Topic Wiki

https://www.dansdeals.com/more/dans-commentary/dark-side-earning-credit-card-points-psa-dont-swipe-others/

https://www.mixcloud.com/zev-brenner/talkline-with-zev-brenner-on-credit-card-scams-affecting-the-orthodox-jewish-community/

http://podcast.headlinesbook.com/e/31616-credit-card-miles-and-points-swiping-for-rewards-buying-and-selling-miles-is-it-assur-and-a-chillul-hashem-or-a-great-way-for-a-side-parnassah/



BEFORE SWIPING FOR SOMEONE READ THIS: (first hand story)

https://forums.dansdeals.com/index.php?topic=36812.msg2062371#msg2062371
https://www.dansdeals.com/more/dans-commentary/dark-side-earning-credit-card-points-psa-dont-swipe-others/#comment-1399884


Dan's warning to DDF:
I hope people realize that any buying group or anyone else that gets merchandise in advance of payment can go south at any time. That's even if you get a check at the time of delivery.
X-posting as I don't want anyone to say that I never put a warning here.

A story that ended up in court - https://iapps.courts.state.ny.us/nyscef/DocumentList?docketId=iRcRHuyZUdOIx69D00a5XQ==&display=all&courtType=Kings%20County%20Supreme%20Court&resultsPageNum=1


I am one of the biggest buyers for buying groups, I have done millions in transactions and have sent to every group there is over the past 3 years. Most buying groups are okay, some scan in slower than others, some pay slower than others - most will lose a few packages over the year. You can research and find which are better for you.

However there is a bigger problem now with Amazon itself.  Amazon in the past has been great with any problems always ready with a refund for lost packages even if it was thousands of dollars. Lately Amazon has clamped down and has tagged these buying groups addresses  in their systems as "freight forwarder" and now no longer will fix any problem you have whatsoever. Doesn't matter what the problem is, even if it shows the package was never delivered, amazon will not help you in any way. Their copy and paste response will always be "this item was sent to a freight forwarder and we're unable to replace or refund the item. We recommend contacting your freight forwarder for more details, as we don't have any more insight or information regarding this matter, For more information about sending items via freight forwarders, please visit our Help Pages: https://www.amazon.com/gp/help/customer/display.html?nodeId=201117950." As well the amazon drivers either must know this or have been increasingly bad at delivering packages because the numbers of packages missing has gone up astronomically. Previously you would have very few packages missing, now the past 3 months I have had 59 "lost" packages. I now have over $15,000 of loses and some guy in Delaware is probably living the life with all the stuff he stole from me. I will survive, I have made a lot more than $15,000 over the years however just a warning to others here that things are not as they used to be and it really is no longer worth doing buring groups with all the loses piling up

« Last edited by Yo ssi on July 24, 2023, 06:47:26 PM »

Author Topic: PSA: Don't swipe recklessly for others  (Read 1204160 times)

Offline AsherO

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Re: PSA: Don't swipe recklessly for others
« Reply #4680 on: April 08, 2022, 12:16:46 AM »
Is it only for new debt or she cut the statute in half for people and a whole bunch of people that were in 3-6 years in debt cant be sued?

Pretty sure from what I read that people with debt more than 3 years old can’t be sued in NY after 4/7/22.
DDF FFB (Forum From Birth)

Offline BostonGeorge

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Re: PSA: Don't swipe recklessly for others
« Reply #4681 on: April 08, 2022, 08:25:26 AM »
Quote
BuyForMeRetail (Fastest)
The Deal Buyer (Fast)
BuyGetRewards (Fast)
EMB Deals (Fast)
CloseoutNJ (Fast)
Poinstmaker (Slow)
USA Buying Group (Slower)
BuyersForPoints (Slowest)
MYS (don’t use)
MakeCardPoints (don’t use)


BFMR typically checks in and pays day-of-receipt. I consider Fast to be checked in within 2 days and paid within a week of request. USA can be over a month round trip.
Edits bolded above, congrats to BuyersForPoints on new slowest ex. possibly MYS(?) or MCP(?)

Offline free123cc

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Re: PSA: Don't swipe recklessly for others
« Reply #4682 on: April 10, 2022, 08:42:23 AM »
Edits bolded above, congrats to BuyersForPoints on new slowest ex. possibly MYS(?) or MCP(?)

My experience with buyersforpoints has been extremely fast check ins (occasionally the item will be checked in before I get a email from the store that the item has been delivered)

Payments on the other hand can take 3-4 weeks once requested

Offline BostonGeorge

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Re: PSA: Don't swipe recklessly for others
« Reply #4683 on: April 11, 2022, 07:11:15 AM »
My experience with buyersforpoints has been extremely fast check ins (occasionally the item will be checked in before I get a email from the store that the item has been delivered)

Payments on the other hand can take 3-4 weeks once requested

Same experience for me with check in, which is far better than some others. A big plus for buyersforpoints is the volume and variety of deals, but it’s difficult to take advantage if one tries to limit exposure given the lag in payment. For instance, if I wanted to have a max of $5k outstanding to a single group at a time, then that’s the max I could buy per month as opposed to some other groups where I could $25k/mo.

Offline nirc

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Re: PSA: Don't swipe recklessly for others
« Reply #4684 on: May 10, 2022, 07:38:52 PM »
I've noticed that buyformeretail and EMB deals have been recommended a number of times in this forum. For those that are familiar with these BGs, are the links below the correct ones?

If anyone has any negative experiences with them, please let me know.

It's interesting that both of these groups, use different template then MYS, PM, TDB and Closeoutnj.

https://www.buyformeretail.com/
https://embdeals.com/content/welcome
« Last Edit: May 10, 2022, 07:44:09 PM by nirc »

Offline free123cc

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Re: PSA: Don't swipe recklessly for others
« Reply #4685 on: May 24, 2022, 12:45:42 AM »
anyone know of a rav I can call with a money question regarding buying groups? not ME vs buying group issue, but a taus akum question in regards to a buying group deal gone bad.

thanks

or should I just ask it here and let the forum rabbonim paskin?  ;)

Offline Yo ssi

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Re: PSA: Don't swipe recklessly for others
« Reply #4686 on: May 24, 2022, 12:53:00 AM »
anyone know of a rav I can call with a money question regarding buying groups? not ME vs buying group issue, but a taus akum question in regards to a buying group deal gone bad.

thanks

or should I just ask it here and let the forum rabbonim paskin?  ;)
You can ask it here to satisfy our curiosity, but certainly AYLOR (perhaps he can recommend someone) as to what you should personally do.
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Offline neveryou

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Re: PSA: Don't swipe recklessly for others
« Reply #4687 on: May 24, 2022, 02:36:11 PM »
From this week's mishpacha magazine

Offline AsherO

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Re: PSA: Don't swipe recklessly for others
« Reply #4688 on: May 24, 2022, 02:38:46 PM »
From this week's mishpacha magazine

Can’t believe Mishpacha will print such a scammy ad
DDF FFB (Forum From Birth)

Offline S209

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Re: PSA: Don't swipe recklessly for others
« Reply #4689 on: May 24, 2022, 02:42:21 PM »
From this week's mishpacha magazine
Amazing. How do I get in?
Quote from: YitzyS
Quotes in a signature is annoying, as it comes across as an independent post.

Offline TimT

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Re: PSA: Don't swipe recklessly for others
« Reply #4690 on: May 24, 2022, 02:46:15 PM »
How do I get in?
Dump it in the nearest garbage can.

Offline Euclid

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PSA: Don't swipe recklessly for others
« Reply #4691 on: May 24, 2022, 02:48:29 PM »
Can’t believe Mishpacha will print such a scammy ad
In the same issue as a multi page "article" about a real estate investing seminar/program/course which costs "less than a year of college".

Really odd for Mishpacha.

Offline Mordyk

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Re: PSA: Don't swipe recklessly for others
« Reply #4692 on: May 24, 2022, 02:55:04 PM »
From this week's mishpacha magazine
Anyone have mishpachas contact info?

It's literally someone gambling with your money... sick

Offline TimT

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Re: PSA: Don't swipe recklessly for others
« Reply #4693 on: May 24, 2022, 02:57:39 PM »
Anyone have mishpachas contact info?

It's literally someone gambling with your money... sick
718-686-9339
usoffice@mishpacha.com

Online JMHO

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Re: PSA: Don't swipe recklessly for others
« Reply #4694 on: May 24, 2022, 03:47:26 PM »
Can’t believe Mishpacha will print such a scammy ad
What's the scam?

Online Yehuda57

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Online Sam 77

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Re: PSA: Don't swipe recklessly for others
« Reply #4696 on: May 24, 2022, 03:50:08 PM »
In the same issue as a multi page "article" about a real estate investing seminar/program/course which costs "less than a year of college".

Really odd for Mishpacha.
What's the issue with that article??

Offline Euclid

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Re: PSA: Don't swipe recklessly for others
« Reply #4697 on: May 24, 2022, 04:05:47 PM »
What's the issue with that article??


It was an advertorial without the disclaimer label. Scammy.

Offline jye

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Re: PSA: Don't swipe recklessly for others
« Reply #4698 on: May 24, 2022, 04:26:17 PM »


It was an advertorial without the disclaimer label. Scammy.
That’s when you know the RE market has peaked.

Offline YesThatsMe

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Re: PSA: Don't swipe recklessly for others
« Reply #4699 on: May 24, 2022, 05:01:21 PM »
That’s when you know the RE market has peaked.

What's your prediction going forward?