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Evolve Money – Online billpay service

Pay bills from Evolve’s list of payees, including mortgage, utilities, insurance and “store” credit card, e.g., Macy’s, Gap, Walmart (but NOT regular credit cards or store co-branded CC, like a Walmart Discover or BR Visa).

If a particular biller is not listed, you can try emailing Evolve to add it. They seem to respond quite quickly to inquiries, and they will ask you to send a copy of your bill. Some people have had success in seeing their billers added. The billers need to agree to be a part of some kind of Mastercard processing consortium, which may or may not work for you billers.

Daily dollar limits include:

$2,999.00 in payments, of which up to $999.00 may be funded by cash load packs
Individual bill pay dollar limits include:

$2,999.00 for a single bill funded by a debit card and/or credit card
$999.00 for a single bill funded by a cash load pack
Note: You cannot make more than $10,000 worth of payments per month for credit, debit, and cash load packs.

Monthly payment limits include:

4 payments per month per biller account number using a credit or debit card within the dollar limits listed above.
Unlimited number of payments per month per biller account number using a cash load pack within the dollar limits listed above.

Check with your bank whether they accept partial payments and payments made over a couple of days. (Paying over weekend might arrive on same day.) You will also want to be in touch with your bank the first month you do this to make sure that the payments don't automatically apply to principal, or that your automatic payment (if you have one) doesn't ALSO get taken out. Don't assume that your bank will handle everything perfectly without your involvement, and - especially the first month - make sure you have all payments in with a few days to spare at least so that they can sort it out without also having to worry that the payment will be late.

You can pay bills for no fee with REloadIt packs that can be purchased, Evolve Money credits and with a debit card from "major banks". There are reports that US Bank issued MGCs work fee free as well. Each card counts as one payment toward the four payment limit.

For a 3% fee you can pay with a Visa, MC and Discover CCs.

In the past there was a glitch and certain CCs did work. But after this was publicized, the glitch was closed. 

How
Sign up.
Add new bill.
Then pay with a ReLoadit packs, debit, prepaid(?) or Gift Card(?).

« Last edited by hvaces42 on March 11, 2015, 05:24:11 PM »

Author Topic: Evolve Money - Another opportunity  (Read 309123 times)

Offline dave1234

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Re: Evolve Money - Another opportunity
« Reply #1380 on: March 11, 2015, 03:30:03 PM »
Any place takes amex payments?

Offline MoGro17

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Re: Evolve Money - Another opportunity
« Reply #1381 on: March 11, 2015, 03:34:21 PM »
Can someone with correct, updated knowledge update the Wiki?

Offline hvaces42

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Re: Evolve Money - Another opportunity
« Reply #1382 on: March 11, 2015, 04:17:50 PM »
Can someone with correct, updated knowledge update the Wiki?
For all intents and purposes Evolve is useless for MS except for no fee debit loads from the Buxx issuing banks and for MGCs issued by US Bank. Metabank VGCs, Amex GCs and all CCs are 3%.
Fair warning - Any PMs sent in response to forum posts are fair game for ridicule in public.

Offline davidd75

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Re: Evolve Money - Another opportunity
« Reply #1383 on: March 11, 2015, 04:21:54 PM »
For all intents and purposes Evolve is useless for MS except for no fee debit loads from the Buxx issuing banks and for MGCs issued by US Bank. Metabank VGCs, Amex GCs and all CCs are 3%.
you are sure MGC from US bank payments are free?

Offline davidd75

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Re: Evolve Money - Another opportunity
« Reply #1384 on: March 11, 2015, 04:22:54 PM »
For all intents and purposes Evolve is useless for MS except for no fee debit loads from the Buxx issuing banks and for MGCs issued by US Bank. Metabank VGCs, Amex GCs and all CCs are 3%.

and if you can find Reloadits to buy with cc

Offline ckmk47

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Re: Evolve Money - Another opportunity
« Reply #1385 on: March 11, 2015, 04:29:48 PM »
Can someone with correct, updated knowledge update the Wiki?
The way I understand it, Evolve has just about committed suicide.  There's a 2.9% charge for almost everything used to make payments.  I think GCs are still free - try one and see.  You can only make 1 payment a month per payee (unless they changed that back).  So it's become pretty useless.  And until I srote this post, I din't realize how much this annoyed me.   ::)
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Offline AJK

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Re: Evolve Money - Another opportunity
« Reply #1386 on: March 11, 2015, 04:54:10 PM »
You're basically wrong on every count  :D
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline rots5

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Re: Evolve Money - Another opportunity
« Reply #1387 on: March 11, 2015, 04:55:48 PM »
You're basically wrong on every count  :D
You say it like a nobleman. I say it like im stuck in traffic :D
If you have any questions please search and then ask. PM me for detailed help.

Offline hvaces42

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Re: Evolve Money - Another opportunity
« Reply #1388 on: March 11, 2015, 05:04:25 PM »
You're basically wrong on every count  :D
Please specify who is wrong...

ckmk47 You're using old info. Its 4 payments per payee up to $2,999(?) US Bank MGC used this morning. No fee. All other CCs and GCs have fees. ReloadIt packs, if you can find them for purchase with CC are also fee free.

AJK is US Bank MGC not for public consumption? D.O.C. has had it for a week.
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Offline ckmk47

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Re: Evolve Money - Another opportunity
« Reply #1389 on: March 11, 2015, 05:07:13 PM »
You're basically wrong on every count  :D

ckmk47 You're using old info. Its 4 payments per payee up to $2,999(?) MGC used this morning. No fee.

AJK is US Bank MGC not for public consumption? D.O.C. has had it for a week.
Glad to hear it.  I guess I'll have to brush up on the new rules. 
So
Can someone with correct, updated knowledge update the Wiki?
:D
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Offline hvaces42

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Re: Evolve Money - Another opportunity
« Reply #1390 on: March 11, 2015, 05:24:57 PM »
Glad to hear it.  I guess I'll have to brush up on the new rules. 
So :D

Done

First time i took a shot at editing a Wiki, so would appreciate feedback.
Fair warning - Any PMs sent in response to forum posts are fair game for ridicule in public.

Offline ckmk47

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Re: Evolve Money - Another opportunity
« Reply #1391 on: March 11, 2015, 06:25:05 PM »
Done

First time i took a shot at editing a Wiki, so would appreciate feedback.
Looks good!  Readable and understandable! Thank  you.


Do I understand then that GCs work as payment fee free?  Or only the one mentioned?
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Offline JosephM

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Re: Evolve Money - Another opportunity
« Reply #1392 on: March 11, 2015, 06:26:26 PM »
Is this still correct?

"4 payments per month per biller account number using a credit or debit card within the dollar limits listed above."

Offline hvaces42

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Re: Evolve Money - Another opportunity
« Reply #1393 on: March 11, 2015, 06:42:35 PM »
Is this still correct?

"4 payments per month per biller account number using a credit or debit card within the dollar limits listed above."
Thats verbatim from their site.
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Offline davidd75

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Re: Evolve Money - Another opportunity
« Reply #1394 on: March 12, 2015, 09:19:21 AM »
Please specify who is wrong...

ckmk47 You're using old info. Its 4 payments per payee up to $2,999(?) US Bank MGC used this morning. No fee. All other CCs and GCs have fees. ReloadIt packs, if you can find them for purchase with CC are also fee free.

AJK is US Bank MGC not for public consumption? D.O.C. has had it for a week.

where are you finding US bank MGC's?

Offline hvaces42

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Re: Evolve Money - Another opportunity
« Reply #1395 on: March 12, 2015, 09:30:31 AM »
where are you finding US bank MGC's?
They are out there. Seek and ye shall find.
Fair warning - Any PMs sent in response to forum posts are fair game for ridicule in public.

Offline bukin86

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Re: Evolve Money - Another opportunity
« Reply #1396 on: March 12, 2015, 10:49:42 AM »
Can someone please explained what Dan talked about at the seminar last motz shabbos about how he pays a Gap card with evolve and gets a check back? Can someone go through the process quickly? He also mentioned that if you schedule the payment, it is still free. Is that still relevant?

Thanks so much.

Offline MarkR

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Re: Evolve Money - Another opportunity
« Reply #1397 on: March 12, 2015, 01:18:46 PM »
Can someone please explained what Dan talked about at the seminar last motz shabbos about how he pays a Gap card with evolve and gets a check back? Can someone go through the process quickly? He also mentioned that if you schedule the payment, it is still free. Is that still relevant?

Thanks so much.

I don't know for sure, but I am assuming that if you make an overpayment, eventually they send you a check for the balance. Let's say your Gap card bill is $100 and you pay $999, then you have a credit balance of $899 and after some period of time (maybe a month, maybe 3 months), Gap has to pay you the balance, so they send you a check.

Only relevant if you have a true debit card (the kind that evolve doesn't charge the 3% fee) that can earn you some points.

Offline Shmulie

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Re: Evolve Money - Another opportunity
« Reply #1398 on: March 12, 2015, 01:23:34 PM »
I don't know for sure, but I am assuming that if you make an overpayment, eventually they send you a check for the balance. Let's say your Gap card bill is $100 and you pay $999, then you have a credit balance of $899 and after some period of time (maybe a month, maybe 3 months), Gap has to pay you the balance, so they send you a check.

Only relevant if you have a true debit card (the kind that evolve doesn't charge the 3% fee) that can earn you some points.
You can also request them to send you a check right away

Offline avromie7

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Re: Evolve Money - Another opportunity
« Reply #1399 on: March 12, 2015, 01:38:41 PM »
Can someone please explained what Dan talked about at the seminar last motz shabbos about how he pays a Gap card with evolve and gets a check back? Can someone go through the process quickly? He also mentioned that if you schedule the payment, it is still free. Is that still relevant?

Thanks so much.
it's already dead but what he did was pay his gap bill with evolve even if there is no balance just keep paying and then ask for a check for the balance credit
I wonder what people who type "u" instead of "you" do with all their free time.