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Evolve Money – Online billpay service

Pay bills from Evolve’s list of payees, including mortgage, utilities, insurance and “store” credit card, e.g., Macy’s, Gap, Walmart (but NOT regular credit cards or store co-branded CC, like a Walmart Discover or BR Visa).

If a particular biller is not listed, you can try emailing Evolve to add it. They seem to respond quite quickly to inquiries, and they will ask you to send a copy of your bill. Some people have had success in seeing their billers added. The billers need to agree to be a part of some kind of Mastercard processing consortium, which may or may not work for you billers.

Daily dollar limits include:

$2,999.00 in payments, of which up to $999.00 may be funded by cash load packs
Individual bill pay dollar limits include:

$2,999.00 for a single bill funded by a debit card and/or credit card
$999.00 for a single bill funded by a cash load pack
Note: You cannot make more than $10,000 worth of payments per month for credit, debit, and cash load packs.

Monthly payment limits include:

4 payments per month per biller account number using a credit or debit card within the dollar limits listed above.
Unlimited number of payments per month per biller account number using a cash load pack within the dollar limits listed above.

Check with your bank whether they accept partial payments and payments made over a couple of days. (Paying over weekend might arrive on same day.) You will also want to be in touch with your bank the first month you do this to make sure that the payments don't automatically apply to principal, or that your automatic payment (if you have one) doesn't ALSO get taken out. Don't assume that your bank will handle everything perfectly without your involvement, and - especially the first month - make sure you have all payments in with a few days to spare at least so that they can sort it out without also having to worry that the payment will be late.

You can pay bills for no fee with REloadIt packs that can be purchased, Evolve Money credits and with a debit card from "major banks". There are reports that US Bank issued MGCs work fee free as well. Each card counts as one payment toward the four payment limit.

For a 3% fee you can pay with a Visa, MC and Discover CCs.

In the past there was a glitch and certain CCs did work. But after this was publicized, the glitch was closed. 

How
Sign up.
Add new bill.
Then pay with a ReLoadit packs, debit, prepaid(?) or Gift Card(?).

« Last edited by hvaces42 on March 11, 2015, 05:24:11 PM »

Author Topic: Evolve Money - Another opportunity  (Read 263614 times)

Offline DaveInLA

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Re: Evolve Money - Another opportunity
« Reply #1360 on: February 24, 2015, 12:15:32 PM »
I used cc for a total of only about $1K in bills. I wonder if I should've been more aggressive and paid off more bills in advance. I also didn't do any mortgage payments.

Offline YG

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Re: Evolve Money - Another opportunity
« Reply #1361 on: February 24, 2015, 09:41:46 PM »
Does anyone know whether I can make a payment to a temporary BR CC?
Just approved two days a go and only have temp card number of the printout they gave me in store.
I'd attempt to make a payment to this card if it will process correctly and the credit will move over to the permanent card when it arrives in the mail.

Offline ShlockDoc

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Re: Evolve Money - Another opportunity
« Reply #1362 on: February 25, 2015, 08:43:56 AM »
Does anyone know whether I can make a payment to a temporary BR CC?
Just approved two days a go and only have temp card number of the printout they gave me in store.
I'd attempt to make a payment to this card if it will process correctly and the credit will move over to the permanent card when it arrives in the mail.

Just try

Offline YG

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Re: Evolve Money - Another opportunity
« Reply #1363 on: February 25, 2015, 11:13:10 AM »

Just try
Don't want to risk losing the money somewhere in the process

Offline Shmulie

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Re: Evolve Money - Another opportunity
« Reply #1364 on: February 25, 2015, 11:16:08 AM »
Don't want to risk losing the money somewhere in the process
call them up and ask if you can make a payment with a bill payer service to the temporary card number

Offline Aerial Dag

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Re: Evolve Money - Another opportunity
« Reply #1365 on: February 25, 2015, 12:20:14 PM »
Evolve looks officially dead to me. They're now charging 3% fee for VGC that was still working as of last night. They also correctly assigned my Ink card to CC and are charging a fee for that too. Ugh. BDE

Offline Achas Veachas

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Re: Evolve Money - Another opportunity
« Reply #1366 on: February 25, 2015, 12:22:55 PM »
They also correctly assigned my Ink card to CC and are charging a fee for that too. Ugh. BDE
Retroactively?

Offline Aerial Dag

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Re: Evolve Money - Another opportunity
« Reply #1367 on: February 25, 2015, 12:25:26 PM »
Retroactively?

No, I scheduled an insurance payment for March 1 and that still seems to be free, no additional fees charged to my cc.
Yesterday I added a new VGC, went to checkout, saw it was free, but didn't put the transaction through. Now when I tested that same transaction it's showing a 3% fee.

Offline Achas Veachas

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Re: Evolve Money - Another opportunity
« Reply #1368 on: February 25, 2015, 12:28:58 PM »
No, I scheduled an insurance payment for March 1 and that still seems to be free, no additional fees charged to my cc.
Yesterday I added a new VGC, went to checkout, saw it was free, but didn't put the transaction through. Now when I tested that same transaction it's showing a 3% fee.
Yeah I see now. Some of my CCs that I have scheduled for no fee are showing fees when I try setting up new dummy payments...

Offline alpicone

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Re: Evolve Money - Another opportunity
« Reply #1369 on: February 25, 2015, 02:38:43 PM »
So sad... At least a got in a nice run in the last few days. $8k processed plus $3.6k scheduled.

Offline Mutty

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Re: Evolve Money - Another opportunity
« Reply #1370 on: February 25, 2015, 03:16:06 PM »
Just got this:
Evolve Money now accepts MasterCard®, VISA® and Discover® credit and debit cards.
Pay any of Evolve Money's 12,000 service providers, even those that do not accept credit cards directly. Utilities, insurance, phone, loans -- there are no restrictions on the types of bills you can pay.
More Payment Flexibility with Increased Limits
To help pay those bills with higher balances, such as mortgages, we've raised the single payment limit to $2,999 when paying with credit or debit cards. In addition, you can now make up to 4 payments by card per month on a single bill. As always, you can make as many payments as you like by cash. Learn more here.
Important Changes to the Terms of Use and Pricing
In order to accept payment from all major credit cards, we've updated our End User License Agreement (EULA). Please take time to review it here. In addition, check out the Pricing page here for more information about our new Bill Pay Fee.

The charge for using CC is 3%
“You see things; you say, 'Why?' But I dream things that never were; and I say 'Why not?”

Offline D.

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Re: Evolve Money - Another opportunity
« Reply #1371 on: February 25, 2015, 03:33:29 PM »
Just got this:
Evolve Money now accepts MasterCard®, VISA® and Discover® credit and debit cards.
Pay any of Evolve Money's 12,000 service providers, even those that do not accept credit cards directly. Utilities, insurance, phone, loans -- there are no restrictions on the types of bills you can pay.
More Payment Flexibility with Increased Limits
To help pay those bills with higher balances, such as mortgages, we've raised the single payment limit to $2,999 when paying with credit or debit cards. In addition, you can now make up to 4 payments by card per month on a single bill. As always, you can make as many payments as you like by cash. Learn more here.
Important Changes to the Terms of Use and Pricing
In order to accept payment from all major credit cards, we've updated our End User License Agreement (EULA). Please take time to review it here. In addition, check out the Pricing page here for more information about our new Bill Pay Fee.

The charge for using CC is 3%


Data point: I tried adding a VGC as debit, and when I hit "pay" it said that if I want to use it I'd have to add under CCs and be subject to the 3% fee. Anyone want to try with an MGC?

Offline ah

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Re: Evolve Money - Another opportunity
« Reply #1372 on: March 02, 2015, 05:36:45 PM »
are there reports of anyone getting their banana account shut down for overpaying?

Offline Achas Veachas

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Re: Evolve Money - Another opportunity
« Reply #1373 on: March 03, 2015, 04:43:41 PM »
It was obvious but the first of my scheduled payments just went through without any 3% fees tacked on.

Offline hvaces42

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Re: Evolve Money - Another opportunity
« Reply #1374 on: March 03, 2015, 06:25:38 PM »
It was obvious but the first of my scheduled payments just went through without any 3% fees tacked on.
+$999
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Offline hvaces42

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Re: Evolve Money - Another opportunity
« Reply #1375 on: March 11, 2015, 10:56:00 AM »
Just used US Bank issued variable load MGC without a fee.
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Offline cozmohoot

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Re: Evolve Money - Another opportunity
« Reply #1376 on: March 11, 2015, 10:59:13 AM »
Just used US Bank issued variable load MGC without a fee.
where did you buy it though? :)

Offline hvaces42

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Re: Evolve Money - Another opportunity
« Reply #1377 on: March 11, 2015, 11:17:16 AM »
where did you buy it though? :)
This morning at Shoprite. Sharing is caring.  ;D
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Re: Evolve Money - Another opportunity
« Reply #1378 on: March 11, 2015, 11:26:29 AM »
This morning at Shoprite. Sharing is caring.  ;D
Thanks
If you have any questions please search and then ask. PM me for detailed help.

Offline cozmohoot

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Re: Evolve Money - Another opportunity
« Reply #1379 on: March 11, 2015, 11:27:42 AM »