Topic Wiki

https://www.dansdeals.com/more/dans-commentary/dark-side-earning-credit-card-points-psa-dont-swipe-others/

https://www.mixcloud.com/zev-brenner/talkline-with-zev-brenner-on-credit-card-scams-affecting-the-orthodox-jewish-community/

http://podcast.headlinesbook.com/e/31616-credit-card-miles-and-points-swiping-for-rewards-buying-and-selling-miles-is-it-assur-and-a-chillul-hashem-or-a-great-way-for-a-side-parnassah/



BEFORE SWIPING FOR SOMEONE READ THIS: (first hand story)

https://forums.dansdeals.com/index.php?topic=36812.msg2062371#msg2062371
https://www.dansdeals.com/more/dans-commentary/dark-side-earning-credit-card-points-psa-dont-swipe-others/#comment-1399884


Dan's warning to DDF:
I hope people realize that any buying group or anyone else that gets merchandise in advance of payment can go south at any time. That's even if you get a check at the time of delivery.
X-posting as I don't want anyone to say that I never put a warning here.

A story that ended up in court - https://iapps.courts.state.ny.us/nyscef/DocumentList?docketId=iRcRHuyZUdOIx69D00a5XQ==&display=all&courtType=Kings%20County%20Supreme%20Court&resultsPageNum=1


I am one of the biggest buyers for buying groups, I have done millions in transactions and have sent to every group there is over the past 3 years. Most buying groups are okay, some scan in slower than others, some pay slower than others - most will lose a few packages over the year. You can research and find which are better for you.

However there is a bigger problem now with Amazon itself.  Amazon in the past has been great with any problems always ready with a refund for lost packages even if it was thousands of dollars. Lately Amazon has clamped down and has tagged these buying groups addresses  in their systems as "freight forwarder" and now no longer will fix any problem you have whatsoever. Doesn't matter what the problem is, even if it shows the package was never delivered, amazon will not help you in any way. Their copy and paste response will always be "this item was sent to a freight forwarder and we're unable to replace or refund the item. We recommend contacting your freight forwarder for more details, as we don't have any more insight or information regarding this matter, For more information about sending items via freight forwarders, please visit our Help Pages: https://www.amazon.com/gp/help/customer/display.html?nodeId=201117950." As well the amazon drivers either must know this or have been increasingly bad at delivering packages because the numbers of packages missing has gone up astronomically. Previously you would have very few packages missing, now the past 3 months I have had 59 "lost" packages. I now have over $15,000 of loses and some guy in Delaware is probably living the life with all the stuff he stole from me. I will survive, I have made a lot more than $15,000 over the years however just a warning to others here that things are not as they used to be and it really is no longer worth doing buring groups with all the loses piling up

« Last edited by Yo ssi on July 24, 2023, 06:47:26 PM »

Author Topic: PSA: Don't swipe recklessly for others  (Read 1182987 times)

Offline Legends666

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Re: PSA: Don't swipe recklessly for others
« Reply #4660 on: March 16, 2022, 01:50:14 PM »
(but must add tracking per item)

you don't actually have to add the tracking to the right item

Online Mf1

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Re: PSA: Don't swipe recklessly for others
« Reply #4661 on: March 16, 2022, 01:51:53 PM »
Amazing experience, a decent amount of items last few weeks.

Fast check in (but must add tracking per item) & payment sent that day
What about shipping three items that were shipped to me in one box
Do they accept that?

Offline SpeedyRamsey

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Re: PSA: Don't swipe recklessly for others
« Reply #4662 on: March 16, 2022, 01:55:19 PM »
Assuming as long as you put in the tracking

Offline WonderingYid

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Re: PSA: Don't swipe recklessly for others
« Reply #4663 on: March 19, 2022, 09:28:04 PM »
Anyone know what happened to pinnacle?
(feel free to pm me)
Your inbox is full. @menmenten

Offline coffeebean

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Re: PSA: Don't swipe recklessly for others
« Reply #4664 on: March 20, 2022, 01:08:10 AM »
Your inbox is full. @menmenten
*Litterly veryone proceeding to pm @WonderingYid*

Offline Mootkim

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Re: PSA: Don't swipe recklessly for others
« Reply #4665 on: March 23, 2022, 09:25:24 PM »
Currently the deals have been really slow and there is a lot of BC deals happening. IMO EMB has always been the most steady as far as always checking in quick and immediately paying but they dont have that many deals. BFMR is a very close second but has a lot of BC deals and you need to upload tracking. CNJ is pretty good and quick but not that many deals. TDB also pretty quick and have a lot of deals but have a new commitment thing and their deals are always full. USA has by far the most deals but a lot bc and can be slow to check in and slow to pay. BGR Is very quick to scan and pretty quick to pay and have a nice amount of deals. MYS is mostly bc, scan quickly usually but can take time to pay (varies). MCP has random deals at random times but always has commission and decent timeframe for scanning and checks. BFP has a lot of deals, scan in quickly (usually) but can take very long to pay. PM has basic deals and usually pay and scan decently. Feel free to PM me for any referrals needed.  ;)

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Re: PSA: Don't swipe recklessly for others
« Reply #4666 on: March 23, 2022, 09:31:55 PM »
Currently the deals have been really slow and there is a lot of BC deals happening. IMO EMB has always been the most steady as far as always checking in quick and immediately paying but they dont have that many deals. BFMR is a very close second but has a lot of BC deals and you need to upload tracking. CNJ is pretty good and quick but not that many deals. TDB also pretty quick and have a lot of deals but have a new commitment thing and their deals are always full. USA has by far the most deals but a lot bc and can be slow to check in and slow to pay. BGR Is very quick to scan and pretty quick to pay and have a nice amount of deals. MYS is mostly bc, scan quickly usually but can take time to pay (varies). MCP has random deals at random times but always has commission and decent timeframe for scanning and checks. BFP has a lot of deals, scan in quickly (usually) but can take very long to pay. PM has basic deals and usually pay and scan decently. Feel free to PM me for any referrals needed.  ;)
BC?

Offline Mootkim

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Re: PSA: Don't swipe recklessly for others
« Reply #4667 on: March 23, 2022, 09:38:03 PM »

Offline nirc

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Re: PSA: Don't swipe recklessly for others
« Reply #4668 on: March 23, 2022, 09:52:04 PM »
Currently the deals have been really slow and there is a lot of BC deals happening. IMO EMB has always been the most steady as far as always checking in quick and immediately paying but they dont have that many deals. BFMR is a very close second but has a lot of BC deals and you need to upload tracking. CNJ is pretty good and quick but not that many deals. TDB also pretty quick and have a lot of deals but have a new commitment thing and their deals are always full. USA has by far the most deals but a lot bc and can be slow to check in and slow to pay. BGR Is very quick to scan and pretty quick to pay and have a nice amount of deals. MYS is mostly bc, scan quickly usually but can take time to pay (varies). MCP has random deals at random times but always has commission and decent timeframe for scanning and checks. BFP has a lot of deals, scan in quickly (usually) but can take very long to pay. PM has basic deals and usually pay and scan decently. Feel free to PM me for any referrals needed.  ;)

would be helpful if you can write out names for the various BGs you mention. 

consider mentioning approx amount purchased for each along with length of your history with them.
« Last Edit: March 23, 2022, 10:44:20 PM by nirc »

Offline Mootkim

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Re: PSA: Don't swipe recklessly for others
« Reply #4669 on: March 23, 2022, 10:23:47 PM »
Feel free to PM me for any referrals needed.  ;)

Offline Mootkim

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Re: PSA: Don't swipe recklessly for others
« Reply #4670 on: March 23, 2022, 11:10:10 PM »
would be helpful if you can write out names for the various BGs you mention. 

consider mentioning approx amount purchased for each along with length of your history with them.
I have a lot of history with most of them aside from the ones that opened more recently but overall a lot of history with all. And no I wont be giving out my social and credit card info.

Offline free123cc

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Re: PSA: Don't swipe recklessly for others
« Reply #4671 on: March 24, 2022, 10:49:19 AM »
would be helpful if you can write out names for the various BGs you mention. 

consider mentioning approx amount purchased for each along with length of your history with them.

which group is BGR and which group is MCP ?

Offline BostonGeorge

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Re: PSA: Don't swipe recklessly for others
« Reply #4672 on: March 24, 2022, 12:53:13 PM »
would be helpful if you can write out names for the various BGs you mention. 

consider mentioning approx amount purchased for each along with length of your history with them.

EMB Deals (Fast)
BuyForMeRetail (Fastest)
The Deal Buyer (Less Fast)
CloseoutNJ (Fast)
USA Buying Group (Slowest)
BuyGetRewards (Fast)
MYS (don’t use)
MakeCardPoints (don’t use)
BuyersForPoints (just started, seems slower)
Poinstmaker (Slow)

BFMR typically checks in and pays day-of-receipt. I consider Fast to be checked in within 2 days and paid within a week of request. USA can be over a month round trip.
« Last Edit: March 24, 2022, 01:04:43 PM by BostonGeorge »

Offline liteweight13

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Re: PSA: Don't swipe recklessly for others
« Reply #4673 on: March 26, 2022, 12:09:39 AM »
EMB Deals (Fast)
BuyForMeRetail (Fastest)
The Deal Buyer (Less Fast)
CloseoutNJ (Fast)
USA Buying Group (Slowest)
BuyGetRewards (Fast)
MYS (don’t use)
MakeCardPoints (don’t use)
BuyersForPoints (just started, seems slower)
Poinstmaker (Slow)

BFMR typically checks in and pays day-of-receipt. I consider Fast to be checked in within 2 days and paid within a week of request. USA can be over a month round trip.

Agree with the list other than The Deal Buyer. Always were fast for me except around the holidays. Even though no longer than a week.

USA and MYS have by far been the worst for me.

Offline neveryou

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Re: PSA: Don't swipe recklessly for others
« Reply #4674 on: April 07, 2022, 06:30:10 PM »
So now that the new consumer debt laws in NY have gone into effect, do all the people that swiped recklessly get off the hook now?

Offline WonderingYid

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Re: PSA: Don't swipe recklessly for others
« Reply #4675 on: April 07, 2022, 07:34:23 PM »
So now that the new consumer debt laws in NY have gone into effect, do all the people that swiped recklessly get off the hook now?
Which laws?

Offline AsherO

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Re: PSA: Don't swipe recklessly for others
« Reply #4676 on: April 07, 2022, 07:48:52 PM »
So now that the new consumer debt laws in NY have gone into effect, do all the people that swiped recklessly get off the hook now?

AFAIK it doesn’t change anything for legal action that was initiated, and wouldn’t necessarily change the legal outcome for someone who swiped recklessly (e.g. for a defaulting BG) and was sued within 3 years. It also doesn’t really change credit reporting outcomes for any such situations.

Which laws?

https://ag.ny.gov/press-release/2022/attorney-general-james-warns-debt-collectors-new-state-regulations-banning
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Offline neveryou

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Re: PSA: Don't swipe recklessly for others
« Reply #4677 on: April 07, 2022, 07:51:09 PM »
AFAIK it doesn’t change anything for legal action that was initiated, and wouldn’t necessarily change the legal outcome for someone who swiped recklessly (e.g. for a defaulting BG) and was sued within 3 years. It also doesn’t really change credit reporting outcomes for any such situations.

https://ag.ny.gov/press-release/2022/attorney-general-james-warns-debt-collectors-new-state-regulations-banning
It does change the fact that the credit card can't sue if its past 3 years

Offline AsherO

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Re: PSA: Don't swipe recklessly for others
« Reply #4678 on: April 07, 2022, 07:57:50 PM »
It does change the fact that the credit card can't sue if its past 3 years

Nothing I wrote stated otherwise. What I said was that besides for that there’s a lot it doesn’t change for those people:
1. Sued already
2. Sued within 3 years
3. Credit reporting, for those not sued, or while legal action is ongoing
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Offline neveryou

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Re: PSA: Don't swipe recklessly for others
« Reply #4679 on: April 07, 2022, 11:07:32 PM »
Nothing I wrote stated otherwise. What I said was that besides for that there’s a lot it doesn’t change for those people:
1. Sued already
2. Sued within 3 years
3. Credit reporting, for those not sued, or while legal action is ongoing
Is it only for new debt or she cut the statute in half for people and a whole bunch of people that were in 3-6 years in debt cant be sued?