Topic Wiki

Evolve Money – Online billpay service

Pay bills from Evolve’s list of payees, including mortgage, utilities, insurance and “store” credit card, e.g., Macy’s, Gap, Walmart (but NOT regular credit cards or store co-branded CC, like a Walmart Discover or BR Visa).

If a particular biller is not listed, you can try emailing Evolve to add it. They seem to respond quite quickly to inquiries, and they will ask you to send a copy of your bill. Some people have had success in seeing their billers added. The billers need to agree to be a part of some kind of Mastercard processing consortium, which may or may not work for you billers.

Daily dollar limits include:

$2,999.00 in payments, of which up to $999.00 may be funded by cash load packs
Individual bill pay dollar limits include:

$2,999.00 for a single bill funded by a debit card and/or credit card
$999.00 for a single bill funded by a cash load pack
Note: You cannot make more than $10,000 worth of payments per month for credit, debit, and cash load packs.

Monthly payment limits include:

4 payments per month per biller account number using a credit or debit card within the dollar limits listed above.
Unlimited number of payments per month per biller account number using a cash load pack within the dollar limits listed above.

Check with your bank whether they accept partial payments and payments made over a couple of days. (Paying over weekend might arrive on same day.) You will also want to be in touch with your bank the first month you do this to make sure that the payments don't automatically apply to principal, or that your automatic payment (if you have one) doesn't ALSO get taken out. Don't assume that your bank will handle everything perfectly without your involvement, and - especially the first month - make sure you have all payments in with a few days to spare at least so that they can sort it out without also having to worry that the payment will be late.

You can pay bills for no fee with REloadIt packs that can be purchased, Evolve Money credits and with a debit card from "major banks". There are reports that US Bank issued MGCs work fee free as well. Each card counts as one payment toward the four payment limit.

For a 3% fee you can pay with a Visa, MC and Discover CCs.

In the past there was a glitch and certain CCs did work. But after this was publicized, the glitch was closed. 

How
Sign up.
Add new bill.
Then pay with a ReLoadit packs, debit, prepaid(?) or Gift Card(?).

« Last edited by hvaces42 on March 11, 2015, 05:24:11 PM »

Author Topic: Evolve Money - Another opportunity  (Read 258875 times)

Offline lunatic

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: May 2009
  • Posts: 4459
  • Total likes: 29
  • DansDeals.com Hat Tips 8
    • View Profile
Re: Evolve Money - Another opportunity
« Reply #220 on: May 07, 2014, 10:19:13 AM »
My first card ever :)

Ha, mine was a real card - citibank

Offline CS1

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Feb 2014
  • Posts: 3726
  • Total likes: 49
  • DansDeals.com Hat Tips 1
    • View Profile
    • California Gourmet Premium Chocolate
  • Location: United States
  • Programs: DDSLA, DDSCLE, Bonvoy Titanium Feb 2025
Re: Evolve Money - Another opportunity
« Reply #221 on: May 07, 2014, 10:24:46 AM »
not sure my first, but Discover is my longest, current open card. (And to think, we'd put everything on it for the 1% cash back!)  Then came BB + DDSCLE...  :D
California Gourmet Belgian Nut-Free Chocolate Chips https://bit.ly/CaliforniaGourmetDirect

Offline mgarfin

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Dec 2012
  • Posts: 2596
  • Total likes: 294
  • DansDeals.com Hat Tips 2
    • View Profile
Re: Evolve Money - Another opportunity
« Reply #222 on: May 07, 2014, 06:58:02 PM »
My first card ever :)

 You most of thought about Evolve back then!!!!!!!

I got A capital one the only thing I remember is a year later when I wanted to close it when I followed the prompts to close a card, the line would automatically cut off. (no SM at that time)

Offline alt123

  • Dansdeals Gold Elite
  • ***
  • Join Date: May 2014
  • Posts: 218
  • Total likes: 1
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: United States
Re: Evolve Money - Another opportunity
« Reply #223 on: May 07, 2014, 11:58:37 PM »
Thanks dan for posting about evolve. Just paid 2k+ Mortgage with staples visa gc. I only wish I had a higher mortgage. :)

Offline TimT

  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • ********
  • Join Date: Dec 2013
  • Posts: 22692
  • Total likes: 7191
  • DansDeals.com Hat Tips 12
    • View Profile
Re: Evolve Money - Another opportunity
« Reply #224 on: May 08, 2014, 12:01:00 AM »
Thanks dan for posting about evolve. Just paid 2k+ Mortgage with staples visa gc. I only wish I had a higher mortgage. :)
Would you like to pay mine ? :D

Offline lunatic

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: May 2009
  • Posts: 4459
  • Total likes: 29
  • DansDeals.com Hat Tips 8
    • View Profile
Re: Evolve Money - Another opportunity
« Reply #225 on: May 08, 2014, 08:36:00 AM »
Thanks dan for posting about evolve. Just paid 2k+ Mortgage with staples visa gc. I only wish I had a higher mortgage. :)

Thats a good idea

Offline mgarfin

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Dec 2012
  • Posts: 2596
  • Total likes: 294
  • DansDeals.com Hat Tips 2
    • View Profile
Re: Evolve Money - Another opportunity
« Reply #226 on: May 08, 2014, 09:06:24 AM »
Citi mortgage $3500 paid with out any problems

Offline cozmohoot

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Jan 2012
  • Posts: 4440
  • Total likes: 95
  • DansDeals.com Hat Tips 5
    • View Profile
  • Location: NY
Re: Evolve Money - Another opportunity
« Reply #227 on: May 08, 2014, 09:44:40 AM »
Thanks dan for posting about evolve. Just paid 2k+ Mortgage with staples visa gc. I only wish I had a higher mortgage. :)
lol. You guys paying mortgage just call the bank to make sure it gets applied correct?

Offline ckmk47

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Aug 2012
  • Posts: 8032
  • Total likes: 1065
  • DansDeals.com Hat Tips 3
  • Gender: Female
    • View Profile
  • Location: brooklyn
Re: Evolve Money - Another opportunity
« Reply #228 on: May 08, 2014, 10:53:37 AM »
Citi mortgage $3500 paid with out any problems
paid over 4 days?  no problems getting credited correctly? or did you call?
My favorite cause: cssy.org

Offline Toasted

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Oct 2013
  • Posts: 1101
  • Total likes: 222
  • DansDeals.com Hat Tips 13
    • View Profile
Re: Evolve Money - Another opportunity
« Reply #229 on: May 08, 2014, 11:09:37 AM »
paid over 4 days?  no problems getting credited correctly? or did you call?

Can do different Evolve Accounts with diff emails.

Offline cozmohoot

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Jan 2012
  • Posts: 4440
  • Total likes: 95
  • DansDeals.com Hat Tips 5
    • View Profile
  • Location: NY
Re: Evolve Money - Another opportunity
« Reply #230 on: May 08, 2014, 11:18:34 AM »
Can do different Evolve Accounts with diff emails.
what about the crediting properly q?

Offline mgarfin

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Dec 2012
  • Posts: 2596
  • Total likes: 294
  • DansDeals.com Hat Tips 2
    • View Profile
Re: Evolve Money - Another opportunity
« Reply #231 on: May 08, 2014, 12:20:36 PM »
Citi mortgage $3500 paid with out any problems
paid over 4 days?  no problems getting credited correctly? or did you call?
Can do different Evolve Accounts with diff emails.
what about the crediting properly q?

Did 4 accounts in one day tied to the penny.
called and was told that they received my monthly payment in full.

Offline PBaruch

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: May 2013
  • Posts: 2270
  • Total likes: 296
  • DansDeals.com Hat Tips 3
    • View Profile
  • Location: HutzNPlutz
Re: Evolve Money - Another opportunity
« Reply #232 on: May 08, 2014, 12:23:01 PM »
Do any of these banks mind if the mortgage is paid from an Evolve account belonging to someone else?
What do you do after your dreams come true?

Offline CS1

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Feb 2014
  • Posts: 3726
  • Total likes: 49
  • DansDeals.com Hat Tips 1
    • View Profile
    • California Gourmet Premium Chocolate
  • Location: United States
  • Programs: DDSLA, DDSCLE, Bonvoy Titanium Feb 2025
Re: Evolve Money - Another opportunity
« Reply #233 on: May 08, 2014, 01:25:49 PM »
Do any of these banks mind if the mortgage is paid from an Evolve account belonging to someone else?
great question. Maybe this is a good time to tell them all about your rich and generous in-laws. 
           (....and how they've been wanting to pay/contribute to your monthly mortgage.)
California Gourmet Belgian Nut-Free Chocolate Chips https://bit.ly/CaliforniaGourmetDirect

Offline yitzf

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Mar 2011
  • Posts: 2634
  • Total likes: 53
  • DansDeals.com Hat Tips 4
    • View Profile
Re: Evolve Money - Another opportunity
« Reply #234 on: May 08, 2014, 01:50:26 PM »
Do any of these banks mind if the mortgage is paid from an Evolve account belonging to someone else?

Do you even have to give your name when you sign up?

Offline HDS

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Jan 2014
  • Posts: 633
  • Total likes: 2
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Israel
Re: Evolve Money - Another opportunity
« Reply #235 on: May 08, 2014, 02:17:14 PM »
Do you even have to give your name when you sign up?

Don't you have to use registered GCs, with your name, address, etc.?

Offline PBaruch

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: May 2013
  • Posts: 2270
  • Total likes: 296
  • DansDeals.com Hat Tips 3
    • View Profile
  • Location: HutzNPlutz
Re: Evolve Money - Another opportunity
« Reply #236 on: May 08, 2014, 02:25:56 PM »
I read that Evolve closed some accounts where people opened multiple accounts to get around the 1k daily limit.  That is why I asked about paying a mortgage from multiple Evolve accounts belonging to different individuals. 
What do you do after your dreams come true?

Offline yitzf

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Mar 2011
  • Posts: 2634
  • Total likes: 53
  • DansDeals.com Hat Tips 4
    • View Profile
Re: Evolve Money - Another opportunity
« Reply #237 on: May 08, 2014, 02:26:11 PM »
Don't you have to use registered GCs, with your name, address, etc.?
Not IME

Offline ckmk47

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Aug 2012
  • Posts: 8032
  • Total likes: 1065
  • DansDeals.com Hat Tips 3
  • Gender: Female
    • View Profile
  • Location: brooklyn
Re: Evolve Money - Another opportunity
« Reply #238 on: May 08, 2014, 02:28:03 PM »
Do you even have to give your name when you sign up?
When you sign up you give your info. 
Don't you have to use registered GCs, with your name, address, etc.?
no
Do any of these banks mind if the mortgage is paid from an Evolve account belonging to someone else?
I would assume not. As long as it's paid on time.
But why not open an account in the same name as the mortgage account? It's easy enough.
My favorite cause: cssy.org

Offline PBaruch

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: May 2013
  • Posts: 2270
  • Total likes: 296
  • DansDeals.com Hat Tips 3
    • View Profile
  • Location: HutzNPlutz
Re: Evolve Money - Another opportunity
« Reply #239 on: May 08, 2014, 02:29:10 PM »
It would be easier for me to do it this way for a WF mortgage.  Based upon some research, I figured out how to do it and I need multiple Evolve accounts.
What do you do after your dreams come true?