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You will receive a reward of 6% on the first $6,000 of eligible purchases in an annual reward year at supermarkets located in the U.S. (superstores and warehouse clubs are not considered supermarkets); 3% on eligible purchases of gasoline at gas stations located in the U.S. (superstores, supermarkets and warehouse clubs that sell gasoline are not considered gas stations); 3% on eligible purchases at select department stores located in the U.S. (the current list of select major department stores at which you can get a 3% reward is available at americanexpress.com/rewards-info ); and 1% on all other eligible purchases (and on supermarket shopping beyond $6,000).

The annual reward year referred to in the previous paragraph is 12 billing periods in a row beginning with the one that includes January 1st; if your billing cycle changes, the length of your annual reward year will also change.

Effective June 30, 2017, the "annual reward year" will be a calendar year:
You will earn a reward of 6% on the first $6,000 of eligible purchases in a calendar year at supermarkets located in the U.S. (superstores and warehouse clubs are not considered supermarkets); 3% on eligible purchases of gasoline at gasoline stations located in the U.S. (superstores, supermarkets and warehouse clubs that sell gasoline are not considered gas stations); 3% on eligible purchases at select department stores located in the U.S. (the current list of select major department stores at which you can earn a 3% reward is available at americanexpress.com/rewards-info ); and 1% on all other eligible purchases (and on supermarket shopping beyond $6,000).

« Last edited by David R on May 09, 2017, 03:24:04 AM »

Author Topic: Amex Blue Cash Preferred Master Thread  (Read 26801 times)

Offline Malachi

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Re: Amex Blue Cash Preferred Master Thread
« Reply #90 on: July 24, 2015, 04:46:27 PM »
Does anyone know if I can redeem reward dollars even if I don't have a balance and then get a check sent in the mail ?
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Offline David R

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Re: Amex Blue Cash Preferred Master Thread
« Reply #91 on: July 24, 2015, 04:58:51 PM »
Does anyone know if I can redeem reward dollars even if I don't have a balance and then get a check sent in the mail ?
If they credit it to your account balance, you will then have a credit balance which you can always request a check for. There's a form on the web site for this. http://www.americanexpress.com/inquirycenter Open a new inquiry and choose "I have a credit balance on my account".

Offline benjie1305

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Re: Amex Blue Cash Preferred Master Thread
« Reply #92 on: July 28, 2015, 03:57:31 PM »
Any point in not downgrading this to the BC if I don't need the groceries? Is AU policy different on BC vs BCP?

I am just trying to see if there is anything I am missing other then groceries that should make me be ok paying the fee vs the BC.
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Offline David R

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Re: Amex Blue Cash Preferred Master Thread
« Reply #93 on: July 28, 2015, 05:21:28 PM »
Any point in not downgrading this to the BC if I don't need the groceries? Is AU policy different on BC vs BCP?

I am just trying to see if there is anything I am missing other then groceries that should make me be ok paying the fee vs the BC.
Well, there's 3% on gas and department stores. Even if you don't buy a lot of groceries, you can still spend thousands on gift cards to other stores, as well as Visa / Mastercard gift cards that you can use almost anywhere.

Offline YY

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Re: Amex Blue Cash Preferred Master Thread
« Reply #94 on: July 31, 2015, 01:26:40 PM »
I have a Blue Cash card with 3 authorized user cards.
I was trying to add another authorized user and I got a letter a week later saying I am a maximum for authorized users.
anyone else have this issue ?

I called and they are saying for this "free" card there is a maximum of 3 additional users.
anyway to get around that ?
« Last Edit: July 31, 2015, 01:35:40 PM by YY »

Online efflpetzel

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Re: Amex Blue Cash Preferred Master Thread
« Reply #95 on: July 31, 2015, 01:57:39 PM »
Any experience with retention offers on this card?
Tried a couple of times but they won't budge

Offline lchaim123

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Re: Amex Blue Cash Preferred Master Thread
« Reply #96 on: August 20, 2015, 05:26:33 PM »
If i apply for this card this month and spend $6000 on groceries (6%) before dec 31

will it reset in January 2016 where I can spend another $6000?

basically double up on the $360 cash back for just 1 annual fee and a $150 statement credit?

TIA

Offline username

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Re: Amex Blue Cash Preferred Master Thread
« Reply #97 on: August 20, 2015, 06:55:09 PM »
I have a Blue Cash card with 3 authorized user cards.
I was trying to add another authorized user and I got a letter a week later saying I am a maximum for authorized users.
anyone else have this issue ?

I called and they are saying for this "free" card there is a maximum of 3 additional users.
anyway to get around that ?

Thats the limit.
^^^

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Re: Amex Blue Cash Preferred Master Thread
« Reply #98 on: August 20, 2015, 11:06:05 PM »
If i apply for this card this month and spend $6000 on groceries (6%) before dec 31

will it reset in January 2016 where I can spend another $6000?

basically double up on the $360 cash back for just 1 annual fee and a $150 statement credit?

TIA
Be very careful. My first bill closed on Januaru 8 and they counted all December grocery spend in 2015 instead of 2014. Lost out on $360 because of it. Get it in november or even before so u are guaranteed the double dip.
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Offline etech0

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Re: Amex Blue Cash Preferred Master Thread
« Reply #99 on: August 20, 2015, 11:20:08 PM »
I thought the year ended the same month you got the card, not the calendar year?
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Offline David R

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Re: Amex Blue Cash Preferred Master Thread
« Reply #100 on: August 21, 2015, 09:23:05 AM »


If i apply for this card this month and spend $6000 on groceries (6%) before dec 31

will it reset in January 2016 where I can spend another $6000?
I thought the year ended the same month you got the card, not the calendar year?
This is probably one of the most important questions to ascertain the real answer to and put in the wiki.

Online hvaces42

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Re: Amex Blue Cash Preferred Master Thread
« Reply #101 on: August 21, 2015, 10:31:03 AM »
I thought the year ended the same month you got the card, not the calendar year?
Per the T&C and my personal experience the year ends on the date the last statement is generated in December. If you get the card in December and the statement closes in January your spend is considered done the next year. Make sure to get the statement closing on or before December 31.
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Offline Achas Veachas

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Re: Amex Blue Cash Preferred Master Thread
« Reply #102 on: August 21, 2015, 10:33:35 AM »
This is probably one of the most important questions to ascertain the real answer to and put in the wiki.


Per the T&C and my personal experience the year ends on the date the last statement is generated in December. If you get the card in December and the statement closes in January your spend is considered done the next year. Make sure to get the statement closing on or before December 31.
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Offline etech0

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Offline benjie1305

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Re: Amex Blue Cash Preferred Master Thread
« Reply #104 on: October 08, 2015, 08:45:49 PM »
Just to confirm what I read in the Wiki. The 6% for 6k starts fresh Jan 1st?
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