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Evolve Money – Online billpay service

Pay bills from Evolve’s list of payees, including mortgage, utilities, insurance and “store” credit card, e.g., Macy’s, Gap, Walmart (but NOT regular credit cards or store co-branded CC, like a Walmart Discover or BR Visa).

If a particular biller is not listed, you can try emailing Evolve to add it. They seem to respond quite quickly to inquiries, and they will ask you to send a copy of your bill. Some people have had success in seeing their billers added. The billers need to agree to be a part of some kind of Mastercard processing consortium, which may or may not work for you billers.

Daily dollar limits include:

$2,999.00 in payments, of which up to $999.00 may be funded by cash load packs
Individual bill pay dollar limits include:

$2,999.00 for a single bill funded by a debit card and/or credit card
$999.00 for a single bill funded by a cash load pack
Note: You cannot make more than $10,000 worth of payments per month for credit, debit, and cash load packs.

Monthly payment limits include:

4 payments per month per biller account number using a credit or debit card within the dollar limits listed above.
Unlimited number of payments per month per biller account number using a cash load pack within the dollar limits listed above.

Check with your bank whether they accept partial payments and payments made over a couple of days. (Paying over weekend might arrive on same day.) You will also want to be in touch with your bank the first month you do this to make sure that the payments don't automatically apply to principal, or that your automatic payment (if you have one) doesn't ALSO get taken out. Don't assume that your bank will handle everything perfectly without your involvement, and - especially the first month - make sure you have all payments in with a few days to spare at least so that they can sort it out without also having to worry that the payment will be late.

You can pay bills for no fee with REloadIt packs that can be purchased, Evolve Money credits and with a debit card from "major banks". There are reports that US Bank issued MGCs work fee free as well. Each card counts as one payment toward the four payment limit.

For a 3% fee you can pay with a Visa, MC and Discover CCs.

In the past there was a glitch and certain CCs did work. But after this was publicized, the glitch was closed. 

How
Sign up.
Add new bill.
Then pay with a ReLoadit packs, debit, prepaid(?) or Gift Card(?).

« Last edited by hvaces42 on March 11, 2015, 05:24:11 PM »

Author Topic: Evolve Money - Another opportunity  (Read 313583 times)

Online ckmk47

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Re: Evolve Money - Another opportunity
« Reply #1260 on: January 16, 2015, 01:17:39 PM »
May not be such a great idea, since you can only make one payment per month.... call them or email them, they are pretty responsive
You're right.  I hardly use Evolve any more, so I forgot.
My favorite cause: cssy.org

Offline noturbizniss

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Re: Evolve Money - Another opportunity
« Reply #1261 on: January 17, 2015, 09:02:42 PM »
I searched the whole thread for "Prepay" and did not find this question asked.
Is there any harm in prepaying store credit cards that may have zero balance, and then requesting a refund (preferably every couple few months)? 
READ THE DARN WIKI!!!!

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Offline lunatic

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Re: Evolve Money - Another opportunity
« Reply #1262 on: January 17, 2015, 09:10:09 PM »
I searched the whole thread for "Prepay" and did not find this question asked.
Is there any harm in prepaying store credit cards that may have zero balance, and then requesting a refund (preferably every couple few months)?

People used to do it. Now they imposed a limit of one payment per month for each biller.

Offline noturbizniss

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Re: Evolve Money - Another opportunity
« Reply #1263 on: January 17, 2015, 09:11:56 PM »
People used to do it. Now they imposed a limit of one payment per month for each biller.
Got it. Might do it at least for some of the $500 GC's i got on freedom. bah. NY SUCKS. Nobody takes vgc for MO! 
READ THE DARN WIKI!!!!

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Offline gozalim

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Re: Evolve Money - Another opportunity
« Reply #1264 on: January 18, 2015, 01:25:22 AM »
Got it. Might do it at least for some of the $500 GC's i got on freedom. bah. NY SUCKS. Nobody takes vgc for MO! 
especially not after corporate got a call from a manager alerting them to the issue...

Offline Geshmak25

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Re: Evolve Money - Another opportunity
« Reply #1265 on: January 18, 2015, 10:46:13 AM »
My wife and I both have an account. Can we each make a payment to the same payee with same account number? Will that get me flagged?
PUTPAC = PITA

Offline Achas Veachas

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Re: Evolve Money - Another opportunity
« Reply #1266 on: January 18, 2015, 10:51:29 AM »
My wife and I both have an account. Can we each make a payment to the same payee with same account number? Will that get me flagged?
The one per month limit is not per account, it's per payee account.

Offline lunatic

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Re: Evolve Money - Another opportunity
« Reply #1267 on: January 18, 2015, 11:02:06 AM »
My wife and I both have an account. Can we each make a payment to the same payee with same account number? Will that get me flagged?

They will not let you

Offline noturbizniss

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Re: Evolve Money - Another opportunity
« Reply #1268 on: January 18, 2015, 11:26:15 AM »
My wife and I both have an account. Can we each make a payment to the same payee with same account number? Will that get me flagged?
Read the wiki.
READ THE DARN WIKI!!!!

Chuck Norris...
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Offline David R

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Re: Evolve Money - Another opportunity
« Reply #1269 on: January 19, 2015, 12:05:29 AM »
I searched the whole thread for "Prepay" and did not find this question asked.
Is there any harm in prepaying store credit cards that may have zero balance, and then requesting a refund (preferably every couple few months)?
It's an easy way to liquidate those gift cards. Be aware that there are some payees that reject the payment if you overpay.
Got it. Might do it at least for some of the $500 GC's i got on freedom. bah. NY SUCKS. Nobody takes vgc for MO!
Dan keeps posting that you can buy MO in NY with GC.

Offline noturbizniss

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Re: Evolve Money - Another opportunity
« Reply #1270 on: January 19, 2015, 06:59:04 AM »
It's an easy way to liquidate those gift cards. Be aware that there are some payees that reject the payment if you overpay.Dan keeps posting that you can buy MO in NY with GC.
Where?
READ THE DARN WIKI!!!!

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Offline WAM

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Re: Evolve Money - Another opportunity
« Reply #1271 on: January 20, 2015, 06:27:49 PM »
Where?
Ahh, the million dollar question. You gotta keep trying till you find someplace that does. If they say no, don't push it, just try another time or go to another store. It is hard to find in frum areas though.

Offline noturbizniss

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Re: Evolve Money - Another opportunity
« Reply #1272 on: January 20, 2015, 08:19:20 PM »
Ahh, the million dollar question. You gotta keep trying till you find someplace that does. If they say no, don't push it, just try another time or go to another store. It is hard to find in frum areas though.
I don't live in a frum area.
READ THE DARN WIKI!!!!

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Offline sam i am

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Re: Evolve Money - Another opportunity
« Reply #1273 on: January 20, 2015, 10:34:10 PM »
My wife and I both have an account. Can we each make a payment to the same payee with same account number? Will that get me flagged?
The biller account will be banned permanently. Only one payment per biller account across all evolve accounts.

Offline David R

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Re: Evolve Money - Another opportunity
« Reply #1274 on: January 29, 2015, 01:38:35 PM »
Be aware that there are some payees that reject the payment if you overpay.
I wrote that because of my experience with a specific payee that kept on rejecting my payments. I see now that each time I had paid, my balance was zero. This week I overpaid when I had an actual balance, and it went through.

Offline stingypolisher

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Re: Evolve Money - Another opportunity
« Reply #1275 on: February 01, 2015, 05:02:34 AM »
I'm not sure what I'm doing wrong.  But I made a payment to con edsion on January 7th and another payment to con edsion on the 31st and had no problems with processing the two payments in the same month. Did anyone encounter something like this?

Offline Talmid Muvhak

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Re: Evolve Money - Another opportunity
« Reply #1276 on: February 01, 2015, 11:29:58 AM »
hasn't worked for me in a while, but i have noticed sometimes their end of the month didn't seem to be the end of the month which could explain your 1/31 transaction. they may count it towards feb. or maybe not so you could wait a little and try again.
וצדיק באמונתו יחיה

Offline lunatic

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Re: Evolve Money - Another opportunity
« Reply #1277 on: February 01, 2015, 12:46:13 PM »
I'm not sure what I'm doing wrong.  But I made a payment to con edsion on January 7th and another payment to con edsion on the 31st and had no problems with processing the two payments in the same month. Did anyone encounter something like this?

2 possible answers. One good and one bad.

1.  Sometimes it takes a few days for the payment to go through and they will consider it a Feb payment

2. They will pay it and then shut you down for that biller

Offline mofreed

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Re: Evolve Money - Another opportunity
« Reply #1278 on: February 01, 2015, 01:52:15 PM »
why does nobody talk about t mobile reloadits? seems like a pretty solid option for MS http://www.doctorofcredit.com/credit-cards/manufactured-spending/using-t-mobile-reloadits-cards-to-manufacture-credit-card-spend/

Offline kangarruu

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Re: Evolve Money - Another opportunity
« Reply #1279 on: February 01, 2015, 02:15:07 PM »
why does nobody talk about t mobile reloadits? seems like a pretty solid option for MS http://www.doctorofcredit.com/credit-cards/manufactured-spending/using-t-mobile-reloadits-cards-to-manufacture-credit-card-spend/

Because T-Mobile shuts down any sort of volume.