Author Topic: Students + with NO source of income can now apply for CC.... (Read 19576 times)

sammy n · « **Reply #40 on:** June 11, 2014, 07:27:37 AM »

Quote from: freddy on June 09, 2014, 07:52:04 PM

Just to get this straight your telling me that if i'm less than 21 and i don't have a job there's no way i can get a credit card? (other than a secured card)

-1 I've gotten a regular card before turning 21.

TimT · « **Reply #41 on:** June 11, 2014, 07:30:52 AM »

Quote from: sammy n on June 11, 2014, 07:27:37 AM

-1 I've gotten a regular card before turning 21.

Did you write down your income ? Parents income ?

sammy n · « **Reply #42 on:** June 11, 2014, 08:52:00 AM »

Quote from: TimT on June 11, 2014, 07:30:52 AM

Did you write down your income ? Parents income ?

Just parents

freddy · « **Reply #43 on:** June 11, 2014, 08:24:50 PM »

Quote from: sammy n on June 11, 2014, 08:52:00 AM

Just parents

Well I want to follow the rules, I also have a card and wrote my parents income but I didn't realize I can't do that because i'm not 21.

shimino1 · « **Reply #44 on:** June 11, 2014, 10:32:19 PM »

Quote from: joey123 on June 09, 2014, 06:57:47 PM

Are there any members on this forum over 21, who have been FR'd after listing their parents income and passed by sending in their parents tax returns?

‎
+1 this info can be very importent to alot of us.

yoshi · « **Reply #45 on:** June 12, 2014, 01:18:07 AM »

I make 75000 p/a

joey123 · « **Reply #46 on:** June 14, 2014, 11:45:20 PM »

Quote from: joey123 on June 09, 2014, 06:57:47 PM

Are there any members on this forum over 21, who have been FR'd after listing their parents income and passed by sending in their parents tax returns?

Quote from: shimino1 on June 11, 2014, 10:32:19 PM

+1 this info can be very importent to alot of us.

BUMP. Anyone?

freddy · « **Reply #47 on:** June 17, 2014, 05:21:06 PM »

It seems if you are under 21 you can still write your parents income if they regulary deposit in to your accounts but if they pay your bills directly then you can't (??) however you can count all the pocket money they give you and if your in school you can count the amount of the scolership if any.

mawmaw · « **Reply #48 on:** June 17, 2014, 11:41:27 PM »

Quote from: yoshi on June 12, 2014, 01:18:07 AM

I make 75000 p/a

vezehou? i think you would be able to get a dissent CL for your 3rd or 4th executive if you would have include parents income as 75k each

joey123 · « **Reply #49 on:** June 18, 2014, 04:44:05 PM »

Quote from: joey123 on June 09, 2014, 06:57:47 PM

Are there any members on this forum over 21, who have been FR'd after listing their parents income and passed by sending in their parents tax returns?

Quote from: shimino1 on June 11, 2014, 10:32:19 PM

‎+1 this info can be very important to a lot of us.

Quote from: joey123 on June 14, 2014, 11:45:20 PM

BUMP. Anyone?

Final BUMP. If any one has any experience with this, please chime in. TIA

shimino1 · « **Reply #50 on:** June 19, 2014, 04:53:09 AM »

Quote from: joey123 on June 18, 2014, 04:44:05 PM

Final BUMP. If any one has any experience with this, please chime in. TIA

Achron achron chaviv

sky121 · « **Reply #51 on:** September 17, 2014, 03:39:38 PM »

Do the new rules cover those who are over 21 and are not students?

Brian93 · « **Reply #52 on:** September 25, 2015, 05:31:40 PM »

>21 yo Student with some income( filing taxes separately), + including parents' income on applications. Is this legal?

David Smith · « **Reply #53 on:** September 25, 2015, 05:37:36 PM »

Quote from: Brian93 on September 25, 2015, 05:31:40 PM

>21 yo Student with some income( filing taxes separately), + including parents' income on applications. Is this legal?

Any income that he has access to, as per wording of application

Brian93 · « **Reply #54 on:** September 25, 2015, 05:38:39 PM »

Quote from: David Smith on September 25, 2015, 05:37:36 PM

Any income that he has access to, as per wording of application

Link?

Brian93 · « **Reply #55 on:** September 25, 2015, 05:39:25 PM »

Need to calm the folks down every now and then

David Smith · « **Reply #56 on:** September 25, 2015, 05:44:52 PM »

Quote from: Brian93 on September 25, 2015, 05:38:39 PM

Link?

Does this help?

Brian93 · « **Reply #57 on:** September 25, 2015, 05:47:29 PM »

Quote from: David Smith on September 25, 2015, 05:44:52 PM

Does this help?

Yup. Thanks

ckmk47 · « **Reply #58 on:** October 02, 2015, 12:27:09 AM »

Why does this not apply to someone under 21? I would think that they, even more than an older person, would be living off his parents income.
If a non working person under 21 used his parents income on his (amex) application, and he's now under F/R, what should he do to prove his income?

Brian93 · « **Reply #59 on:** October 02, 2015, 12:57:31 AM »

Quote from: ckmk47 on October 02, 2015, 12:27:09 AM

Why does this not apply to someone under 21? I would think that they, even more than an older person, would be living off his parents income.
If a non working person under 21 used his parents income on his (amex) application, and he's now under F/R, what should he do to prove his income?

Even over 21,in an f/r they are only interested in personal and spouse income it seems. Basically don't rely on the household/available income phrasing on the applications