51 PM »
IMHO coins is a different discussion.
_    ,
' )  /
 /  / __   _   _   o
(__/_(_)  /_)_/_)_<_
 //
(/

Offline nirc

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Nov 2014
  • Posts: 937
  • Total likes: 27
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: USA
Re: PSA: Don't swipe recklessly for others
« Reply #4584 on: January 24, 2022, 04:20:02 PM »
IMHO coins is a different discussion.

why do u think coin BG are any different then electronics BG?

Offline AsherO

  • Global Moderator
  • Dansdeals Lifetime 30K Presidential Platinum Elite
  • **********
  • Join Date: May 2008
  • Posts: 30533
  • Total likes: 7829
  • DansDeals.com Hat Tips 79
    • View Profile
  • Location: NYC
Re: PSA: Don't swipe recklessly for others
« Reply #4585 on: January 24, 2022, 04:29:23 PM »
why do u think coin BG are any different then electronics BG?

Coins are a indeed a buying group deal, but they’re low-volume, high-margin, and (at least potentially) one-off. So while some distinctions can be made, I’d say you’re correct that they’re practically the same.

I’m not sure Dan is officially against BGs for everyone always, not his style afaict.
100% of Likes will be donated to support our brothers and sisters in Eretz Yisrael

Offline Yo ssi

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Aug 2019
  • Posts: 6657
  • Total likes: 2588
  • DansDeals.com Hat Tips 60
  • Gender: Male
    • View Profile
Re: PSA: Don't swipe recklessly for others
« Reply #4586 on: January 24, 2022, 04:43:32 PM »
why do u think coin BG are any different then electronics BG?
I would say the main thing is that it gets delivered to your house..
And on the same note as I believe mentioned up thread anything getting delivered to you is way less risky. Obviously you potentially can still not got paid but I wouldn't bring it into the discussion
_    ,
' )  /
 /  / __   _   _   o
(__/_(_)  /_)_/_)_<_
 //
(/

Offline 1avigrun

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Feb 2021
  • Posts: 843
  • Total likes: 105
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: Monsey
Re: PSA: Don't swipe recklessly for others
« Reply #4587 on: January 24, 2022, 06:05:23 PM »
Coins are returnable? If yes even less risk

Offline gozalim

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Oct 2008
  • Posts: 4255
  • Total likes: 812
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
Re: PSA: Don't swipe recklessly for others
« Reply #4588 on: January 25, 2022, 04:29:23 AM »
Coins are different
perhaps more important, PFS took concrete steps to assure Dan of them standing behind their assurances. I don't think any of the electronics groups are up to a similar move...

Offline chevron

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Dec 2013
  • Posts: 2552
  • Total likes: 543
  • DansDeals.com Hat Tips 2
    • View Profile
Re: PSA: Don't swipe recklessly for others
« Reply #4589 on: January 25, 2022, 02:26:23 PM »
Coins are returnable? If yes even less risk

Coins are returnable and there's usually a broad market for them .

Unlike a regular bg it's much less to track, item comes to your house, you send to bg..


Offline Mo2

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: May 2013
  • Posts: 638
  • Total likes: 77
  • DansDeals.com Hat Tips 4
  • Gender: Male
    • View Profile
  • Location: USA
Re: PSA: Don't swipe recklessly for others
« Reply #4590 on: January 26, 2022, 09:41:45 AM »
why do u think coin BG are any different then electronics BG?
One question is if @Dan endorses Buying Groups as a safe way to MS which if you followed this thread and another earlier deleted one you'll see he clearly thinks ppl need to know the risks and think of it as if you're handing someone cold hard cash and even if you have the check in hand it's not guaranteed till it actually clears.

Edit: See this from DDMS "If you wouldn’t hand over a briefcase full of cash to someone, then don’t hand over your credit card or goods that you paid for, that you can’t afford to lose."
https://www.dansdeals.com/more/dans-commentary/dark-side-earning-credit-card-points-psa-dont-swipe-others/

And this:
The only time it was risk free was when PFS put up collateral to match the cost of the original coin deals that they did with us.

I hope people realize that any buying group or anyone else that gets merchandise in advance of payment can go south at any time. That's even if you get a check at the time of delivery.

Another aspect is that BG's directly negatively impacts DansDeals as well as regular everyday consumers as items @jj1000  posts or would want to post are bought out by BG's and OOS
« Last Edit: January 26, 2022, 09:56:06 AM by Mo2 »
Common sense is not a gift, it is a punishment.
Because you have to deal with everyone who doesn't have it.

Offline Euclid

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Jun 2010
  • Posts: 4911
  • Total likes: 6141
  • DansDeals.com Hat Tips 5
    • View Profile
Re: PSA: Don't swipe recklessly for others
« Reply #4591 on: January 26, 2022, 09:59:26 AM »
And this:
Another aspect is that BG's directly negatively impacts DansDeals as well as regular everyday consumers as items @jj1000  posts or would want to post are bought out by BG's and OOS
They make money on cc referrals - which BGs help facilitate

Offline Mo2

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: May 2013
  • Posts: 638
  • Total likes: 77
  • DansDeals.com Hat Tips 4
  • Gender: Male
    • View Profile
  • Location: USA
Re: PSA: Don't swipe recklessly for others
« Reply #4592 on: January 26, 2022, 10:16:31 AM »
They make money on cc referrals - which BGs help facilitate
LOL. I didn't find any BG T&C that states one must get their CC via DD referral
Common sense is not a gift, it is a punishment.
Because you have to deal with everyone who doesn't have it.

Offline Euclid

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Jun 2010
  • Posts: 4911
  • Total likes: 6141
  • DansDeals.com Hat Tips 5
    • View Profile
PSA: Don't swipe recklessly for others
« Reply #4593 on: January 26, 2022, 10:23:10 AM »
LOL. I didn't find any BG T&C that states one must get their CC via DD referral
Blasphemy - is there anywhere else someone can sign up for a credit card??!? ;)

Was just saying a counterpoint; if DDMS would push a referral with a large spend threshold and say "you can easily hit this using a BG", their referrals would definitely spike and (likely) would counterbalance any negative effect of missing Amazon affiliate clicks.
« Last Edit: January 26, 2022, 10:26:22 AM by Euclid »

Offline nirc

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Nov 2014
  • Posts: 937
  • Total likes: 27
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: USA
Re: PSA: Don't swipe recklessly for others
« Reply #4594 on: January 27, 2022, 06:18:53 PM »
anyone else unable to buy direct from canon for PM deals, even when shipping to your home?

in the past i had no issues, but now they're blocking me just like BB & Dell. i tried different cards and email addresses with no luck. even tried different billing address but that prevented order from being processed.

Offline sddd

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Dec 2013
  • Posts: 927
  • Total likes: 138
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: nyc
Re: PSA: Don't swipe recklessly for others
« Reply #4595 on: February 02, 2022, 01:18:36 PM »
anyone else unable to buy direct from canon for PM deals, even when shipping to your home?

in the past i had no issues, but now they're blocking me just like BB & Dell. i tried different cards and email addresses with no luck. even tried different billing address but that prevented order from being processed.

same here

Offline sddd

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Dec 2013
  • Posts: 927
  • Total likes: 138
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: nyc
Re: PSA: Don't swipe recklessly for others
« Reply #4596 on: February 02, 2022, 01:20:07 PM »
Thinking about getting that new spark card. Any Data points on how capital one treats depositiing checks made to them directly from BG's? Not interested in having 50k came into my bank account

Offline nirc

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Nov 2014
  • Posts: 937
  • Total likes: 27
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: USA
Re: PSA: Don't swipe recklessly for others
« Reply #4597 on: February 02, 2022, 01:29:33 PM »
Thinking about getting that new spark card. Any Data points on how capital one treats depositiing checks made to them directly from BG's? Not interested in having 50k came into my bank account

I will treat them very nicely. PM for my exact address :)

Offline free123cc

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Jul 2019
  • Posts: 254
  • Total likes: 61
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: baruch hashem not lakewood!!!
Re: PSA: Don't swipe recklessly for others
« Reply #4598 on: February 04, 2022, 01:37:18 AM »
I ordered 2 items for a group and it was delivered 1/25 and 1/26. It took them a week to scan them in, (standard in this situation) but now that they scanned them in today 2/3, they added a 1$ commission. The wats app message with the additional commission being added wasn’t sent out till 1/31….

Am I supposed to/have to tell them? It’s only 2$ but it’s yiddishe gelt……(theirs not mine)

Offline 1avigrun

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Feb 2021
  • Posts: 843
  • Total likes: 105
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: Monsey
Re: PSA: Don't swipe recklessly for others
« Reply #4599 on: February 04, 2022, 01:38:21 AM »
I ordered 2 items for a group and it was delivered 1/25 and 1/26. It took them a week to scan them in, (standard in this situation) but now that they scanned them in today 2/3, they added a 1$ commission. The wats app message with the additional commission being added wasn’t sent out till 1/31….

Am I supposed to/have to tell them? It’s only 2$ but it’s yiddishe gelt……(theirs not mine)
Probably let you keep it